Starting out

[Sosad]

Re: Starting out

Letter received from Blair Oliver &scot re bank of Scotland (enforceable )

Formal notice is hereby given our client has instructed us to commence court proceedings ,papers are now being prepared for commencement of action through my local court ,if you are a homeowner etc etc etc !
Now I am tempted to ignore but would a threat -o-gram letter be more appropriate any input gratefully received thanks xx

[925pws]

Re: Starting out

Glad you're hanging in there SoSad, it does make our journey all the more easier with the neverending saga of those criminals we call bankers

[Sosad]

Re: Starting out

Thank you all for your replies , it's good to come on here and get your support ,much appreciated.


Hi 925pws, I'm fine and managing my journey with the help of the kind people on this forum ,thanks for asking .Hope your journey is going smoothly take care xx

[The Tech Clerk]

Re: Starting out

me too, they'll send what they think is a really scary letter, you haven't contacted them, they will send doorstep collectors, they'll take you to court, they'll send you off to a gulag, they'll sell your children and your Granny into slavery, and
it's all a load of rot

Wait and let them waste their illgotton gains on paper and postage, it will keep somebody in a job. See what they have to say for themselves, bet it is not an invite to you to attend one of their expenses paid party./

[MrsD]

Re: Starting out

me too, they'll send what they think is a really scary letter, you haven't contacted them, they will send doorstep collectors, they'll take you to court, they'll send you off to a gulag, they'll sell your children and your Granny into slavery, and
it's all a load of rot

[925pws]

Re: Starting out

Received letter from sainsburys stating they have passed sainsburys debt to moor croft debt collectors .Do I ignore and wait to see what moor croft send??thanks xxx

Hi SoSad , how have you been keeping? Hope you're managing ok on your journey.

[nanna58]

Re: Starting out

not an expert but would xxx

[Sosad]

Re: Starting out

Received letter from sainsburys stating they have passed sainsburys debt to moor croft debt collectors .Do I ignore and wait to see what moor croft send??thanks xxx

[Undercover Elsa]

Re: Starting out

No but stick a bunch of flowers under her nose and she will rob a granny to get the money

FP is right though about even paying £1 resets the SB clock

Which is why they're willing to accept such a pittance as it gives them an unlimited chance to extort the balance in any other way they can, as long as you live right until, and after you die. Bar stewards.

[Sosad]

Re: Starting out

Forgot about the SBrd thingy thanks for reminding me Flowerpower
Take care xxx

[jon1965]

Re: Starting out

Funny how I've never experienced that kind of temptation!

No but stick a bunch of flowers under her nose and she will rob a granny to get the money

FP is right though about even paying £1 resets the SB clock

[Sosad]

Re: Starting out

Thanks Jon you are usually the first to offer advice and support .

I have great faith in the users of this forum ,just knowing that there are people giving their knowledge,time and experiences to people like myself is comfort enough I really do appreciate the help I've received .Take care xxx

[jon1965]

Re: Starting out

Sosad
It is still very early days for you.
If Niddy says it's UE then don't even think about "if they issue papers i will pay them"
Oh I understand how tempting it would be to pay them all a little just to shut them up , but that is what they are counting on.
I am sure that there are plenty of people who will hold your hand as you go through things and unlike other places the advice you will get will be good and sound. No one will cut you free at a critical moment

[Sosad]

Re: Starting out

Thanks Flowerpower I had already decided to ignore ,just needed a wee push !!!(of encouragement ) I like to know I'm doing things properly.


Thanks Jon I am trying not to worry ,I do understand that they will try and collect money ,if they get as far as court papers I will offer payments ,though much lower than I originally offered. Take care xx

[jon1965]

Re: Starting out

Hi Sosad
I thin k what you need to remember is that even if it is UE (which Niddy says it is) they are still allowed to try and get th emoney off you until it is SB.
I have read two versions but basically they can go up to and (I think) including the issuing of court papers .
BUT they can not enforce, so if papers were issued a swift sod off I will defend this , you will lose and have to pay costs would get rid of them.

Basically do not worry but let Niddy or someone who is better at this than me put your mind at rest,