LooLoo's UE Diary

[Never-In-Doubt]

Re: LooLoo's UE Diary

At least you'll be able to access your pay from Barclays

Worse if they took it

[Never-In-Doubt]

Re: LooLoo's UE Diary

Letter as per above recieved

Obviously ignore this

[LooLoo]

Re: LooLoo's UE Diary

At least you'll be able to access your pay from Barclays

Worse if they took it

I know....................... i think if Barlcays had taken my money i seriously would be down the police station now as i would have done the bloke some serious damage

Obviously ignore this

thank you

[Never-In-Doubt]

Re: LooLoo's UE Diary

Keep us updated LooLoo

[garlok]

Re: LooLoo's UE Diary



Barclays Queue Here!

There you go LooLoo, my special for Barclays and their grubby mates.

regards
Garlok

[LooLoo]

Re: LooLoo's UE Diary

HBOS Credit Card

1) Credit card
2) Start Date 26/10/2006
3) Approx Balance - £10,673
4) Last full payment – July 2009
5) On Arrangement Plan - £108 – paid up date last payment on 22nd December, 2010.
6) Default issued on 29/9/2010
7) At the moment Account is in hands of Blair Oliver Scott. Interest has been frozen.

4th January - CCA request sent with £1 cheque to BOS
18th January - SAR request sent to Halifax to cover all my accounts with them and £10 cheque
27th January - Letter received from HBOS asking me to call to discuss my excact requirements for SAR request
28th January - Letter received from Halifax saying they have enclosed a reconstituted version of the executed agreement and that they have requested a copy of my original singed agreement which will be with me shortly.
1st February - called regarding letter about SAR - confirming I wanted all info they held on me for all three accounts
8th February - Letter received from Halifax with my signed agreement
11th February - Niddy says Letter sent CCA missing prescribed terms
14th/15th/16th February - SAR received along with two letters
24th February - Letter from Halifax with signed agreement (same as the one sent with the SAR) and Letter from Blair Oliver Scott saying I am in arreas with my payment plan and can I pay £108 to make it up to date.
27th April - letter from Blair Olivier Scott saying my immediate Action is Required
5th May - Telephone harrasment and doorstep letter visit sent to BOS
5th May - Notice of Court Proceedings from Blair Oliver Scott
6th May - Sent Threat by DCA to commence litigation proceedings
19th May - letter back from HBOS saying sorry for the upset and inconvenince they are causing me - but the debt is still owed and BOS will still continue to recover the debt and it may be sold on to an external debt recovery specialist
21st May - letter from HBOS saying they will continue to write to me and telephone me where necessary and although I have said the account is in dispute i have given them no valid reason for this and have no reason to withhold paymennt to the account. They will also not enter into any further correspondence regarding this matter.
15th July - letter received dated 8th July from HBOS with Notice of Legal Action and my account has been passed to their litigation department......
26th July - threat by credit to commence litigation proceedings sent
18th July - letter received dated 12th august - basically saying thanks for contacting them and would i accept their apologies for any inconvience and upset that they have caused me - but bascially they feel they can contact me as they do not agree that the account is in dispute and they have explained why they feel the debt is enforceable. They also state I received their final reply on 11th May and if i want to complain to the FOS i must do it within 6 months of the date of that later. and finally they have said they will not enter into any further communication regarding this matter and futher correspondence i send them will be added to their files for reference only
September - letter received from Halifax saying thatas they have written to me saying that my account is enforcable can i contact them immediately to let them know my proposals for payment
10th November - letter received dated 4th November - NOTICE OF LEGAL ACTION they have passed my account to thier Litigation Department to commence court action for payment!!!
11th November - threat by credit to commence litigation proceedings sent
18th November - letter received dated 14th November - just saying they have already written to me on 12th August - saying that the account is enforcable and i can contact the Ombusman if I remain dis-satisfied - meantime can i call their helpline to make proposals for payment
21st December - letter dated 19th December - NOTICE OF LEGAL ACTION received - my account has been passed to this Department's legal secction to commence a court action for payment

Hi Notice of Legal Action Letter received..................

[swanfan]

Re: LooLoo's UE Diary

Hi Notice of Legal Action Letter received..................

Send this Loo--> Unenforceability Templates - Section 5

[LooLoo]

Re: LooLoo's UE Diary

Thanks Swanny - ugh will have to try and see if Mr Loo can print for me at work and send off - as not at work now!! Pah

xxx

[Never-In-Doubt]

Re: LooLoo's UE Diary

Thanks Swanny - ugh will have to try and see if Mr Loo can print for me at work and send off - as not at work now!! Pah

xxx

No rush to get it sent now, they won't be back at work till next Weds anyway!

[LooLoo]

Re: LooLoo's UE Diary

Cheers Nid