The Dopeys' UE Diary

[Never-In-Doubt]

Re: The Dopey's UE Diary

Lloyds TSB - Mr Dopey
CCA sent 31/07/10
application form received and nothing but threats since
sent you've sent an application form, and they sent another one and questioned who I was getting advice from and assured me they always act in the best interests of the customer.
to-day letter from them "It would appear that this account is currently a low priority for you" yup
"we urge you to phone and pay on this telephone number, AT WHICH TIME WE WOULD EXPECT AN EXPLANATION OF YOU ACCOUNT CONDUCT TO DATE"
they're kidding, right?

Just ignore them - nothing to respond to.........

They know damn well fine where you're getting your advice - lol. Muppets!

[MrsD]

Re: The Dopey's UE Diary

its a deal, they get zilch!!!

[helmsman]

Re: The Dopey's UE Diary

hi,
ive got 2 tickets Iwill pay them nothing if I win either.
helmsman

[MrsD]

Re: The Dopey's UE Diary

cheeky eejits, who on earth do they think they are talking to?

i don't feel bad, just pissed off at their cheek and if I won the Euromillions tonight, I still wouldn't pay em!!!

[helmsman]

Re: The Dopey's UE Diary

hi,
Have had 2 letters this week same as you so dont feel to bad they like me just about as much as you he he.
helmsman

[MrsD]

Re: The Dopey's UE Diary

I am so pissed off at Lloyds!!! (join the club says everyone else)
Who do they think they are talking to?? some Dope???

Lloyds TSB - Mr Dopey
CCA sent 31/07/10
application form received and nothing but threats since
sent you've sent an application form, and they sent another one and questioned who I was getting advice from and assured me they always act in the best interests of the customer.
to-day letter from them "It would appear that this account is currently a low priority for you" yup
"we urge you to phone and pay on this telephone number, AT WHICH TIME WE WOULD EXPECT AN EXPLANATION OF YOU ACCOUNT CONDUCT TO DATE"
they're kidding, right?

BoS Mrs Dopey
31/07/10 sent CCA
Aug 10 received letter saying they have no agreement and the account is unenforceable
Sept please pay letters from Blair Oliver Scott
Oct sent "sold while in dispute"
to-day more of the same, they are going to send someone around and get a charging order (don't think there is such a thing here)
Can I send the letter saying its unenforceable cos you said so?

[Never-In-Doubt]

Re: The Dopey's UE Diary

thank you Niddy, all printed and ready to go.

Good luck - keep us updated..... ;-y

[MrsD]

Re: The Dopey's UE Diary

thank you Niddy, all printed and ready to go.

[Never-In-Doubt]

Re: The Dopey's UE Diary

Mr Dopey = Citi
sent CCA 31/07/10
received three sets of rubbish t&cs
sent "you've sent t&cs"
received a letter from Collect Direct UK
"important Notice"
we need to pay within 4 days (aye right) to avoid further action

Do I send "sold whilst in dispute"?

Yep, respond with this (its the new version): ---> viewtopic.php?p=20203#p20203

Mrs Dopey = M&S
sent CCA 31/07/10
they sent an application form for a chargecard
we sent back you've sent an application form"
received a letter to-day saying "we have 14 days to pay or they will commence proceedings" which will be either a claim in a county court (which we don't have in Scotland) or they will instruct debt collection agents, do I send a final response?

No, respond with this: ---> viewtopic.php?p=2319#p2319

[MrsD]

Re: The Dopey's UE Diary

came back to another wee pile

Mr Dopey = Citi
sent CCA 31/07/10
received three sets of rubbish t&cs
sent "you've sent t&cs"
received a letter from Collect Direct UK
"important Notice"
we need to pay within 4 days (aye right) to avoid further action

Do I send "sold whilst in dispute"?

Mrs Dopey M&S
sent CCA 31/07/10
they sent an application form for a chargecard
we sent back you've sent an application form"
received a letter to-day saying "we have 14 days to pay or they will commence proceedings" which will be either a claim in a county court (which we don't have in Scotland) or they will instruct debt collection agents, do I send a final response?

thank you Niddy!!!

[MrsD]

Re: The Dopey's UE Diary

thanks Niddy will get printing!!!

[Never-In-Doubt]

Re: The Dopey's UE Diary

another one to-day

just when we started going down financially Mr Dopey got a letter from Citi to say that his account had been sold as part of the transfer by Citi of their Britsh CC accounts to CC Asset management. To-day he has received a letter saying that his credit card account will be transferred to CCAM but his agreement will be transferred to Bank of Scotland?????
they have also varied the agreement and put up the interest rate.
present status of Mr Dopey's card is that they have sent 3 sets of T&Cs and nothing else, we've sent them a final response.
Do I need to do anything???

Nope, just ignore this letter - I got the same, as did all of Citi customers..... they will issue a new card but I don't want one, they can shove it - I only wanted the Aadvantage miles which stopped last January anyway - never used my citi card since.....

[Never-In-Doubt]

Re: The Dopey's UE Diary

OK another letter the s'morning

BoS Mr Dopey
sent CCA 31/07/10
do i sent sold while in dispute and enclose a copy of their previous letter/
What a ridiculous time wasting, money wasting excerise this is, why can't they just stick with what they said??

Respond with this: ---> viewtopic.php?p=2310#p2310

[Never-In-Doubt]

Re: The Dopey's UE Diary

Lloyds TSB - Mrs Dopey
31/07/10 sent CCA request
nothing received until end Sept when SCM sent nasty threaty letter
sent off "you never sent me anything"
now received letter saying they are passing my complaint to customer relations and it may take a few days - I just ignore this as well??

now received a two letters one saying our complaint has been refused...never actually made a complaint
and one telling me that although they can't find the agreement they have sent me a copy????but they have satisfied my request under S78. They have actually sent a set of recent T&Cs (£12 fees) and an agreement which has been typed up and photcopied and doesn't look anything like an origninal agreement, its very recent too, talking about £12 fees and th fact that they no longer give you a receipt for payment as this will cost £2. I am certain this is a very recent thing with lloyds so why would it be on an old credit agreement? had a look around and this no receipts thing looks to have started in 2010, could they have told me a LIE??????

Ermmm, send this to Lloyds: ---> viewtopic.php?p=1625#p1625

*Edit the parts necessary and disclose the same reasons on it, that you've told us in your post above, simply stating that they have typed up a recent agreement containing terms NOT in place at account outset is enough..... ;LOL

[Never-In-Doubt]

Re: The Dopey's UE Diary

matching letters from Barclaycard for Mr Dopey and I

sent CCAs 31/07/10
guess I send the don't bother to call letter but do I include a reminder since they have never acknowledged our CCA request? thanks in advance

Respond with this: ---> viewtopic.php?p=1502#p1502