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  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by snudgerchops View Post
    EGG LOAN/ARROW GLOBAL


    Balance: £7500
    Default Date: 08/2009
    Account Opened: 04/2006

    CCA request sent by recorded delivery to Arrow Global. 03/03/2012.
    Letter of response with Postal order returned. Dated, 15/03/2012.
    Niddy advised to send this 16/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
    Following sent by recorded delivery 19/03/2012. http://www.all-about-debt.co.uk/temp...lity/s2-t5.php
    04/042012. Received letter in response to above.
    17/04/2012. Telephone call from RMA Resolve. Ignored.
    23/04/12. Letter from RMA Resolve. Received 10 days after the date on their letter.
    CONTENTS OF LETTER.

    Client: Arrow
    Original Creditor: Egg

    Writing to notify you that we have not received the necessary communication from you or your appointed representative. Important that we have communication to move the account forward.

    Please make contact with this office or get your representative to get in touch.

    Please call us on XXXXXXXXXX.

    Any suggestions as to how I should respond or should I just ignore it?

    Thanks as always.

    Snudgerchops.

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by Susie View Post
    No, you can write to them and quote the RMA Resolve reference number that you were given on the phone and tell them to change the number on their records to the free phone number for DCA's. Then when they keep calling they don't annoy you, you can have a record of all RMA Resolve calls (and anyother DCA's you give it to) and if it gets too many you have a good record for a debt collector harassment claim.

    Brilliant.

    Thanks.

    Leave a comment:


  • Susie
    replied
    Re: Snudgerchops UE Diary.

    No, you can write to them and quote the RMA Resolve reference number that you were given on the phone and tell them to change the number on their records to the free phone number for DCA's. Then when they keep calling they don't annoy you, you can have a record of all RMA Resolve calls (and anyother DCA's you give it to) and if it gets too many you have a good record for a debt collector harassment claim.

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by Susie View Post
    You could always give them the http://forums.all-about-debt.co.uk/s...ead.php?t=3662 free phone number for DCA's that niddy provides
    Thanks.

    Wouldn't that mean speaking to them though?

    Leave a comment:


  • Susie
    replied
    Re: Snudgerchops UE Diary.

    You could always give RMA Resolve the http://forums.all-about-debt.co.uk/s...ead.php?t=3662 free phone number for DCA's that niddy provides
    Last edited by Susie; 17 April 2012, 19:21.

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by in 2 deep View Post
    If you answer just say the person is not in..........
    Thanks.

    It never rains but it pours eh?

    Thank goodness for this site!!

    Leave a comment:


  • Deepie
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by snudgerchops View Post
    Thanks for the reply.

    How do I know where to send it too though? Should I quote the reference number they left on the answering machine - assuming I can find out where to send it to?

    Sorry for all the questions but I really am annoyed. I need to be able to answer the telephone as my Father is unwell and I don't want to miss the call etc etc.

    Thanks again.

    Snudgerchops
    If you answer just say the person is not in..........

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by evenlessdopey View Post
    no don't call them back, they'll only harangue for money, send the telephone harassment letter to RMA, they are all bampots

    Thanks for the reply.

    How do I know where to send it too though? Should I quote the reference number they left on the answering machine - assuming I can find out where to send it to?

    Sorry for all the questions but I really am annoyed. I need to be able to answer the telephone as my Father is unwell and I don't want to miss the call etc etc.

    Thanks again.

    Snudgerchops
    Last edited by snudgerchops; 17 April 2012, 19:02. Reason: Typing whilst angry causes spelling errors

    Leave a comment:


  • MrsD
    replied
    Re: Snudgerchops UE Diary.

    no don't call them back, they'll only harangue for money, send the telephone harassment letter to RMA, they are all bampots

    Leave a comment:


  • Deepie
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by snudgerchops View Post
    Hi ALL,

    Really annoyed....got a telephone call at home today, it went onto answering machine. Such and such from RMA Resolve, please call us back reference number (*(&&(&(& etc etc.

    Don't know how they got the number and don't know who the debt relates to as they only left a reference number asking me to call back.

    Should I call them back? Can't have the phone ringing all night. And if I do call them back any advice on what I should say?

    Thanks as always.

    REALLY ANNOYED

    SNUDGERCHOPS
    NOOOOOOOOOOO..... never speak to them on the phone

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Hi ALL,

    Really annoyed....got a telephone call at home today, it went onto answering machine. Such and such from RMA Resolve, please call us back reference number (*(&&(&(& etc etc.

    Don't know how they got the number and don't know who the debt relates to as they only left a reference number asking me to call back.

    Should I call them back? Can't have the phone ringing all night. And if I do call them back any advice on what I should say?

    Thanks as always.

    REALLY ANNOYED

    SNUDGERCHOPS

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by in 2 deep View Post
    Just ignore ...they are in default of your CCA request
    Thanks for the reply.

    Leave a comment:


  • Deepie
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by snudgerchops View Post
    Barclaycard CC


    Balance: £8700
    Default: Not Defaulted - AP marker on credit file.
    Account Opened: 01/2004.

    CCA request sent by recorded delivery. 03/03/2012.
    Received response to CCA request. Letter dated 22nd March. (This date is outwith the 12+2).

    Received letter today 04/14/2012. Just the basics below.

    Not received payment - We agreed to a reduced payment plan.

    If you don't keep up the plan:

    Arrangement will be cancelled.
    Payment amount will go back to the monthly standard.
    You will be charged the standard interest rate.
    You may have to pay other charges if you don't make payments.

    Contact us......

    Any ideas or advice?

    Thanks as always in advance.
    Just ignore ...they are in default of your CCA request

    Leave a comment:


  • snudgerchops
    replied
    Re: Snudgerchops UE Diary.

    Barclaycard CC


    Balance: £8700
    Default: Not Defaulted - AP marker on credit file.
    Account Opened: 01/2004.

    CCA request sent by recorded delivery. 03/03/2012.
    Received response to CCA request. Letter dated 22nd March. (This date is outwith the 12+2).

    Received letter today 04/14/2012. Just the basics below.

    Not received payment - We agreed to a reduced payment plan.

    If you don't keep up the plan:

    Arrangement will be cancelled.
    Payment amount will go back to the monthly standard.
    You will be charged the standard interest rate.
    You may have to pay other charges if you don't make payments.

    Contact us......

    Any ideas or advice?

    Thanks as always in advance.
    Last edited by snudgerchops; 11 April 2012, 17:06. Reason: spelling error caused by posting whilst drunk!

    Leave a comment:


  • Deepie
    replied
    Re: Snudgerchops UE Diary.

    Originally posted by snudgerchops View Post
    Recieved the following letter today from Arrow in response to this (advised by Niddy to send)
    http://www.all-about-debt.co.uk/temp...lity/s2-t5.php

    Dear Snudgerchops.

    Arrow Global Receivables Management Limited is acting as agent for Britannica Recoveries S.a.r.l - Arrow.

    In reference to your recent contact, we note you contend the copy agreement provided is unenforceable. We do not agree with your interpretation of the statute. We believe the agreement complies with the statute and we intend to pursue payment of the debt. You have remedy available to you by way of applying to the court for the appropriate decleration. In the absence of any such decleration and/or notice of application for the same, we will pursue the action previously advised, if any.

    We have previously provided a copy of the credit agreement that would have been signed at the time of inception. We believe the agreement complies with the statute and we intend to pursue payment of the debt. We are not required to provide a copy of the signed agreement and would suggest that you consider the matter of Carey -v- HSBC and the judgment His Honour Judge Waksman makes therein.

    Copy of complaints procedure attached.

    Any Ideas?

    Thanks in advance.

    Snudgerchops
    I Would just ignore for now see what they send next........

    Leave a comment:

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