The Scarednshakins UE Diary

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy , letter done and will be posted today. Like the name of the new template

[scarednshakin]

Re: The Scarednshakins UE Diary

Cap One Credit Card £4,738.97 - defaulted. Got letter from them in June telling me they were in the process of reconstituting T&C's and will respond within 4 weeks - still waiting.

Well would ya believe it, thought they had forgotten about me. No contact since last June, letter in today, account has been sold to Wescot - yippee. Will send out Account Sold letter

Niddy hope you have a fantastic holiday, lots of sun, sea and stella. Relax and no checking the forum, ENJOY

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Well would ya believe it, thought they had forgotten about me. No contact since last June, letter in today, account has been sold to Wescot - yippee. Will send out Account Sold letter

Niddy hope you have a fantastic holiday, lots of sun, sea and stella. Relax and no checking the forum, ENJOY

Thanks for update - keep us posted....

Cheers - planning on sunning it in style!

:niddy :niddy

[scarednshakin]

Re: The Scarednshakins UE Diary

You simply respond quoting the law at them, as per this quick example (elaborate or send it as-is);

Well thought I better do a bit of an update, quite quiet but a couple in today.

Firstly Iqor, looks like they have passed this back to BOS as I got a credit card statement from them so Iqor finally got the message

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Niddy, you said we would be coming back to this one and yep its back

Got 2 letters from Westcot today, one is a Final Notice in nice big red letters, have to take immeidate action to resolve this issue and have 10 days to pay up or legal action etc etc. Also threatening doorstep visit.

The other letter is also from Westcot it is headed Important Notice of Debt Collection and is just the usual letter telling us to pay.

Both letters were sent out on the same day muppets

Will I send out threat of legal action and add on the doorstep letter?

Thanks Niddy

Sent out threat-o-gram and harrassment letter to Wescot, got letter in from them enclosing a copy of letter BOS where BOS claimed they had complied qwith CCA. Wescot now want full payment, think I might ignore and see what they send out next?

[scarednshakin]

Re: The Scarednshakins UE Diary

[QUOTE=Mrs Scarednshakin;45333][QUOTE=Mrs Scarednshakin;43767]

Morning

Moorcroft are back onto this CC, said on 6 Jan the account was on hold and today letter in IMPORTANT INFORMATION - POSSIBLE LITIGATION, basically same letter we got on 18 December from them. Normal threats about 'may' have no alternative etc

What do I send out this time? Thanks Niddy

Got response to Threat of Litigation letter I sent back in January. Moorcroft have contacted RBS and they say they have sent out copy of agreement and that they have also issued a final response.

'In order to assist you further we would ask that you confirm recipt of our client's correspondence and should you have any unresolved concerns regarding your liability for this account please provide further details and we will ensure that this matter is investigated further with our client'

Any ideas what I should send out to this one or ignore as well?!?!

Cheers

[MrsD]

Re: The Scarednshakins UE Diary

I would possibly ignore this for now, is the RBS UE and if it is why?

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi, yep it it the RBS Mint card. Thought it was a bit of a weird letter asking for more information so they can investigate. Think I will ignore and see what comes next, they say in the letter the account is on hold for 28 days so I am sure they will be back in touch

[MrsD]

Re: The Scarednshakins UE Diary

sounds like a plan!

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Sent out threat-o-gram and harrassment letter to Wescot, got letter in from them enclosing a copy of letter BOS where BOS claimed they had complied qwith CCA. Wescot now want full payment, think I might ignore and see what they send out next?

Hmm, yea see what happens next with this - just ignore for now.

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Got response to Threat of Litigation letter I sent back in January. Moorcroft have contacted RBS and they say they have sent out copy of agreement and that they have also issued a final response.

'In order to assist you further we would ask that you confirm recipt of our client's correspondence and should you have any unresolved concerns regarding your liability for this account please provide further details and we will ensure that this matter is investigated further with our client'

Any ideas what I should send out to this one or ignore as well?!?!

Cheers

Just ignore it for the moment. Not worthy of a response, as they are only listening to the lender - not you!

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Hi, yep it it the RBS Mint card. Thought it was a bit of a weird letter asking for more information so they can investigate. Think I will ignore and see what comes next, they say in the letter the account is on hold for 28 days so I am sure they will be back in touch

As above, just ignore it really and see what they send out next!

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy, will ignore them all. Hope you had a fantastic holiday and are well rested

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Cheers Niddy, will ignore them all. Hope you had a fantastic holiday and are well rested

Cheers - yep, great to be back (I think!)..

Hope things alright at your end... say hi to Mr SnS and give him a Stella every so often - keeps us happy you know

[scarednshakin]

Re: The Scarednshakins UE Diary

Send this asap: ---> viewtopic.php?p=2319#p2319

Also got a letter from Rob Way about Lloyds CC Account No 4

Have not heard anything about this since September when Lloyds wrote to tell me it had been passed to Moorcroft. Never heard from Moorcroft at all.

Today letter from Rob Way, formal notice of intended court action, have 10 days to pay in full iggy dy :kermit


Send out Threat of Court Action letter? Do like the last para 'This debt will not go away - it makes sense to pay'

Cheers Niddy

Hi Niddy

Not sure about giving him a stella told me the other night he had cleaned up kitchen - his idea of clearing up was to turn out the light!!!! Told me he couldn't see it so it was tidy, could only be a man's logic me thinks
Anyway got response to this letter today, they have passed it back to Lloyds

Hope you have a good weekend