carol01 UE Diary

[carol01]

Re: carol01 UE Diary

What's the balance?

£13588.99 looks like they want me to pay within 6 months

[Never-In-Doubt]

Re: carol01 UE Diary

no thats how much they want each month till its paid off very unreasonable aren't they starting from .. well at least they are letting me choose the date

What's the balance?

[Never-In-Doubt]

Re: carol01 UE Diary

yes

and they sent this guy Henderson Chambers | Toby Riley-Smith

Eton & Trinity eh?

Rarther old bean....!

[carol01]

Re: carol01 UE Diary

Sorry, you're saying they want the full balance each month?

no thats how much they want each month till its paid off very unreasonable aren't they starting from .. well at least they are letting me choose the date

[Never-In-Doubt]

Re: carol01 UE Diary

yes

and they sent this guy Henderson Chambers | Toby Riley-Smith

i took this guy who was just finished his pupillage St John's Chambers: Oliver Wooding
and won

oh and ive done my own advocacy against them, and er won too

Thought so - thanks for clarifying mate. Obviously you can see the logic in my asking that question - to hopefully calm people down a bit.

1st credit make the same fundamental errors as all the other DCA's - we need to remember that. We then try to employ someone like Paul to find these errors and defend (and hopefully win) your case.

[Never-In-Doubt]

Re: carol01 UE Diary

ok will stop stressin now just a very bad day in work and comming home to these tossers wobble over anyway i don't have £2264.84 to pay per month which makes me think they want to take this further as what they are asking for is way beyond my salary per month by a very very long shot

Sorry, you're saying they want the full balance each month?

[Paul.]

Re: carol01 UE Diary

Paul, have you took on 1st before...?

yes

and they sent this guy Henderson Chambers | Toby Riley-Smith

i took this guy who was just finished his pupillage St John's Chambers: Oliver Wooding
and won

oh and ive done my own advocacy against them, and er won too

[carol01]

Re: carol01 UE Diary

No DN - no TN - outstanding CCA - you'll be fine.

If they take action we'll whip it over to Paul

ok will stop stressin now just a very bad day in work and comming home to these tossers wobble over anyway i don't have £2264.84 to pay per month which makes me think they want to take this further as what they are asking for is way beyond my salary per month by a very very long shot

[Never-In-Doubt]

Re: carol01 UE Diary

Paul, have you took on 1st before...?

[Never-In-Doubt]

Re: carol01 UE Diary

it says has been posted from blah blah and is being processed through our network for delivery

No DN - no TN - outstanding CCA - you'll be fine.

If they take action we'll whip it over to Paul

[carol01]

Re: carol01 UE Diary

The date sent is irrelevant. Write the date received on the envelope.

As Paul found out, a certain bank for example don't post a DN until 2 days after its dated. This seems similar to you and there IS an outstanding CCA remember.

Don't stress. Has your cca been signed for?

it says has been posted from blah blah and is being processed through our network for delivery

[Never-In-Doubt]

Re: carol01 UE Diary

If I've understood it correctly Blue Star says not to send the second letter if you have an outstanding cca request --->allaboutFORUMS - View Single Post - 1st Credit | HBOS Mass Assignments which you have.

Indeed. Do not reply whilst there's an o/s cca

[Never-In-Doubt]

Re: carol01 UE Diary

Carol

You'll be fine. Don't let their threats stress you out. Read the protected section 1st credit threads.

[Pixie]

Re: carol01 UE Diary

If I've understood it correctly Blue Star says not to send the second letter if you have an outstanding cca request --->allaboutFORUMS - View Single Post - 1st Credit | HBOS Mass Assignments which you have.

[Never-In-Doubt]

Re: carol01 UE Diary

The date sent is irrelevant. Write the date received on the envelope.

As Paul found out, a certain bank for example don't post a DN until 2 days after its dated. This seems similar to you and there IS an outstanding CCA remember.

Don't stress. Has your cca been signed for?