Pixie's UE diary

[Pixie]

Re: Pixie's UE diary

Done!

[Never-In-Doubt]

Re: Pixie's UE diary



Yep send that off.

[Pixie]

Re: Pixie's UE diary

Big red 'Notice of Debt Collection' received from Westcott (scary!! ) re Barclaycard (UE).

5th dca for this. Will send Account sold while in Dispute

[Never-In-Doubt]

Re: Pixie's UE diary

Letter from Fredricksons - Capital One have complied with cca request. If they don't hear from me within the next 10 days with payment proposals further action will commence.

They've had the 'Threat to commence litigation' template. Wait and see what the further action is?

Strangely, this letter had a first class stamp on it instead of being sent in the usual 'UK Mail' envelope - any significance?

Pixie,

I'll PM you regards this.....

[Never-In-Doubt]

Re: Pixie's UE diary

I got a letter last week from Bryan Carter Solicitors which was franked at 28p but when I went to buy some second class stamps I was charged 36p.

You get discounts by franking as well......

[MustGetStraigh]

Re: Pixie's UE diary

I got a letter last week from Bryan Carter Solicitors which was franked at 28p but when I went to buy some second class stamps I was charged 36p.

Cheapskates!

[Pixie]

Re: Pixie's UE diary

I got a letter last week from Bryan Carter Solicitors which was franked at 28p but when I went to buy some second class stamps I was charged 36p.

[garlok]

Re: Pixie's UE diary

We have also noted the mailing changes from some of the wet stone dwellers. Perhaps UK Mail have put up their prices or a bank has called in their overdraft

regards
Garlok

[Pixie]

Re: Pixie's UE diary

Letter from Fredricksons - Capital One have complied with cca request. If they don't hear from me within the next 10 days with payment proposals further action will commence.

They've had the 'Threat to commence litigation' template. Wait and see what the further action is?

Strangely, this letter had a first class stamp on it instead of being sent in the usual 'UK Mail' envelope - any significance?

[Pixie]

Re: Pixie's UE diary

Letter today from Link (bought GE Money loan debt - enforceable)

It's headed 'Ignoring this letter will not make this debt go away'. They want me to phone them (no chance to discuss what options are available for me to settle this debt. If I don't make an offer to repay they may review the information held on me by the CRAs 'to ascertain how we can best ensure this debt is repaid.'

I can save them the bother: I'm defaulted on loads of debts, I have a ccj (though it doesn't show on my credit report), I'm unemployed, rent my home and have a 10 year old car - ie I don't have anything to repay them with!

Guess what? I'm going to ignore the letter and file it away.

Unless you recommend a different course of action?

[Pixie]

Re: Pixie's UE diary

Will do. Thanks.

[Never-In-Doubt]

Re: Pixie's UE diary

Letter received from Bryan Carter Solicitors re Tesco card (UE). Same letter as I got from them a few weeks ago re Cap One card.

Respond with 'Threat-O-Gram - letter before action' template as for Cap One?

Fire one of these off Pixie ---> Unenforceability Templates - Section 5

[Pixie]

Re: Pixie's UE diary

Letter received from Bryan Carter Solicitors re Tesco card (UE). Same letter as I got from them a few weeks ago re Cap One card.

Respond with 'Threat-O-Gram - letter before action' template as for Cap One?

[Never-In-Doubt]

Re: Pixie's UE diary

I'll come back later - may be time to fire a reply off. Let me read back

Nope, just carry on as planned - nothing to add. Sorry for the confusion

[Never-In-Doubt]

Re: Pixie's UE diary

Another letter from Fred re Capital One account. Haven't had one of these before.

I haven't replied to the letter from Bryan Carter Solicitors but they are prepared to offer me one final opportunity to pay before recommending that Capital One instruct solicitors to issue a claim. "At this late stage and as a gesture of goodwill we are prepared to accept a full and final settlement provided you contact us within 48 hours of receipt of this letter."

Do you think they'll accept £40 as F&F?

I would send this off: Threat by Creditor - To Commence Litigation