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  • Welcome to lujain

    Hi lujain and welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

    We don't bite, Help will be on its way, whatever your circumstances.

    Best wishes from all at allaboutFORUMS
    "If wishes were horses, beggars would ride"

  • #2
    Re: Welcome to lujain

    Hi and welcome
    Let your smile change the world but don't let the world change your smile


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #3
      Re: Welcome to lujain

      Welcome lujain
      Legal Disclaimer
      I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

      If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

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      • #4
        Re: Welcome to lujain

        And welcome from me too

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        • #5
          Re: Welcome to lujain

          welcome aboard!!

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