Starting out

[Sosad]

Re: Starting out

[QUOTE=Sosad;182764]Barclaycard (credit card).
now dealing with MOORECROFT.

Start date 2002/4ish

Balance £5103



Last full payment 2009.

[SIZE=1]APRIL 12TH , cancelled dmp payments and requested CCA[/SIZE
April 16th , received letter from Moorecroft they have requested documentation from Baeclaycard.

August 9th Received letter from barclaycard stating they will no longer accept any communication from me they have passed my
account to Allied International Credit

January 29th ; Received letter from Robinson Way asking me to contact them to discuss proposals for repayment of outstanding balance.


January 29th. Sent "sold in dispute " letter .


20th April Received letter from Robinson way stating they are returning account to barclaycard.


May 21st: Received letters from barclaycard and mkpd. .Barclaycard notifying me that they have sold this account to mkpd and MKPD advising me that they are now the owner of the due debt.


[COLOR="black"]May 22nd Sent "sold in dispute" letter to MKPD.
[/
May 31st. Received letter from MKPD stating they will review the account


July 7th: Received letter from MKDP stating they are still unable to resolve my query
and will contact me as soon as possible .

August 15th : Received another letter from MKPD apologising for delay in trying to
resolve my query .They will be in touch


September 27th: Received letter from MKPD stating " at this time we are unable to
resolve your query ,we are currently liaising with original creditor we
will contact you as soon as we receive a response from them" .

October15th: Received from MKDP some random statements (4months) ,
Reconstituted copies of terms and conditions, and a letter from
Barclaycard allegedly posted on the 8th July ( ,I have no record of
this)


October 21st: Sent " CCA Query - application form received" letter to MKDP



November 4th: Received letter from MK Rapid Recoveries stating" further to our recent
communication regarding ownership of your balance we have not
received your offer of payment
(this is the first time this company has contacted me!!!). They are
offering to help me and can only do this after speaking tome.[/QUOT


Hiya Vint ,
Barclaycard didn't respond to my CCA request , they did send papers to MKDP in October this year , which they forwarded to me.

I didn't receive the letter dated 8th July 2013 , which they have made it look like they did send it to me,on that date as they've sent a "copy" to MKDP .

I have updated my thread sorry for confusion

Thanks for your reply
Sosad xx

[Enforcer]

Re: Starting out

Standard procedure for this lot. MKRR Rapid recoveries, will act as if they know nothing about any previous correspondence with MKDP, they pretend to be a different debt collector, they are not. Same company just a different desk. I did answer the phone to them, I am lucky that I know, and they know, that my agreement is 100% unenforceable, eventually, once pushed, they found my complaint on the system. Then said that they would have to pass it to a different department. Wonder who will contact me next?

[vint1954]

Re: Starting out

Have they not responded to your s78 request?

[cymruambyth]

Re: Starting out

It is the same company, but implies that it is different, so send the sold in dispute letter.

[Sosad]

Re: Starting out

Hi Ken,

Thanks for your response,if it's the same company should I just ignore, ???

Thanks
Sosadxx

[ken100464]

Re: Starting out

Same company I think just next desk.

[Sosad]

Re: Starting out

Barclaycard (credit card).
now dealing with MOORECROFT.

Start date 2002/4ish

Balance £5103

Last full payment 2009.


APRIL 12TH , cancelled dmp payments and requested CCA


April 16th , received letter from Moorecroft they have requested documentation from Baeclaycard.

August 9th Received letter from barclaycard stating they will no longer accept any communication from me they have passed my
account to Allied International Credit

January 29th ; Received letter from Robinson Way asking me to contact them to discuss proposals for repayment of outstanding
balance .


January 29th. Sent "sold in dispute " letter .


20th April Received letter from Robinson way stating they are returning account to barclaycard.

May 21st: Received letters from barclaycard and mkpd. .Barclaycard notifying me that they have sold this account to mkpd and MKPD advising me that they are now the owner of the due debt.

[COLOR="black"]May 22nd Sent "sold in dispute" letter to MKPD.
[/


May 31st. Received letter from MKPD stating they will review the account


July 7th: Received letter from MKDP stating they are still unable to resolve my query
and will contact me as soon as possible .


August 15th : Received another letter from MKPD apologising for delay in trying to
resolve my query .They will be in touch.

September 27th: Received letter from MKPD stating " at this time we are unable to
resolve your query ,we are currently liaising with original creditor we
will contact you as soon as we receive a response from them" .

November 4th: Received letter from MK Rapid Recoveries stating" further to our recent
communication regarding ownership of your balance we have not
received your offer of payment
(this is the first time this company has contacted me!!!). They are
offering to help me and can only do this after speaking to me.

Hiya,
I received the above letter from this new company should I send them " sold in dispute " letter
Many thanks,
Sosadxx

[Sosad]

Re: Starting out

Thanks so much Deepie ,I will send this off

Sosad x

[Deepie]

Re: Starting out

Hi
Just received letter from MKPD stating" please find enclosed documents you have requested. Reconstituted credit agreements and statements".

There are few random statements, copies of terms and conditions , also they are asking me to contact them to discuss repayment.
,what would be my next step in response to them??
Thank you
Sosad xx

I'd send this if it were me---> CCA Query - Terms & Conditions Received

[Sosad]

Re: Starting out

Barclaycard (credit card).
now dealing with MOORECROFT.

[SIZE=1]Start date 2002/4ish[/SI
Balance £5103
Last full payment 2009.

APRIL 12TH , cancelled dmp payments and requested CCA

April 16th , received letter from Moorecroft they have requested documentation from Baeclaycard.

August 9th Received letter from barclaycard stating they will no longer accept any communication from me they have passed my

account to Allied International Credit

January 29th ; Received letter from Robinson Way asking me to contact them to discuss proposals for repayment of outstanding balance

January 29th. Sent "sold in dispute " letter .

20th April Received letter from Robinson way stating they are returning account to barclaycard.

May 21st: Received letters from barclaycard and mkpd. .Barclaycard notifying me that they have sold this account to mkpd and MKPD advising me that they are now the owner of the due debt.

[COLOR="black"]May 22nd Sent "sold in dispute" letter to MKPD.
[/
May 31st. Received letter from MKPD stating they will review the account

July 7th: Received letter from MKDP stating they are still unable to resolve my query and will contact me as soon as
Possible

August 15th : Received another letter from MKPD apologising for delay in trying to
resolve my query .They will be in touch.

September 27th: Received letter from MKPD stating " at this time we are unable to
resolve your query ,we are currently liaising with original creditor we
will contact you as soon as we receive a response from them" .

Hi
Just received letter from MKPD stating" please find enclosed documents you have requested. Reconstituted credit agreements and statements".

There are few random statements, copies of terms and conditions , also they are asking me to contact them to discuss repayment.
,what would be my next step in response to them??
Thank you
Sosad xx

[Sosad]

Re: Starting out

Thank you Deepie much appreciated.
Sosad x

[Deepie]

Re: Starting out

Hiya,
Received letter from Robison Way stating "as we have been unable to contact you via any other way we may now arrange for a doorstep collection agent to call at your address" it goes on to state that I should contact them etc

Should I send them the " doorstop letter" ?Now I know it's a daft question BUT!!! I need a wee bit of reassurance that this is the correct response .
Thanking you in advance ,
Sosad xx

Yes....send that.

[Sosad]

Re: Starting out

Bank of Scotland credit card) now dealing with Blair Oliver and Scott.
taken out 2002/4ish
Balance £3148

date last paid full payment 2009.

April 23rd cancelled dmp payment and requested cca.

May 8th received CCA from Blair Oliver& Scott will email to Niddy.

May 11th received letter from b.o &s requiring immediate payment

May 15th Niddy has deemed this CCA Unenforceable

May 16th received CCA from HBoS

May 17th emailed it to Niddy

May 25th Niddy has deemed this one enforceable ,never mind can't win them all

May 29th Received letter saying p

May29th Sent missing prescribed terms letter.

June13th Received letter from Blair ,Oliver &scott stating to contact them within five days ,threats are door to door collectors and. Court action to seek a judgement against me

June 29th Received notice of intended court action from BOS stating papers are now being prepared for commencement of action through my local court to seek a judgement against me

July 3rd Sent threat to commence litigation letter

July 11th. Received letter from Bank of Scotland they are stating they have fully complied with my CCA request and go on to break down the reasons they believe so ,also reminding me to make payments etc.

July 20th Received letter from bank of Scotland stating my account has been passed on to Apex Credit Management ,in same
envelope Apex letter asking me to contact them to make arrangements to pay as soon as possible

August 6th Sent Apex "telephone harassment " letter and "account in dispute", saved a few pennies

August 9th Received from apex saying they will investigate my complaint

October 23rd. Received letter from Wescot stating they have been instructed to collect balance to avoid further action I must pay full amount or telephone them

October 24th. Sent account sold while in depute letter

December4th Sent missing prescribed terms letter

December 8th Received letter from Nelson Guest &Partners as a final attempt to avoid further action they are prepared to offer a discount

Ignored.

May 11th. Received letter from wescot stating they have been advised by Bank of Scotland that all relevant documentation has been provided to me they believe the dispute is resolved and I should pay in full or make arrangements to pay monthly.

[COLOR="black"]May 17th. Sent Final Response - UE letter to Wescot[/

May 31st. Received letter from wescot stating " we acknowledge the query raised and would like to confirm how this will be investigated etc .

June 19th. Received letter from bank of Scotland stating that they have transferred this account to a debt collection agency Robinson way

June 20th. Received letter from Robinson Way stating they will be in touch to discuss repayment options

July 3rd Sent "sold in dispute" letter to Robinson Way

July 8th. Received letter from Robinson Way stating if they don't hear from me within 10 days they will put this account into the hands of their solicitors

YJuly 10th. Sent one liner letter to Robinson Way telling them to refer to my letter dated 3rd July

July 27th; Received letter from Robinson Way stating their client sent a final response
dated 11/07/2012 therefore without further dispute they require a proposal
of payment.
July 30th.: Sent Final Response (CCA received ) letter

September 11th: received letter from drysdenfairfax stating " we have been instructed by
our client Robinson Way to write to you in respect of the above
outstanding debt. We urge you to take steps within the 14 days of the
date of this letter to resolve this matter .

September 27th: Sent one liner to Drysdenfairfax.

Hiya,
Received letter from Robison Way stating "as we have been unable to contact you via any other way we may now arrange for a doorstep collection agent to call at your address" it goes on to state that I should contact them etc

Should I send them the " doorstop letter" ?Now I know it's a daft question BUT!!! I need a wee bit of reassurance that this is the correct response .
Thanking you in advance ,
Sosad xx

[SA Gold]

Re: Starting out

I'd send this if it were me---> CCA Query - Application Form Received

Which is an absolute belter of a letter!

[Deepie]

Re: Starting out

Hiya ,
Received registered letter from MKDP stating " further to your recent communication please find enclosed documents you have requested ." they are asking me to contact them , the document they have sent is an application form with signature , phone number ,date of birth , that's it just one page no t@ cs nothing .

What should I send them in reply to this letter??
Any suggestions will as always be greatly appreciated

Sosad xx

I'd send this if it were me---> CCA Query - Application Form Received