Greymatter's ue Diary

[greymatter]

Re: Greymatter's ue Diary

Paul
Is this not the case in the majority of Diaries in AAD.We are nearly always faced with the Carey case but isn't the difference between 'the proof purpose' and the current information purpose' what its about.
Am I wrong basically to say: no signature= U/E if I was the Defendant? Please show me the original.

[greymatter]

Re: Greymatter's ue Diary

Hi Niddy/I2D
Re Barclays Resolve
Although Paul and I are batting this one around,is there a response that you would recommend as I need to understand if this is U/E at this moment in time please.

[Deepie]

Re: Greymatter's ue Diary

Hi Niddy/I2D
Re Barclays Resolve
Although Paul and I are batting this one around,is there a response that you would recommend as I need to understand if this is U/E at this moment in time please.

Have you sent this ?-------> CCA Query - Terms & Conditions Received

If it was me I would stop paying but that's me........

[greymatter]

Re: Greymatter's ue Diary

Hi I2D
I have not sent CCA-T&C received but will now do so .
See post#275 Niddys comments as to U/E.
I was just a bit thrown earlier with Pauls comments but I fully understand Pauls points now .Just takes time to sink in.You read so many cases and Diaries and comments that I lost sight of the main theme!!
Letter will go Monday.
Thanks again I2D
GM

[Paul.]

Re: Greymatter's ue Diary

Well yes it is but it's also about evidential burdens and the way the are applied per HHJ Platts ruling and per Carey

It is no longer permissible to say PROVE IT as the courts have confirmed

[greymatter]

Re: Greymatter's ue Diary

Hi I2D
I did send missing prescribed terms template on 2/6. however the T& C rec'd template looks almost the same.
So before I send please confirm .
Or should it be 'refusal to accept UE'?
Apologies for the questions I2D
Many thanks
GM

[Deepie]

Re: Greymatter's ue Diary

Hi I2D
I did send missing prescribed terms template on 2/6. however the T& C rec'd template looks almost the same.
So before I send please confirm .
Or should it be 'refusal to accept UE'?
Apologies for the questions I2D
Many thanks
GM

ideally like I said if it were me i would stop paying that way it gets sold to DCA, so long as you are paying that will never happen.

[Deepie]

Re: Greymatter's ue Diary

Hi I2D
I did send missing prescribed terms template on 2/6. however the T& C rec'd template looks almost the same.
So before I send please confirm .
Or should it be 'refusal to accept UE'?
Apologies for the questions I2D
Many thanks
GM

I would send this if it was me------>Final Response - Unenforceable (CCA Received)

[greymatter]

Re: Greymatter's ue Diary

Hi I2D
Yes I have cancelled the S/O Thanks I2D
GM

[greymatter]

Re: Greymatter's ue Diary

[QUOTE=greymatter;170822][QUOTE=greymatter;170549]Quote:
Originally Posted by greymatter
Its time I started my diary and I will load up as I tackle them,so the first here is:

Barclaycard Gold Visa

Type of account (credit card)

Date commenced (Approx 2000)

Approx Balance (£10600)

Last made a FULL payment (June 2003)
Paying by arrangement with DCA(CSL)
Default Notice issued by Mercers acting as agents for BC(Sep 2003)
Account run by CSL

I will be requesting CCA by recorded delivery tomorrow and will update my diary when I receive anything.

Thanks to Niddy and you all.

Key:sent
received
other information

16.12.11 Recorded delivery sent today
19.12.11 Signature obtained
10.01.12 No response to my CCA request.Am I too early to send :CCA request Final Demand.Or should I ignore and stop payment now.
10.01.12 Payment stopped
12.01.12 Letter received(In fact 2 identical) from CSL, they are referring back to client for copy docs.
26.01.2012 Received a letter direct from BC stating that they no longer hold a copy of my executable agreement.They go on further to state that they accept that they are therefore prevented from enforcing the agreement.
This therefore makes it in their own wordsThanks AAD


21.03.2012 Hi Niddy I received the following 2 letters :
19.03.2012 Barclaycard(Posted from Stockport 2nd Class)informing me that the account has been passed to Moorcroft who are now handling the account and I should correspond with them
19.03.2012 Letter (!st class fro Stockport)Moorcroft threatening me with intended litigation(in bold letters!)

Please advise best course of action for me to take here.
Thanks
GM
21.03.2012 I2D^^^^^CCA Query - Letter Previously Confirming No CCA-----<send this with a copy of the letter you have......
21.03.2012 . Letter and attachments sent recorded today.
Thanks I2D

29.03.2012 Letter received today from Moorcroft obviously ignoring ny letter with the enclosure.
This letter came in a yellow envelope(Piss coloured)with bold ref:IMPORTANT INFORMATION-POSSIBLE LITTIGATION.It shows a grid with costs if they were successful in entering a judgement.
What would be the response here please Niddy/I2D?
Thanks
GM
29.03.2012 Niddy says: send this:---> Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action
Thanks Niddy
29.03.2012 Letter: Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action
going to get recorded del now.

30.03.2012 Received a reply from Moorcroft referring to my previous letter 'account now on hold whilst they investigate...'

So they will now receive my latest letter as above which will push home the point.

Hi Niddy/I2D
06/07/2012 Received the repeat possible litigation from Moorcroft this is after they said its on hold whilst investigating.

Should I resend Threat by Creditor - Threat-o-Gram Letter Before Action , or ignore ?
Thanks
GM

[Deepie]

Re: Greymatter's ue Diary

[QUOTE=greymatter;207172][QUOTE=greymatter;170822]

Quote:
Originally Posted by greymatter
Its time I started my diary and I will load up as I tackle them,so the first here is:

Barclaycard Gold Visa

Type of account (credit card)

Date commenced (Approx 2000)

Approx Balance (£10600)

Last made a FULL payment (June 2003)
Paying by arrangement with DCA(CSL)
Default Notice issued by Mercers acting as agents for BC(Sep 2003)
Account run by CSL

I will be requesting CCA by recorded delivery tomorrow and will update my diary when I receive anything.

Thanks to Niddy and you all.

Key:sent
received
other information

16.12.11 Recorded delivery sent today
19.12.11 Signature obtained
10.01.12 No response to my CCA request.Am I too early to send :CCA request Final Demand.Or should I ignore and stop payment now.
10.01.12 Payment stopped
12.01.12 Letter received(In fact 2 identical) from CSL, they are referring back to client for copy docs.
26.01.2012 Received a letter direct from BC stating that they no longer hold a copy of my executable agreement.They go on further to state that they accept that they are therefore prevented from enforcing the agreement.
This therefore makes it in their own wordsThanks AAD


21.03.2012 Hi Niddy I received the following 2 letters :
19.03.2012 Barclaycard(Posted from Stockport 2nd Class)informing me that the account has been passed to Moorcroft who are now handling the account and I should correspond with them
19.03.2012 Letter (!st class fro Stockport)Moorcroft threatening me with intended litigation(in bold letters!)

Please advise best course of action for me to take here.
Thanks
GM
21.03.2012 I2D^^^^^CCA Query - Letter Previously Confirming No CCA-----<send this with a copy of the letter you have......
21.03.2012 . Letter and attachments sent recorded today.
Thanks I2D

29.03.2012 Letter received today from Moorcroft obviously ignoring ny letter with the enclosure.
This letter came in a yellow envelope(Piss coloured)with bold ref:IMPORTANT INFORMATION-POSSIBLE LITTIGATION.It shows a grid with costs if they were successful in entering a judgement.
What would be the response here please Niddy/I2D?
Thanks
GM
29.03.2012 Niddy says: send this:---> Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action
Thanks Niddy
29.03.2012 Letter: Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action
going to get recorded del now.


Hi Niddy/I2D
06/07/2012 Received the repeat possible litigation from Moorcroft this is after they said its on hold whilst investigating.

Should I resend Threat by Creditor - Threat-o-Gram Letter Before Action , or ignore ?
Thanks
GM

I Would re send this if it were me-----> CCA Query - Letter Previously Confirming No CCA

[greymatter]

Re: Greymatter's ue Diary

Hi I2D
I have sent one of these in response to their earlier threat-o-gram.
So do I resend but without the attachments?
Thanks
GM

[Deepie]

Re: Greymatter's ue Diary

Hi I2D
I have sent one of these in response to their earlier threat-o-gram.
So do I resend but without the attachments?
Thanks
GM

I Would re send it if it were me along with a copy of the letter you have ..........

[greymatter]

Re: Greymatter's ue Diary

Thanks I2D
Will do(recorded)
GM

[greymatter]

Re: Greymatter's ue Diary

Hi I2D
Just sent it recorded.
No hanging about
GM