The Dopeys' UE Diary

[Never-In-Doubt]

Re: The Dopey's UE Diary

M&S Card - Mrs Dopey
21/09/10 received application form for chargecard and some blurry T&Cs, no credit limit or rate on it and a letter saying they have fufilled their obligations. Dated 30/11/01

Respond with this: ---> viewtopic.php?p=1629#p1629

Lloyds TSB - Mrs Dopey
21/09/10 received "Formal Demand prior to the commencement of legal proceedings! from Scum solicitors, lots of mays and huffs and puffs. Refers to lloyds as "our client" oh and they may accept a reduced amount.

Respond with this: ---> viewtopic.php?p=2318#p2318

Do you need to see this?

Nope.... send above letter

[MrsD]

Re: The Dopey's UE Diary

interesting mail to-day

M&S Card - Mrs Dopey defaulted/last paid reduced amount on 1st August balance is £8744.92
sent CCA 31/07/10
5/08/10 received snooty letter saying no £1 received
checked PO
4/09/10 sent reminder pointing out they had actually cashed PO
6/09/10 apologetic phone message saying sorry, they would retrain and send CCA immediately
21/09/10 received application form for chargecard and some blurry T&Cs, no credit limit or rate on it and a letter saying they have fufilled their obligations. Dated 30/11/01
Do I send "you've send an application form?"

Lloyds TSB - Mrs Dopey last paid reduced amount 1st Aug 2010 balance is £1648
CCA sent 31/07/10
default received 17/08/10
21/09/10 received "Formal Demand prior to the commencement of legal proceedings! from Scum solicitors, lots of mays and huffs and puffs. Refers to lloyds as "our client" oh and they may accept a reduced amount.........
Do you need to see this?

[Never-In-Doubt]

Re: The Dopey's UE Diary

So I just sit and wait for Sainsbury's to search their dungeons?!

Yep, just sit and wait - see what comes next yea?

[MrsD]

Re: The Dopey's UE Diary

eee Niddy I've done one wall and I've started on the drippy bit (for you chaps) with LTSB, I hear swanny is contributing his as well, be finished in no time! So I just sit and wait for Sainsbury's to search their dungeons?

By the way, bampot is fast becoming my favourite word!

[Never-In-Doubt]

Re: The Dopey's UE Diary

just another statuatory arrears notice from M&S to-day, there on the wall of the downstairs loo as well, behind the cistern!!!

You know what I chuckle at, I actually think before long you will have enough of this junk to paper your loo.... scary notion when you think about it (but oh so funny at the same time)! ;Spank

[Never-In-Doubt]

Re: The Dopey's UE Diary

its a great word bampots and there are sooooo many candidates floating around!!!

received a long letter from Sainsbury's in response to my letter saying they'd sent an application form.
basically they say they don't need to send anything else and they deem the account enforceable, however they then go on to say they will look for the original agrrement and send me a copy. they are also quite rude about the advice I am receiving!!!!!!

Do you need to see it?
thanks

I don't need to see it, I know (and they know) where the advice is coming from, and they are just pished that it's accurate advice - if it wasn't then why bother to look for an original at all? Oh yea, cos next is to hit them with CPR which will then FORCE them to declare if they have it or not, if so - they send you a copy; if not they declare it to the courts at which point we hit em with a s.127 claim - bingo, that's how to get an irredeemable unenforceable debt.... (irredeemable as they confirmed to the courts they do not have one, so cannot then claim at a later date to have one)....

Whats that word again - ahhh, BAMPOTS! ;LOL

[MrsD]

Re: The Dopey's UE Diary

just another statuatory arrears notice from M&S to-day, there on the wall of the downstairs loo as well, behind the cistern!!!

[enoughisenough]

Re: The Dopey's UE Diary

they are also quite rude about the advice I am receiving!!!!!!

I'd love to find out what they are saying!!! Don't they realise that they are a supermarket and don't know the first thing about banking?

[MrsD]

Re: The Dopey's UE Diary

its a great word bampots and there are sooooo many candidates floating around!!!

received a long letter from Sainsbury's in response to my letter saying they'd sent an application form.
basically they say they don't need to send anything else and they deem the account enforceable, however they then go on to say they will look for the original agrrement and send me a copy. they are also quite rude about the advice I am receiving!!!!!!

Do you need to see it?
thanks

[Never-In-Doubt]

Re: The Dopey's UE Diary

lol they so deserve a good whupping, bampots!

bampots? WTF! Haven't heard that since the 80's haha ;LOL

[MrsD]

Re: The Dopey's UE Diary

lol they so deserve a good whupping, bampots!

[Never-In-Doubt]

Re: The Dopey's UE Diary

to business Niddy

remember M&S wrote a snarky letter to say I didn't enclose my £1? Well I ignored them and asked the Post Office to trace the PO, which was actually cashed by M&S on 6th August, one day after their very snotty letter. So I sent a reminder with this info on and expressed by sorrow at their total inefficiency and the picture it paints to me, their supposed customer. Had a very contrite message on the ansaphone saying they are very sorry and someone made a mistake and will be sent for "retraining" as they are very upset that I have been inconvienienced, oh and they will send all the paperwork immediately, which is going to be very interesting as I know they haven't got any!!!

aaahhh bless, they realised the severity of messing about with consumer credit laws have they - all together now ahhhhhhhhh ;LOL ;LOL ;LOL

M&S = ;Spank ;Spank ;Spank

[crazymaz]

Re: The Dopey's UE Diary

hiya Dopey, and Niddy i take on board your points,

i had started of course with mse but now further developments and also i did lose track and of course some others that id not touched for over a year are starting to rear their ugly heads again - ooops

that s where i will need a bit of help pls and i will record all the outstanding ones in my own diary

have a fun day laters maz ;-)

[enoughisenough]

Re: The Dopey's UE Diary

LOL! ;LOL

[MrsD]

Re: The Dopey's UE Diary

to business Niddy

remember M&S wrote a snarky letter to say I didn't enclose my £1? Well I ignored them and asked the Post Office to trace the PO, which was actually cashed by M&S on 6th August, one day after their very snotty letter. So I sent a reminder with this info on and expressed by sorrow at their total inefficiency and the picture it paints to me, their supposed customer. Had a very contrite message on the ansaphone saying they are very sorry and someone made a mistake and will be sent for "retraining" as they are very upset that I have been inconvienienced, oh and they will send all the paperwork immediately, which is going to be very interesting as I know they haven't got any!!!