The Dopeys' UE Diary

[MrsD]

Re: The Dopey's UE Diary

Originally Posted by evenlessdopey
I was on page 4!!!

been a nice peaceful time, broken by
mrs Dopey's Amex
CCAed 31/07/2010
17/08/2010 sent an application form
passed around from RMA to UCA to Moorcroft sent sold in dispute to all three
received a letter this morning from Midas Legal Services (part of the Moorcroft Group)
Litigation warning, they are reviewing me to POSSIBLY recommending legal action by external solicitors, failure to contct Moorcrofts MAY result in legal proceedings
do I send another sold in dispute but I think these guys are really Moorcroft, so they've had one
or something else?
thanks Niddy
Have Midas left their address details on the letter? if so, send them this: ---> Threat by Lender/D.C.A - To commence litigation __________________


Well a wee result this morning, Moorcroft have written back to say that Amex have no CCA but of course I still have to pay McGuffick blah blah blah

Result!!!!

[Never-In-Doubt]

Re: The Dopey's UE Diary

that was fast!!!

yes there is an address, I'll get it off to them.

thanks

cheers - best of luck :niddy

[MrsD]

Re: The Dopey's UE Diary

that was fast!!!

yes there is an address, I'll get it off to them.

thanks

[Never-In-Doubt]

Re: The Dopey's UE Diary

I was on page 4!!!

been a nice peaceful time, broken by
mrs Dopey's Amex
CCAed 31/07/2010
17/08/2010 sent an application form
passed around from RMA to UCA to Moorcroft sent sold in dispute to all three
received a letter this morning from Midas Legal Services (part of the Moorcroft Group)
Litigation warning, they are reviewing me to POSSIBLY recommending legal action by external solicitors, failure to contct Moorcrofts MAY result in legal proceedings
do I send another sold in dispute but I think these guys are really Moorcroft, so they've had one
or something else?
thanks Niddy

Have Midas left their address details on the letter? if so, send them this: ---> Threat by Lender/D.C.A - To commence litigation

[MrsD]

Re: The Dopey's UE Diary

I was on page 4!!!

been a nice peaceful time, broken by
mrs Dopey's Amex
CCAed 31/07/2010
17/08/2010 sent an application form
passed around from RMA to UCA to Moorcroft sent sold in dispute to all three
received a letter this morning from Midas Legal Services (part of the Moorcroft Group)
Litigation warning, they are reviewing me to POSSIBLY recommending legal action by external solicitors, failure to contct Moorcrofts MAY result in legal proceedings
do I send another sold in dispute but I think these guys are really Moorcroft, so they've had one
or something else?
thanks Niddy

[MrsD]

Re: The Dopey's UE Diary

yup Diddly thought i would pinch it, it wasn't really shyte either, it was the extending version, invisible shyte!!!!

[diddlydee]

Re: The Dopey's UE Diary

I thought I would send the "your CCA was shyte"

Sorry dopey, but I think that must be a template that I wrote (together with "stop pissing me off with your calls" and "tell your muppets to get off my doorstep")

[Never-In-Doubt]

Re: The Dopey's UE Diary

mrs Dopey Virgin (MBNA)
unenforceable
nothing much received, a couple of letters from MBNA
has been passed to DCRI
defaulted and terminated
have sent sold while in dispute
this letter ignores, they want the money, and "they want to assist me in reducing my debt in a realistic and achievable time frame"
However across the top it says "action required immediatey non receipt of payment"
I thought I would send the "your CCA was shyte" what do you think???

You could send this off, no harm I suppose: ---> CCA Query - Missing Prescribed Terms

[Never-In-Doubt]

Re: The Dopey's UE Diary

Barclaycard Mr Dopey
CCA'd 31/07/2010
pile of t&cs and nothing else received
various letters from mercers
100s of (ignored) phonecalls from Mercers
then they called mr Dopey's office so sent letter telling them not to
letter to-day from Barclaycard reiterating that the account is enforceable and an interesting wee papragraph
"whilst the account remains overdue for payment, we are required to contact via any appropriate means to discuss your individual circumstances and negotiate a repayment agreement where applicable" I have always replied to their letters and always told them we would only deal in writing, so is barclaycard above the law??? or d they just think we are daft and they can twist the law to suit what they want to say??? all very dodgy!

They are making the rules up as they go along! If you want to reply, you could try sending an edited (to suit) version of this: ---> Harassment by Telephone at Work Template

[MrsD]

Re: The Dopey's UE Diary

mrs Dopey Virgin (MBNA)
unenforceable
nothing much received, a couple of letters from MBNA
has been passed to DCRI
defaulted and terminated
have sent sold while in dispute
this letter ignores, they want the money, and "they want to assist me in reducing my debt in a realistic and achievable time frame"
However across the top it says "action required immediatey non receipt of payment"
I thought I would send the "your CCA was shyte" what do you think???

[MrsD]

Re: The Dopey's UE Diary

Barclaycard Mr Dopey
CCA'd 31/07/2010
pile of t&cs and nothing else received
various letters from mercers
100s of (ignored) phonecalls from Mercers
then they called mr Dopey's office so sent letter telling them not to
letter to-day from Barclaycard reiterating that the account is enforceable and an interesting wee papragraph
"whilst the account remains overdue for payment, we are required to contact via any appropriate means to discuss your individual circumstances and negotiate a repayment agreement where applicable" I have always replied to their letters and always told them we would only deal in writing, so is barclaycard above the law??? or d they just think we are daft and they can twist the law to suit what they want to say??? all very dodgy!

[Never-In-Doubt]

Re: The Dopey's UE Diary

No termination notice received, DN was done on 12th November 2010, balance then was 14400 balance on latest statement is15316, they aren't half piling money on. In their last letter telling me how wrong you are in your assumptions!!!! they say they will send another copy of the CCA and they haven't sent anything.

Bummer, until termination they will add charges - to be fair though, they should sell it on soon at which point it'll give some clarity to the final figure that'll be left.

[MrsD]

Re: The Dopey's UE Diary

I'm not worried about the DN being good for once, lol (sorry to confuse things). Have you had a termination notice? I'm trying to establish if these additional charges actually mean anything... lol. Sorry was not concentrating so never asked about TN last time

What is the balance on the statement? What is the balance of the DN?

No termination notice received, DN was done on 12th November 2010, balance then was 14400 balance on latest statement is15316, they aren't half piling money on. In their last letter telling me how wrong you are in your assumptions!!!! they say they will send another copy of the CCA and they haven't sent anything.

[Never-In-Doubt]

Re: The Dopey's UE Diary

yes have what looks like a reasonable well done DN, although I suppose its Lloyds, so nothing is certain!

I'm not worried about the DN being good for once, lol (sorry to confuse things). Have you had a termination notice? I'm trying to establish if these additional charges actually mean anything... lol. Sorry was not concentrating so never asked about TN last time

What is the balance on the statement? What is the balance of the DN?

[MrsD]

Re: The Dopey's UE Diary

yes have what looks like a reasonable well done DN, although I suppose its Lloyds, so nothing is certain!