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Originally posted by Timewilltell
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Ah! watch it - I was a tallyman once in 1969.
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It wasn’t the sixties ones that you had too watch!!Originally posted by The Tech Clerk View PostComment
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Type of account - credit card
Date commenced - 2009?
Approx balance - £13000
Date last paid - november 2017
Are you on arrangement or not paying - no arrangement, not paying
Account owner - cabot financial europe
13/5/22: letter from czbot, we will pass your case to our solicitors in 1 month.
20/5/22: letter from cabot, we will pass your case to our solicitor in 21 days
27/5/22: letter from cabot, we will pass your case to our solicitors is 14 days
3/6/22: letter from cabot, we will pass your case to our solicitors in 7 days.
6/22: DSAR received from virgin. No credit agreement. Letters advising missed payments, monthly statements and default notice only.
23/6/22: Letter from cabot,. We have tried to contact you to discuss your account... we are referring upur account to equivo solicitors scotland. They will want to speak to you within the next 7 days where they will review your situation and help arrange the most suitable solution based on your circumstances.Comment
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Looking at equivos website, they look like another debt collector to me! I wonder why they didn't pass to cabots lawyers as suggested? So again I wait and see what happens. I expect equivos will start yo send me begging letters. Anyone have any experience with them?Comment
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Bullying tactics, sending a countdown letter every 7 days.
What they haven't said is that equivos may commence legal action.Comment
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The other letters from cabot said they would commence legal action through their solicitors, I forget their name. This one said they will contact me to discuss solutions. I think this looks like they have sold the debt to them, rather than a solicitor working on their behalf?Comment
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In your earlier post you said they wrote "referring" to equivos. That doesn't sound like selling. In any case, I would sit tight and see what comes next.Originally posted by Yellow33 View PostComment
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Type of account - credit card
Date commenced - 2009?
Approx balance - £13000
Date last paid - november 2017
Are you on arrangement or not paying - no arrangement, not paying
Account owner - cabot financial europe
13/5/22: letter from czbot, we will pass your case to our solicitors in 1 month.
20/5/22: letter from cabot, we will pass your case to our solicitor in 21 days
27/5/22: letter from cabot, we will pass your case to our solicitors is 14 days
3/6/22: letter from cabot, we will pass your case to our solicitors in 7 days.
6/22: DSAR received from virgin. No credit agreement. Letters advising missed payments, monthly statements and default notice only.
23/6/22: Letter from cabot,. We have tried to contact you to discuss your account... we are referring upur account to equivo solicitors scotland. They will want to speak to you within the next 7 days where they will review your situation and help arrange the most suitable solution based on your circumstances.
29/6/22 letter from equivo. We are a firm of solicitors and have been instructed to contact uouvto agree how the sum outstanding from you will be paid. Please call us ... may accept a lump sum or regular installments...
no deadline for contacting thrm and no mention of legal action.Comment
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File and await their next move.Comment
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They too by their letter are chancers hoping the fact it says Solicitors will frighten you too pay, as said file and wait remain quiet.Comment
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Thank youComment
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Type of account - credit card Date commenced - 2009? Approx balance - £13000 Date last paid - november 2017 Are you on arrangement or not paying - no arrangement, not paying Account owner - cabot financial europe
13/5/22: letter from cabot, we will pass your case to our solicitors in 1 month. We will take you to court etc
20/5/22: letter from cabot, we will pass your case to our solicitor in 21 days
27/5/22: letter from cabot, we will pass your case to our solicitors is 14 days
3/6/22: letter from cabot, we will pass your case to our solicitors in 7 days.
6/22: DSAR received from virgin. No credit agreement. Letters advising missed payments, monthly statements and default notice only.
23/6/22: Letter from cabot,. We have tried to contact you to discuss your account... we are referring upur account to equivo solicitors scotland. They will want to speak to you within the next 7 days where they will review your situation and help arrange the most suitable solution based on your circumstances.
29/6/22 letter from equivo. We are a firm of solicitors and have been instructed to contact uouvto agree how the sum outstanding from you will be paid. Please call us ... may accept a lump sum or regular installments... no deadline for contacting thrm and no mention of legal action.
7/7 text from equivo, please contact us to discuss our recent letterComment
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Leave them to it, they’ll write if they have anything meaningful to say, or perhaps not because they know they can’t ???Comment
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Type of account - credit card
Date commenced - 2009?
Approx balance - £13000
Date last paid - november 2017
Are you on arrangement or not paying - no arrangement, not paying
Account owner - cabot financial europe
13/5/22: letter from czbot, we will pass your case to our solicitors in 1 month.
20/5/22: letter from cabot, we will pass your case to our solicitor in 21 days
27/5/22: letter from cabot, we will pass your case to our solicitors is 14 days
3/6/22: letter from cabot, we will pass your case to our solicitors in 7 days.
6/22: DSAR received from virgin. No credit agreement. Letters advising missed payments, monthly statements and default notice only.
23/6/22: Letter from cabot,. We have tried to contact you to discuss your account... we are referring upur account to equivo solicitors scotland. They will want to speak to you within the next 7 days where they will review your situation and help arrange the most suitable solution based on your circumstances.
29/6/22 letter from equivo. We are a firm of solicitors and have been instructed to contact uouvto agree how the sum outstanding from you will be paid. Please call us ... may accept a lump sum or regular installments...
no deadline for contacting thrm and no mention of legal action.
10/7/22 letter from eqivio. We have wrote to you znd telephoned you but have been unable to make contact with you. We are keen to find a suitable solution....we may be able to accept a partial settlement etc etc.. if you do not contact us we may be instructed by our client to issue court proceedings against you wich will include z claim for costs .if a decree is obtained we may be instructed to enforce etc etc.Comment
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Still sounds like threats, but I am wondering why cabot would use the third party if they did not intend to go to court? I assumd they would send an intention to pursue before going to court??? And IF I get an intention to pursue then that would be the time to do a prove it letter?Comment
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