The Scarednshakins UE Diary

[Deepie]

Re: The Scarednshakins UE Diary

Also in this morning is a letter about the above account. They have sent out 'a copy of the agreement and terms and conditions from Lloyds' This is the same that has been sent out before. I know this is an online account and they can pose problems. Any help on how to reply would be great. Cheers

Has Niddy seen this?

[scarednshakin]

Re: The Scarednshakins UE Diary

Hi Guys

Two letters in today from Capquest, the Lloyds Amex account has been put on hold.

Also received one about Lloyds Acc:-

Lloyds Online Loan £6,766.56 - defaulted. Lloyds Account No 2

Last payment made - 24 June 2010
Passed to Apex - 24 October 2010
Passed to Moorcroft - 15 May 2011
Passed to Wescot - 25 November 2011
Passed to Iqor - 6 March 2012

Received a letter from Lloyds on 26 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

opening line is ‘As you will be aware your account is being processed for legal action’ – Was not aware of that!
They have an offer for us, if we start monthly payment for this account they will credit the account with an amount equal to 30% of our payment.

Will send out s.78 letter out to them about this one as well.

Cheers

Also in this morning is a letter about the above account. They have sent out 'a copy of the agreement and terms and conditions from Lloyds' This is the same that has been sent out before. I know this is an online account and they can pose problems. Any help on how to reply would be great. Cheers

[scarednshakin]

Re: The Scarednshakins UE Diary

Lloyds Platinum Credit Card £16,503.20 - defaulted. Lloyds Account No 4

Last payment made - 22 April 2010
Passed to CSL - 12 August 2010
Passed to Robinsons Way - 31 December 2010
Passed to Wescot - 15 July 2011
Passed to Iqor - 9 July 2012
Passed to Capquest - 23 July 2013

Received letter from Lloyds and Capquest on 23 July informing me that Lloyds had assigned all rights to Capquest.

6/12/03 - I Sent out missing PT's letter to Capquest and got a response :- 'We have received your request for a copy agreement. Please be advised that this document will only be provided to you if the request is submitted under the terms of the CCA 1974 Sections 77-79.

Under this act a £1 fee must be provided.

If you still require a copy of the agreement please sign and submit your request in writing as detailed above with the enclosed £1 fee made payable to Capquest Investments Ltd.

We can confirm we have placed this account on hold for one month from the date of this letter to enable you to provide the required documentation and fee"

4/1/14 - I responded by informing them I had not asked for a copy of my CCA and the letter I had in fact sent them was a missing t&c

5/1/14 - Received letter from Capquest which was a settlement offer and informed me that failure to respond would escalate matters. I assumed letter had crossed in post and did not reply.

1/2/14 - Now received another letter which is identical to the one I recieved on 6 December, informing me that if I am making a CCA request I must send them the appropriate fee and account is on hold until 26 Feb.

I am going to take advantage of the 3 weeks the account is on hold but what the heck do I send them this time, obviously not reading anything I am sending out to them and going round in circles.

Cheers guys

Morning guys

Letter in this morning and my account has been placed on hold until 23 Mrach and they have referred my letter to the the relevant department, will await another letter.

[scarednshakin]

Re: The Scarednshakins UE Diary

[QUOTE=Mrs Scarednshakin;348096]

My my we are popular at the moment. Heard nothing back from SRJ after sending out letter, received letter this morning from LRC in Nottingham. They expect payment by 11 am on 25 October 2013, nice to know what time it has to be paid by

They also seem to like bold letters and underlining, will send out Account Sold Letter and await response.

After sending letter out heard nothing apart from them sending me out a copy of quick reply postcard that they claim was our credit agreement, which I ignored. Has been passed on as received a letter today from Rossendales. Will send out Account Sold to them as well

[Pixie]

Re: The Scarednshakins UE Diary

But that would be reasonably intelligent monkeys...

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks Pixie, think even monkeys would manage to send out a different letter

[Pixie]

Re: The Scarednshakins UE Diary

It's just some monkey pressing the wrong buttons.

Wait a couple of weeks and then send a one liner asking them to read your letter dated 4/1/14.

[scarednshakin]

Re: The Scarednshakins UE Diary

Lloyds Platinum Credit Card £16,503.20 - defaulted. Lloyds Account No 4

Last payment made - 22 April 2010
Passed to CSL - 12 August 2010
Passed to Robinsons Way - 31 December 2010
Passed to Wescot - 15 July 2011
Passed to Iqor - 9 July 2012
Passed to Capquest - 23 July 2013

Received letter from Lloyds and Capquest on 23 July informing me that Lloyds had assigned all rights to Capquest.

6/12/03 - I Sent out missing PT's letter to Capquest and got a response :- 'We have received your request for a copy agreement. Please be advised that this document will only be provided to you if the request is submitted under the terms of the CCA 1974 Sections 77-79.

Under this act a £1 fee must be provided.

If you still require a copy of the agreement please sign and submit your request in writing as detailed above with the enclosed £1 fee made payable to Capquest Investments Ltd.

We can confirm we have placed this account on hold for one month from the date of this letter to enable you to provide the required documentation and fee"

4/1/14 - I responded by informing them I had not asked for a copy of my CCA and the letter I had in fact sent them was a missing t&c

5/1/14 - Received letter from Capquest which was a settlement offer and informed me that failure to respond would escalate matters. I assumed letter had crossed in post and did not reply.

1/2/14 - Now received another letter which is identical to the one I recieved on 6 December, informing me that if I am making a CCA request I must send them the appropriate fee and account is on hold until 26 Feb.

I am going to take advantage of the 3 weeks the account is on hold but what the heck do I send them this time, obviously not reading anything I am sending out to them and going round in circles.

Cheers guys

[scarednshakin]

Re: The Scarednshakins UE Diary

Thanks Niddy, will get these letters sent out

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Hiya

yep. You got this under control

[scarednshakin]

Re: The Scarednshakins UE Diary

Second letter is about:-

Bank of Scotland Credit Card £17,158.79 - defaulted

Last payment made - 4 February 2010
Passed to Capquest - 14 May 2010
Passed to Robinsons Way - 8 September 2010
Letter from Horrich Farrelly - 27 December 2010
Passed to Iqor - 10 January 2011
Letter from Geoffrey Parker Bourne - 21 February 2011
Passed to Wescot - 13 January 2012

Received a letter from Lloyds on 23 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

In this letter they have enclosed a copy of an application form and nothing else, send out missing t&c on that one as well?

Cheers guys and hope you are all well

[scarednshakin]

Re: The Scarednshakins UE Diary

Morning, 2 letters in from Capquest. First one is in regard to:-

Lloyds Platinum Credit Card £16,058.77 - defaulted. Lloyds Account No 1

Credit card taken out in 2002
Last payment made - 5 July 2010
Passed to Robinsons Way - 22 November 2010
Passed to CSL - 7 April 2011
Passed to Moorcroft - 20 October 2011
Passed to Iqor - 5 May 2011
Now been passed to Capquest on 25 July 2013

Received a letter from Lloyds on 23 July 2013 informing me that they had assigned all of its respective rights etc to Capquest with regard to this account and on the same day received a letter from Capquest informing me that they are now managing the account.

Sent out Account Sold letter and this account is now on hold while they await documents from their clients.

They have sent out exactly the same as I received for my Lloyds Credit Card that Andrew and Niddy had a look at so will I just send out letter with terms and conditions missing?

[scarednshakin]

Re: The Scarednshakins UE Diary

Cheers Niddy will just ignore and wait for next letter. Hope you and Mrs Niddy had a good Christmas and New Year

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Hi Everyone and a Happy New Year, letter in from LRC just before Christmas, it has sent out a copy of a Quick Reply Card and the current T&C's and old T&C's with the last page unreadable. The only thing with hubbies signature is Quick Reply Card. What best course of action? Cheers

Missing PT's or ignore this and await their next letter then send it....

[Never-In-Doubt]

Re: The Scarednshakins UE Diary

Sound advice from ATW. Always use up the time they give you to respond, as Asda says, "every little helps" lol

asda?? Lol