The Dopeys' UE Diary

[nanna58]

Re: The Dopey's UE Diary

with you all the way Dopey

[Oct Revolution]

Re: The Dopey's UE Diary

Hi,

Also want to add my support and watching your diary with great interest. I have 3 accounts with MBNA which have all been passed to Experto Credite. CCA'd them in October last year but have heard nothing since, not even an acknowledgement of CCA request.

Good luck

[Never-In-Doubt]

Re: The Dopey's UE Diary

learning it already Boss, will email all the stuff

Thanks, not stressed I hope?

[MrsD]

Re: The Dopey's UE Diary

learning it already Boss, will email all the stuff

[Never-In-Doubt]

Re: The Dopey's UE Diary

Mrs D,

Have a read of this (and learn the content, cos you'll be referring to it a lot lol):---> http://www.oft.gov.uk/news-and-updat...ss/2010/136-10

Click here to download the requirements imposed on MBNA

Also, please email me all correspondence that you've had regards to this debt, in particular chaser letters etc as we'll get em on OFT grounds, which seems to be the safest bet right now (if you're happy with that)....

Back later - sorry, meetings all day today so trying to get on and check whenever I can....

[findingaway]

Re: The Dopey's UE Diary

Just wanted to throw my good luck wishes in too, like you I've got a Virgin account so will be keeping an eye on this one!

[Squirrelnutkin]

Re: The Dopey's UE Diary

Just wanted to add my support and good wishes...I have an MBNA one as well, currently with Link. Good luck xx

[Phoenix]

Re: The Dopey's UE Diary

Have just read about this on the Old Gals and Geezers thread, Mrs. D.

Just want to add my wishes for a successful outcome! You certianly have everyone on here 100% behind you!

Love and hugs,

xxx

[MrsD]

Re: The Dopey's UE Diary

received it around the 11th (Monday) along with one for my other MBNA account (ex Virgin)

[Susie]

Re: The Dopey's UE Diary

Only able to offer virtual hugs and wish you all the luck possible with this.

Really really hope you come out with a positive result

[Never-In-Doubt]

Re: The Dopey's UE Diary

Will send you the DN now,but have no notice of assignment cos its still MBNA.

What date, exactly, did you receive said DN?

[LooLoo]

Re: The Dopey's UE Diary

Dopey just popping by to give you all my support!!!

xxxxxxxxx

[Gerry]

Re: The Dopey's UE Diary

thanks guys for all the good wishes. it was very scary yesterday, panic is the first reaction and I turned into a gibbering wreck for about a day (Niddy will testify to this). I never slept last night but now I've had time to think and I think I have to defend and if necessary go to court, Niddy says its UE and they have initiated loads of these in the Scottish Courts this month, so they could just be having a go and I can't let em take the piss. I may need you all to turn up and stand outside and gerry and her wee backpack to hold my hand but I guess a woman has to do what she has to do!!! Now to all those crossed fingers and toes, I am concerned that someone may fall over or do themselves and injury, so can you uncross until I tell you to cross!!!!

Count me in, I'll be there...

Gerry x x

[MrsD]

Re: The Dopey's UE Diary

Will send you the DN now,but have no notice of assignment cos its still MBNA.

[Never-In-Doubt]

Re: The Dopey's UE Diary

Mrs D

Ok, my trail of thought is leading me to argue the following points; as your embarrassed defence;

1. They have never complied with your lawful s.78 request
2. ** Default Notice interrogation **
3. ** Notice of Assignment interrogation **
4. Lack of diligence is communication
5. Recent OFT case result against MBNA regards unfair tactics in securing prosecutions

That my dear is about all we can look to do, so if you get a mo please send me a copy of the DN and NoA plus the date received if possible (you should have this on the envelope)....

Then i'll come back to you with key points for defence. Don't respond just yet to the claim, you have 14 days so should be ok until at least end of first week in Feb....