Pixie's UE diary

[Pixie]

Re: Pixie's UE diary

Letter from Robbers Way (Lloyds TSB - UE). They can't fight Niddy so they're returning the account to LTSB

[5corpio]

Re: Pixie's UE diary

thought u said they were flatulating.....lol

[Pixie]

Re: Pixie's UE diary

'Final Response' from Resolution Legal Services re M&S allaboutFORUMS - View Single Post - Pixie's UE diary (enforceable and blagging )

They use a lot of high-falutin language but basically telling me that the debt's enforceable and they'r going to carry on trying to get me to pay it.

I think I'll wait and see what they send next. After all, if they take me to court they won't get anything because I don't have anything.

[Pixie]

Re: Pixie's UE diary

Thank Garlok

Westcot were the 6th dca for my Barclaycard. They got one of my other debts last November but I haven't heard from them (or anyone else!) about that debt since March

[garlok]

Re: Pixie's UE diary

Hi Pixie,

Wescot was the last of the DCAs in my case, they turned a delinquent "application form" and asome statements. Never even bothered to repsond and they returned the account to BC who then within 2 months sold it to Lowells although I see they are selling a fair few on to this MKRR crowd now.

regards
Garlok

[Pixie]

Re: Pixie's UE diary

Letter from Westcot re Barclaycard (UE)saying, further to my request for a copy of the signed agreement they are unable to provide me with the information and have returned the account to Barclaycard.

This is in response to 'Account Sold while in Dispute' letter I sent to them in September! They must have had a good search for it

[Pixie]

Re: Pixie's UE diary

Thanks Niddy

[Never-In-Doubt]

Re: Pixie's UE diary

Of course I'm going to ignore it!

Good Lass


* this is a bump btw!

[Pixie]

Re: Pixie's UE diary

Of course I'm going to ignore it!

I've written that on the relevant bit of my diary but forgot to do it on this post

[Never-In-Doubt]

Re: Pixie's UE diary

I really just don't see the point of this letter

To annoy and confuse you maybe? In any case ignore it

[Pixie]

Re: Pixie's UE diary

Everything has been scarily quiet for the last month.

Received a rather pointless letter today from Link GE Money

It's headed 'Important Information Regarding Your Personal Credit Report' and goes on to say "We have obtained a telephone number that you supplied a credit provider when applying for credit. This information was supplied to us by a UK Credit Reference Agency. If you believe this information to be incorrect then please contact us on XXXX. In the event that you do not contact our office we will of course use all the information we have on your file to decide the next course of action to recover the balance in full from you."

I assume this is just a sneaky ploy to get me to phone them.

How can I say whether the phone number is correct/incorrect when they don't say what number they've 'obtained' ?

If they have got my phone number, it will be my landline number which I no longer have because I can't afford it - just in case they're reading this.

Is it to get me to say that I haven't applied for credit? (I wish! ;pissmy)

I really just don't see the point of this letter

[Never-In-Doubt]

Re: Pixie's UE diary

It's possible but yea, they can and some actively do.

[Pixie]

Re: Pixie's UE diary

Another question - would the dcas chasing the enforceable debts access the information on trust online and would it show what my monthly payments are?

Would like to know just how far I can 'push' them

[Never-In-Doubt]

Re: Pixie's UE diary

I know that I've asked this before but I haven't received a reply. When I have checked my credit report it doesn't show my ccj. Should it? I was wondering if the dcas could see my ccj order, it might deter them from applying for one themselves

Not all stuff appears on your cra files - that could be an account or a ccj.

Check trust online for confirmation; but why bother? It'll cost you £12 and anyway as part of all credit screening, the lender checks trust online - they don't use a cra to check for iva/ccj/br

[Pixie]

Re: Pixie's UE diary

Okey dokey