Cabot referral to solicitor in 1m

[Yellow33]

Consumer Credit Act request under sections 77, 78 and 79
You should be sent a ‘true copy’ of your agreement that is easy to read and a statement of your account signed by your creditor. The ‘true copy’ must contain all the terms and conditions from your original agreement, information about any changes made to the agreement and your name and address at the time that you took out the agreement. It does not have to include a signature box, signature or the date of signature from your original agreement.

The statement of account should be signed by the creditor and tell you:

how much you have paid (if you borrowed a fixed amount);

how much you still owe; and

what you still have to pay and when.

I will do my CCA request but would still be interested to get a view on the 'credit agreement' I have and if this is likley to meet requirements. Emails circulated last week. I

[Yellow33]

I have found flex law scottish lawyers who specialise in defending cases against DCA including cabot.

[Still Waving]

I have found flex law scottish lawyers who specialise in defending cases against DCA including cabot.

That's good.

[Yellow33]

Just popping in to catch up on the forum. It's been quite a few weeks now and I am basically just waiting on court papers, assuming they progress as advised. I am feeling calm as I know I have a lawyer on standby. I do worry about papers going lost in post and not being able to defend. Does anyone know if they come recorded deliver?

So all quiet for now, keep you updated.

[Still Waving]

Hi

You said on 20 July you were going to send a CCA74 request. Did you do it, and have you had any response?

[Yellow33]

Hi

You said on 20 July you were going to send a CCA74 request. Did you do it, and have you had any response?

No, my solicitor told me to do nothing at this stage, just wait.