Flossy UE Diary & YB Hassle

[jon1965]

Re: Flossy UE Diary & YB Hassle

Hi Flossy
Hope you are feeling a tad better


Personally I would leave it for know. As the 14 days are well and truly past maybe wait for the next letter.

Has Niddy said this is UE or EN

If it is UE you could of course reply with either a "I refer you to my letter dated xxxxxx and my position remains the same" or one of the UE template letters

[Flossy]

Re: Flossy UE Diary & YB Hassle

I'm assuming the letters have crossed.... but even if not, they're sounding a bit desperate. Ignore.

Hi P1 and hope you are well?

OK. Really sorry for the delay in updating my diary but unfortunately due to health reason I have been unable to until now.

I received a letter from Cabot dated 10 December 2012 acknowledging my letters and emails. They also say they cant disclose any further information without my DOB by email. I think I sent them some things by email to get to them quicker but everything that I have ever sent them by either email, fax has been followed with a recorded delivery letter.

They go on to say that they have got the CCA and have sent this to me a few times and they believe that this CCA is legible. They therefore recommend that I contact their collections department within 14 days of the letter or it will escalate within their collections procedures.

Last line is that they hope they have set their position clearly.

I have not heard from them since. Should I ignore this or at least acknowledge their correspondence?

Thanks P1.

[Flossy]

Re: Flossy UE Diary & YB Hassle

Hiya

Yes please send all MBNA 2 stuff, agreement terms NoA & DN

The emails were down. I did link you to the big message at the top of the forum in my email earlier

I didn't read that till after I emailed, as I was busy emailing you LOL..

Will send the MBNA 2 shortly. My other email is also down which was annoying as I was up half of the night trying to send the stuff, but it just had technical error all the time so got pissed off this morning and used another email!

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Thanks Niddy.

Do you want MBNA 2 as well? That one is much higher than MBNA 1 or maybe send that tomorrow after you have looked at the one you've got first?

Hiya

Yes please send all MBNA 2 stuff, agreement terms NoA & DN

The emails were down. I did link you to the big message at the top of the forum in my email earlier

[Flossy]

Re: Flossy UE Diary & YB Hassle

This is Pip's diary ---> Pip's UE Diary - Page 19 - allaboutFORUMS

Thanks Flower... Hope your well

[Flossy]

Re: Flossy UE Diary & YB Hassle

Emails received. I will sort this tonight and reply to you then....

Thanks Niddy.

Do you want MBNA 2 as well? That one is much higher than MBNA 1 or maybe send that tomorrow after you have looked at the one you've got first?

[Flossy]

Re: Flossy UE Diary & YB Hassle

I replied to all emails last week and awaiting a reply......

I asked for a lot of info, sent you 5 emails but only 3 need responses.

Can you recheck your emails please.... thanks

Hi.

Sent them all this morning! I will have a look but I made sure they had sent after having Netbook issues

Just seen you have them... lol. I only got your emails on Tuesday... Its probably my PC...

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Emails received. I will sort this tonight and reply to you then....

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

I replied to all emails last week and awaiting a reply......

I asked for a lot of info, sent you 5 emails but only 3 need responses.

Can you recheck your emails please.... thanks

[Flossy]

Re: Flossy UE Diary & YB Hassle

Hi Pip

Firstly, sorry for the delay but my computer is just doing its own thing at the moment!

I have had a NOA at this point for both of the accounts. Mine is the same as your then as its Global Arrow and managed by Wescot. I am waiting to hear from Niddy on this one as I am a bit on edge as it just happens to be the highest amount I owe out of all my debts!!!!

I think there are a lot that have just been sold to them and obviously, Christmas is coming up and that's when they like to play dirty... I had this last year with Cabot where they sent the Court Action without warning. Its easy for them as they know people are busy or away at that time...

I will keep an eye on your thread as well and see what happens. Keep me up dated Pip and if you can direct me to your thread I would appreciate it as I am useless at finding anything....

Flossy

[Pip]

Re: Flossy UE Diary & YB Hassle

Quote:
Originally Posted by Flossy
Just got a letter with regard to the above MBNA x 2 debts from Moorgate to say that they have sold my debt on to Arrow which is a first for me with Global Arrow...

After reading Samsmum diary I was a bit on edge with it going to Arrow as her were UE and mine UN debts...

Quoted by Flowerpower

'One day at a time. Just hope nothing gets issued over the festive period.
They have sold virtually every MBNA account to Arrow (except mine so far ).

Best to keep an eye on letters and not ignore any of them. Update us when you receive something. I see you've read Samsmum's threads but Plan B actually got a Letter Before Action from solicitors on behalf of Arrow, yet she saw them off!

Arrow Global Letter Before Action'

I have just received a NOA from Arrow Global. Is there anything I should now be doing with this as I do not want to get any nasty letters off them coming up to Christmas?

They have said that Wescot are dealing with it and to contact them straight away with regards to paying the accounts.

Hi Flossy,
Could you just please clarify: have you received a Letter Before Action or a Notice of Assignment??

Hopefully just a NOA at this stage? I've also very recently received the same, ditched by Moorgate and sold on to Arrow, administered by Wescot. I have sent a Sold in Dispute letter to Arrow in Guernsey (not heard anything at all from Wescot yet). Normally I would send the Sold in Dispute letter to the DCA, but given Arrow's reputation I was advised to write first to them.

I would hold fire before doing anything though, until you get confirmation from someone on AAD more knowledgeable than me, and wait for some specific advice to you on on your situation (although I'll be comparing notes with you as regards Arrow/Wescot!)

[Flossy]

Re: Flossy UE Diary & YB Hassle

Quote:
Originally Posted by Flossy
Just got a letter with regard to the above MBNA x 2 debts from Moorgate to say that they have sold my debt on to Arrow which is a first for me with Global Arrow...

After reading Samsmum diary I was a bit on edge with it going to Arrow as her were UE and mine UN debts...

Quoted by Flowerpower

'One day at a time. Just hope nothing gets issued over the festive period.
They have sold virtually every MBNA account to Arrow (except mine so far ).

Best to keep an eye on letters and not ignore any of them. Update us when you receive something. I see you've read Samsmum's threads but Plan B actually got a Letter Before Action from solicitors on behalf of Arrow, yet she saw them off!

Arrow Global Letter Before Action'

I have just received a NOA from Arrow Global. Is there anything I should now be doing with this as I do not want to get any nasty letters off them coming up to Christmas?

They have said that Wescot are dealing with it and to contact them straight away with regards to paying the accounts.

[Flossy]

Re: Flossy UE Diary & YB Hassle

I'm assuming the letters have crossed.... but even if not, they're sounding a bit desperate. Ignore.

Hi P1 and thank you for replying.

The letters didn't cross as their first line was 'We refer to your letter that was received in our office on the 12 November 2012.

But, I do agree with you that they are sounding desperate and will see what they send back.

Thank you

[Flossy]

Re: Flossy UE Diary & YB Hassle

Ok thanks..... nothing yet.

Please mail to agreements@all-about-debt.co.uk

I have sent to your email address a few days or so ago before I saw this. Have you got them or do you want me to re send to this address?

I have also emailed you the Creation letter to see what you think about it. I dont know if you have got that as well? I need to send that soon so if you need me to send to the address above instead of your email I can?

Thanks Niddy

[PriorityOne]

Re: Flossy UE Diary & YB Hassle

UPDATE - CABOT

Just opened all the post for the day and the last one is Cabot...

After sending P1 letter they gave the 20 days to respond as I have said above. They have literally sent this letter out a day after the other one.

Its says:

Repaying your account - our offer to you

Our aim is to help customers get their accounts cleared and so we're prepared to accept a one off payment of £x half of the full amount. This is for a limited offer which is only available for the next 30 days....etc.

I'm assuming the letters have crossed.... but even if not, they're sounding a bit desperate. Ignore.