Debt Diary 2020

[The Tech Clerk]

just commission hopefuls

[adam92]

After silence for a number of years Lantern (who took over the Pay Day Loans and merged them together) have decided to get in touch via aletter stating they've been trying to contact to no reply and referred my account to QDR Solicitors and to get in touch with them within 7 days. I'm assuming this is just a scare tactic having a quick Google of other experiences?

[Roger]

After silence for a number of years Lantern (who took over the Pay Day Loans and merged them together) have decided to get in touch via aletter stating they've been trying to contact to no reply and referred my account to QDR Solicitors and to get in touch with them within 7 days. I'm assuming this is just a scare tactic having a quick Google of other experiences?

Check your CRA's
".. After silence for a number of years .."
Because these may be Statute Barred or close to this.
So check your records and yes the CRA's

[adam92]

Check your CRA's
".. After silence for a number of years .."
Because these may be Statute Barred or close to this.
So check your records and yes the CRA's

They should have all dropped off by now, I’ll have a look.

I think they are SB as of the 20th this month. They’ve also sent me a text last Friday that an “important letter awaits you” and a link to login in somewhere which I’ve just deleted.

[Roger]

They should have all dropped off by now, I’ll have a look.

I think they are SB as of the 20th this month. They’ve also sent me a text last Friday that an “important letter awaits you” and a link to login in somewhere which I’ve just deleted.

Well Done because everything in SNAIL MAIL. Block their number if you can!!
Just treat as if a SCAM attempt!! Don't open and DON'T click
Any Claim would have to be posted!!

The CCA1974 is a SNAIL MAIL Act! Always worth remembering that!

[adam92]

A further update,

The Overdraft account that was with Idem has been sold to Hoist (whom I swear had it before but may have been another account)

Lowell have had the cheek to send a letter stating they’ll offer a 0% interest free payment plan and stop interest on an account they can’t apply interest too

[adam92]

Hello Haven't had an update for a while, had a change this month with CapQuest (from what I've heard horrible buggers) managing the Arrow Global CC account (updated the main post) - still waiting on a CCA request from them I think since July 2020

[Roger]

Hello Haven't had an update for a while, had a change this month with CapQuest (from what I've heard horrible buggers) managing the Arrow Global CC account (updated the main post) - still waiting on a CCA request from them I think since July 2020

Arrow/Capquest Group
I note the following
"..
Mar 2019 - Removed from CRA files
July 2019 - Account Sold to Arrows (managed by NCO Europe) not on any files.
July 2020 - CCA Request Sent to NCO Europe stopped making payments from this point onwards.
Aug 2020 - Confirmation of request sent to me
Feb 2021 - Notice of Default/Termination? (Di notes this isn't a compliant notice)
.."
Your doing all the right things
Do you know by chance which Arrow Company was Assigned the Debt? It wasn't by chance Arrow Global Guernsey was it?

[adam92]

Just updating Arrows moving on the Vanquis CC to Arrow Poplar Designated Activity Company is it just another company of there’s?

[Roger]

Just updating Arrows moving on the Vanquis CC to Arrow Poplar Designated Activity Company is it just another company of there’s?

The question is Moving on from WHAT Arrow Company?
Or is this a change of Company Name?
What precisely does the letter say?

Assignment chains can create problems because of the Rights of the INDIVIDUAL Companies.
If the Original Arrow Company wasn't Authorised when the Account was Brought then assigning to another Arrow Company can't remedy the lack of Authorisation!
Hence my asking for more details!

[adam92]

The question is Moving on from WHAT Arrow Company?
Or is this a change of Company Name?
What precisely does the letter say?

Assignment chains can create problems because of the Rights of the INDIVIDUAL Companies.
If the Original Arrow Company wasn't Authorised when the Account was Brought then assigning to another Arrow Company can't remedy the lack of Authorisation!
Hence my asking for more details!

Hello sorry missed your last question

It was purchased by Arrow Global Limited (who’s registered office was Manchester)

The letter last month specifically stated “Arrow Poplar Designated Activity Company.
” now own all interest and rights”

[Roger]

Arrow Global Limited NOLONGER Authorised Arrow Global Limited (fca.org.uk)

Arrow Poplar Designated Activity Company was set up on Thursday the 17th of November 2022 Dublin NOT ON FCA REGISTER
Arrow Global Group is a European fund manager. It was listed on the London Stock Exchange until it was acquired by TDR Capital in October 2021.

TF Global Limited is not authorised or registered by the FCA. Find out more about unauthorised firms and individuals

Well wait and see what happens next because at this time there seems to be NO FCA Authorisation

[The Tech Clerk]

1. Arrow Global Limited
   
   
   Reference number: 718754
   No longer authorised
   Arrow Global Limited (searched firm name) No longer authorised Tool tip icon Clickable button
   M2 4AW
   Manchester
2. Arrow Global Massey Limited
   
   
   Reference number: 718325
   M2 4AW
   Manchester
3. Arrow Global Adviser Limited
   
   
   Reference number: 953341
   M2 4AW
   Manchester
4. Arrow Global Legh Limited
   
   
   Reference number: 718332
   No longer authorised
   Arrow Global Legh Limited (searched firm name) No longer authorised Tool tip icon Clickable button
   M2 4AW
   Manchester
5. Arrow Global Adviser Limited
   
   
   Reference number: 917833
   No longer registered as an Appointed Representative
   Arrow Global Adviser Limited (searched firm name) No longer registered as an Appointed Representative Tool tip icon Clickable button
   M2 4AW
   Manchester

[adam92]

Thanks for that will keep you posted

Intrum who are usually very quiet now sending a message 1-2 times a week and have some company called Ophelos chasing for them now too. That’s a new one to me

[Still Waving]

Ophelos -

"We use smart technology to work out what day and time is the most convenient to contact you, whether it’s by email, WhatsApp, SMS or post."