GDPR Cookie Consent by SimpleServe Privacy Script Default Notices - Updated Information! - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Default Notices - Updated Information!

Collapse
X
Collapse
 
  • Page of 8
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 4 5 6 7 8 template Next
  • #91
    Re: Default Notices - Updated Information!

    ...and if on the back of a defective DN, the Bank has then sold the terminated agreement to an unlicensed DCA...where does that leave everybody ?

    Comment

    • #92
      Re: Default Notices - Updated Information!

      Who are the unlicensed DCA?

      Comment

      • #93
        Re: Default Notices - Updated Information!

        Originally posted by cardiac arrest View Post
        ...and if on the back of a defective DN, the Bank has then sold the terminated agreement to an unlicensed DCA...where does that leave everybody ?
        an unlicenced DCA cannot recover a regulated debt until they are licenced

        Comment

        • #94
          Re: Default Notices - Updated Information!

          Originally posted by cardiac arrest View Post
          ...and if on the back of a defective DN, the Bank has then sold the terminated agreement to an unlicensed DCA...where does that leave everybody ?
          Selling on won't change things. If the DN was bad it remains so.

          Comment

          • #95
            Re: Default Notices - Updated Information!

            Originally posted by Paul. View Post
            an unlicenced DCA cannot recover a regulated debt until they are licenced
            You can bet that one of their associate group will have one.

            Comment

            • #96
              Re: Default Notices - Updated Information!

              Originally posted by vint1954 View Post
              You can bet that one of their associate group will have one.
              Oh no no no not allowed.

              Hicks v Walker & Reynolds

              Comment

              • #97
                Re: Default Notices - Updated Information!

                Originally posted by cardiac arrest View Post
                ...and if on the back of a defective DN, the Bank has then sold the terminated agreement to an unlicensed DCA...where does that leave everybody ?
                Are you sure dlc is an unlicensed DCA? Have you checked on the OFT website recently? The last time I did they were kosher
                Last edited by PlanB; 6 November 2012, 21:50.

                Comment

                • #98
                  Re: Default Notices - Updated Information!

                  Originally posted by Paul. View Post
                  Oh no no no not allowed.

                  Hicks v Walker & Reynolds
                  Did that also effect the Experto Varde situation.

                  Comment

                  • #99
                    Re: Default Notices - Updated Information!

                    Originally posted by vint1954 View Post
                    Did that also effect the Experto Varde situation.
                    Only temporarily as far as I'm aware having received a SD from them which Paul swiftly batted away It's all about the licence dates.
                    Last edited by PlanB; 6 November 2012, 21:37.

                    Comment

                    • #100
                      Re: Default Notices - Updated Information!

                      DLC/Hillsden do have a CCL

                      0100058

                      Public Register
                      Last edited by jon1965; 6 November 2012, 21:59.

                      Comment

                      • #101
                        Re: Default Notices - Updated Information!

                        Originally posted by jon1965 View Post
                        DLC/Hillsden do have a CCL

                        0100058

                        Public Register
                        Thank you Jon
                        It's cardiac arrest who needs convincing

                        Comment

                        • #102
                          Re: Default Notices - Updated Information!

                          DLC and hillesdon are one and the same, however they do pick and chose the letterheads they use when communicating, and sometimes they even send out letters saying the debt has been passed from one to the other, which is quite laughable.
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #103
                            Re: Default Notices - Updated Information!

                            Licensed to provide credit...ie manage a credit card facility ?

                            Comment

                            • #104
                              Re: Default Notices - Updated Information!

                              Originally posted by planB View Post
                              Thank you Jon
                              It's cardiac arrest who needs convincing
                              actually , I never mentioned DLC....

                              Comment

                              • #105
                                Re: Default Notices - Updated Information!

                                Originally posted by Flowerpower
                                Who were you referring to?
                                in general terms. Just trying to understand the process ...as usual

                                Comment

                                Previous 1 2 3 4 5 6 7 8 template Next
                                Working...
                                X