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Re: Alland UE Diary
Update 30/08/11
After a quiet few weeks looks like DCA's are like buses, none then a few all come at once !
Not all bad news though
CapitAl One account - Now owned by Cabot but chased by sub contacted
Apex Credit Management, nice letter received stating that following my recent correspondence informing them that the account was / is still in dispute with original lender "Capital One", my account has now been referred back to Cabot, and closed with Apex, and I will not be hearing anything from them again.
BOS Marbles Credit Card
Notification from Cabot, to tell me they have bought my Marbles account off Bank of Scotland, included in the correspondence was a letter from BOS confirming Assignment of Debt.
I do have a letter dating back to July 2010 from BOS (Marbles) confirming they cannot supply my CCA, and therefore were prevented from seeking enforcement through the court.
So I will respond to Cabot with account sold whilst in dispute, and also attach a copy of the letter I received from BOS last year.
As an aside, just checking back through my files, and see Cabot now own three of my credit card accounts, Capital One, BOS Marbles, and Citi Card.
I wonder if they have linked me together on the accounts yet ? it's a bit worrying,because if it reaches a point of having to consider F&F offer on any of the accounts, I can't offer any F&F without including them all, and there is definitley not enough in the pot to do that right now !
Co-operative Bank Credit Card
Passed to Equidebt in July, I responded to their first letter with Account in dispute ref. my CCA request.
Large envelope received to-day containing dozens of copies of my credit card statements dating back to 2004!
Accompanying letter states....there you are, we supply proof that you had this account and was paying it !!
I have never denied having the account, so not sure what they think sending all these statements will acheive..
Update 30/08/11
After a quiet few weeks looks like DCA's are like buses, none then a few all come at once !
Not all bad news though
CapitAl One account - Now owned by Cabot but chased by sub contacted
Apex Credit Management, nice letter received stating that following my recent correspondence informing them that the account was / is still in dispute with original lender "Capital One", my account has now been referred back to Cabot, and closed with Apex, and I will not be hearing anything from them again. BOS Marbles Credit Card
Notification from Cabot, to tell me they have bought my Marbles account off Bank of Scotland, included in the correspondence was a letter from BOS confirming Assignment of Debt.
I do have a letter dating back to July 2010 from BOS (Marbles) confirming they cannot supply my CCA, and therefore were prevented from seeking enforcement through the court.
So I will respond to Cabot with account sold whilst in dispute, and also attach a copy of the letter I received from BOS last year.
As an aside, just checking back through my files, and see Cabot now own three of my credit card accounts, Capital One, BOS Marbles, and Citi Card.
I wonder if they have linked me together on the accounts yet ? it's a bit worrying,because if it reaches a point of having to consider F&F offer on any of the accounts, I can't offer any F&F without including them all, and there is definitley not enough in the pot to do that right now !
Co-operative Bank Credit Card
Passed to Equidebt in July, I responded to their first letter with Account in dispute ref. my CCA request.
Large envelope received to-day containing dozens of copies of my credit card statements dating back to 2004!
Accompanying letter states....there you are, we supply proof that you had this account and was paying it !!
I have never denied having the account, so not sure what they think sending all these statements will acheive..
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