Snudgerchops UE Diary.

[Pixie]

Re: Snudgerchops UE Diary.

Don't be flustered. Have a look here --->Unenforceability Diaries - Read me First! - allaboutFORUMS

[Deepie]

Re: Snudgerchops UE Diary.

Sorry - all flustered - What email address should I send it too? I can't find it....

agreements@all-about-debt.co.uk

[snudgerchops]

Re: Snudgerchops UE Diary.

So was my MBNA cca - but it was unenforceable

Don't worry about it. Let Niddy see it (email it to him with your username in the subject line)

Sorry - all flustered - What email address should I send it too? I can't find it....

[Pixie]

Re: Snudgerchops UE Diary.

Going to try and scan and upload for Niddy. They have my signature and it is dated.....Not looking to good is it?

So was my MBNA cca - but it was unenforceable

Don't worry about it. Let Niddy see it (email it to him with your username in the subject line)

[snudgerchops]

Re: Snudgerchops UE Diary.

MBNA CREDIT CARD/EXPERTO CREDITE


Balance: £4300
Default Date: 12/2009
Account Opened: 02/2003

CCA request sent by recorded delivery to Experto Credite. 03/03/2012.
Letter from Experto Credite, dated 5th March 2012, received 7th March. They have requested the information from MBNA. Full details of the letter can be seen by clicking the link in my first post above.

26/04/12 - Letter received from 'Aktiv Kapital', dated 118/04/12. They have bought the debt from Experto.
27/04/12 - Sent in response to above. http://www.all-about-debt.co.uk/templates/unenforceability/s3-t4.php

Letter from Experto Credite: Supplied documentation as requested.

Details of letter:

Further to your request for documents under Section 78 of the Consumer Credit Act 1974.

Please find enclosed the documentation as appropriate.

Consider that these documents to satisfy our obligation under section 78 and now deem this matter to be enforceable.

We require payment in full within 10 days of the date of this letter, failing which we will have no option but to consider this account for further action.

Going to try and scan and upload for Niddy. They have my signature and it is dated.....Not looking to good is it?

[swanfan]

Re: Snudgerchops UE Diary.

Thanks very much. I will send it tomorrow.

Should I send it by recorded delivery or will normal postage be okay?

Thanks as always.

Snudgerchops

You can send by normal post but get a proof of posting(free).

[snudgerchops]

Re: Snudgerchops UE Diary.

I Would send this just to let them know -------> Account Sold whilst in Dispute

Thanks very much. I will send it tomorrow.

Should I send it by recorded delivery or will normal postage be okay?

Thanks as always.

Snudgerchops

[Deepie]

Re: Snudgerchops UE Diary.

Aktiv Kapital have bought the debt. Letter states that they have been advised that I already have a payment plan in place - (I don't) and that I should continue to pay Experto.

They have requested that Experto continue to manage my account. What?

Aktiv is now the data controller....blah blah blah.

I'm guessing I should just ignore this. Yes?

Thanks as always to all.

Snudgerchops.

I Would send this just to let them know -------> Account Sold whilst in Dispute

[MrsD]

Re: Snudgerchops UE Diary.

yup just ignore, if they think you're paying, just let them..................

[snudgerchops]

Re: Snudgerchops UE Diary.

MBNA CREDIT CARD/EXPERTO CREDITE


Balance: £4300
Default Date: 12/2009
Account Opened: 02/2003

CCA request sent by recorded delivery to Experto Credite. 03/03/2012.
Letter from Experto Credite, dated 5th March 2012, received 7th March. They have requested the information from MBNA. Full details of the letter can be seen by clicking the link in my first post above.

26/04/12 - Letter received from 'Aktiv Kapital', dated 118/04/12. They have bought the debt from Experto.

Aktiv Kapital have bought the debt. Letter states that they have been advised that I already have a payment plan in place - (I don't) and that I should continue to pay Experto.

They have requested that Experto continue to manage my account. What?

Aktiv is now the data controller....blah blah blah.

I'm guessing I should just ignore this. Yes?

Thanks as always to all.

Snudgerchops.

[snudgerchops]

Re: Snudgerchops UE Diary.

^^^^^^^^^^^ Just ignore

You always manage to make me laugh with your posts.

[Deepie]

Re: Snudgerchops UE Diary.

^^^^^^^^^^^ Just ignore

[snudgerchops]

Re: Snudgerchops UE Diary.

EGG LOAN/ARROW GLOBAL


Balance: £7500
Default Date: 08/2009
Account Opened: 04/2006

CCA request sent by recorded delivery to Arrow Global. 03/03/2012.
Letter of response with Postal order returned. Dated, 15/03/2012.
Niddy advised to send this 16/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
Following sent by recorded delivery 19/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
04/042012. Received letter in response to above.
17/04/2012. Telephone call from RMA Resolve. Ignored.
23/04/12. Letter from RMA Resolve. Received 10 days after the date on their letter.
24/04/2012. 2nd letter from RMA Resolve. Received 7 days after the date on their letter.

2nd letter received from RMA - One day after the 1st letter. (Really Annoyed).

Contents below:

Due to account now failing to meet the required criteria, we are forced to review our position.

It is with regret that we write to give you notice that the account is to be closed out of our financial difficulties programme and referred back to our client for further action.

Due to the lack of co-operation we have received to date, we have little choice other than to strongly recommend they take immediate legal action to recover their loss, as our exhaustive attempts to broker a vouluntary repayment plan have failed.

Only way to prevent this is to telephone us on XXXXXXXX.

What a shower of

Should I reply or just ignore it?

Thanks as always.

Snudgerchops

[snudgerchops]

Re: Snudgerchops UE Diary.

Tempting to be rude to them but nah just see what they send next.

What did you have in mind??

[swanfan]

Re: Snudgerchops UE Diary.

Tempting to be rude to them but nah just see what they send next.