carol01 UE Diary

[carol01]

Re: carol01 UE Diary

Yep just ignore for moment......

hiya all
recieved a letter from moorcroft ref my natwest credit card
it says...
thankyou for you recent communication in relation to the above account, i write to advise that natwest card services complied with your consumer credit agreement request on the 23/08/2010 therefore, the outstanding balance of 9184.60 is correct and due.
please make immediate contact with our office to discuss a repayment proposal you can afford and maintain, to avoid any further action being taken.
however if you are unhappy with the information provided please contact us by return.
quick recap...
niddy says its a blass up and would hold no legal weight in court UE
do you think i should respond or just ignore for now
thanks inadvance carol01

[carol01]

Re: carol01 UE Diary

hiya all update only
recieved a letter from argos ref my store card to let me know they has assigned lowell portfolio to the deal with the account
quick recap i have a letter from moorcroft stating they cannot locate the cca so shall ignore for the moment as see what happens

[Never-In-Doubt]

Re: carol01 UE Diary

thank will send today

Good Luck

[carol01]

Re: carol01 UE Diary

send this back: ---> Threat by Creditor - Threat-o-Gram Letter Before Action

thank will send today

[Never-In-Doubt]

Re: carol01 UE Diary

hiya all
recieved a letter ref my barclay card from chilvers and strachan legal collections it says.... NOTICE OF INTENDED LEGAL ACTION
it is with regret that owing to the refusal to respond to our clients request for payment,mkrr have instructed us to collect the outstanding balance you have with them.
unless full payment,or suitable payment plan is agreed within seven days from the date of this letter, legal action to recover the debt may be taken againt you without further notice.
quick recap application form sent n-i-d says its ue
any thoughts on my next step thanks

send this back: ---> Threat by Creditor - Threat-o-Gram Letter Before Action

[carol01]

Re: carol01 UE Diary

Have you sent this ? > Account Sold whilst in Dispute If you have not send it.......

hiya all
recieved a letter ref my barclay card from chilvers and strachan legal collections it says.... NOTICE OF INTENDED LEGAL ACTION
it is with regret that owing to the refusal to respond to our clients request for payment,mkrr have instructed us to collect the outstanding balance you have with them.
unless full payment,or suitable payment plan is agreed within seven days from the date of this letter, legal action to recover the debt may be taken againt you without further notice.
quick recap application form sent n-i-d says its ue
any thoughts on my next step thanks

[Never-In-Doubt]

Re: carol01 UE Diary

hiya all
have recieved a letter today from moorcroft re my natwest credit card
its a discount offer
it says our records show that despite our previous letters you have failed to make any payment to us and therefore your account has now been passed to our home collections divison for action.
also a 25% discount off the balance aswell
should i just ignore for now
thanks inadvance carol01

Yep just ignore for moment......

[carol01]

Re: carol01 UE Diary

Send this to Moorcrot > Threat by Creditor - Threat-o-Gram Letter Before Action

hiya all
have recieved a letter today from moorcroft re my natwest credit card
its a discount offer
it says our records show that despite our previous letters you have failed to make any payment to us and therefore your account has now been passed to our home collections divison for action.
also a 25% discount off the balance aswell
should i just ignore for now
thanks inadvance carol01

[carol01]

Re: carol01 UE Diary

Have you sent this ? > Account Sold whilst in Dispute If you have not send it.......

hiya I2D
no i haven't sent anything to mkrr yet so will get the above letter posted this afternoon thanks again for your help

[Deepie]

Re: carol01 UE Diary

hiya all
i have recieved a letter from mkrr ref my barclay card
it says final notice
our agent has failed to make contact with you and as a legal requirement we must now inform you that 14 days from the date of this letter we will be instructing our legal representatives chilvers and strachan to review you account for suitable further action.
this may involve applying to the courts for a county court judgement which will enable us to commence with either or both of the following steps
obtain a charging order against your property, deduct payments directly from your salary through your employer.
as a final attempt to resolve this matter you must contact us immediately.
letter dated 30/09/2011 recieved the letter today
quick recap application sent, no terms or cons although they state they only sent the first page niddy says it ue
thanks inadvance carol01

Have you sent this ? > Account Sold whilst in Dispute If you have not send it.......

[carol01]

Re: carol01 UE Diary

Just ignore this for now

hiya all
i have recieved a letter from mkrr ref my barclay card
it says final notice
our agent has failed to make contact with you and as a legal requirement we must now inform you that 14 days from the date of this letter we will be instructing our legal representatives chilvers and strachan to review you account for suitable further action.
this may involve applying to the courts for a county court judgement which will enable us to commence with either or both of the following steps
obtain a charging order against your property, deduct payments directly from your salary through your employer.
as a final attempt to resolve this matter you must contact us immediately.
letter dated 30/09/2011 recieved the letter today
quick recap application sent, no terms or cons although they state they only sent the first page niddy says it ue
thanks inadvance carol01

[Never-In-Doubt]

Re: carol01 UE Diary

Seems you're up to date - thanks for input and help guys

[Deepie]

Re: carol01 UE Diary

hi all
i have recieved a letter for my barclay card from mkrr
it says..
i am writing to you regarding your outstanding balance,with the objective of finding a solution to resolve this debt.
ignoring this letter will only result in making this situation worse and we strongly recommend you contact us upon receipt of this letter.
we are in a position to offer a payment arrangement to resolve this problem if you contact us straight away.
quick recap cca is ue and has not been paid since april 2010
should i ignore for now
thanks for your help inadvance

Just ignore this for now

[Deepie]

Re: carol01 UE Diary

hiya back again so very quickly
recieved a letter again from moorcroft ref my natwest account only recieved their last letter 4 days ago stating the account was on hold for 2 week for me to contact them with a payment plan it says....
important information possible litigation
if you don't contact us following reciept of this letter we may have no alternative other than to assume that you are advoiding repayment of this debt. in this situation we may recommend to our clients that instructions to issue legal action against you be given. please note if legal action is neccessary your debt may increase as follows
solicitors costs 100.00
court fees 190.00
solicitors cost for entering judgement(default) 35.00
contact us now as we would be happy to discuss a repayment plan that you can afford and maintain and may be able to offer you a substantial discount from the outstanding balance in certain circumstances.
should i send Threat by Lender/D.C.A - To commence litigation do you think
thanks inadvance carol01

Send this to Moorcrot > Threat by Creditor - Threat-o-Gram Letter Before Action

[caspar]

Re: carol01 UE Diary

If the CCA is UE, then it's very hard to see how they can do anything of real substance to enforce anything, so I'd ignore.