twins 2 financial statement

[Deepie]

Re: twins 2 financial statement

mint credit card account
23/8/2012 letter received today from triton stating this is a notice of legal proceedings,they are treatening they may take me to court etc etc if i do not make contact with payment details.Should i reply if so with what?

I would send this if it were me---------> Threat by Creditor - To Commence Litigation

[twins2]

Re: twins 2 financial statement

It's neither good nor bad news, it's just the process they go through. You'll probably get a letter back saying that Capital One disagree with what you say. Just post when you hear anything.

Capitol one credit card
Good morning,
Just as you said they would they have sent me a letter disagreeing with what i have said,they go on to say they will still chase this debt,plus they do not consider ringing me up as harresment?
They go on and on for two pages ending with i have the right to contact the financial ombudsman.
Do i do any thing or just wait for there next move?

[twins2]

Re: twins 2 financial statement

I would send this if it were me---------> Threat by Creditor - To Commence Litigation

mint creditcard
Good morning,
Letter received from mint saying following their investigation they are sorry but they do not agree that the credit card account is in dispute,they go on and on for a full page ending with they do not agree and i can take my case to the financial ombudsman,do i reply or wait?

[mgfboy]

Re: twins 2 financial statement

If you sent the letter stated , I would just wait and see what they do next. I dont think any card provider ever admits to unenforcability.

It may well now go quite until the debt is past to another DCA and the whole circle will start again.

[twins2]

Re: twins 2 financial statement

It's up to you of course.

If you want to continue blagging it, I would send Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received)

MBNA credit card
Good morning i have sent the final response letter as advised and i have received a reply stating that i quote"we note your comments regarding the unenforceability,or otherwise,of the agreement.We are not currently attempting to enforce the agreement and any decision on this matter can only be made by court".They have enclosed a copy of the oft guidance.
They go on to say the debt still remains due.
They end with "your letters seem to imply that you are refusing to pay in the belief that the agreement is unenforceable.Please can you confirm if this is the case."Any advice if i should reply or not?
thanks in advance twins2

[twins2]

Re: twins 2 financial statement

If you sent the letter stated , I would just wait and see what they do next. I dont think any card provider ever admits to unenforcability.

It may well now go quite until the debt is past to another DCA and the whole circle will start again.

Thanks i will sit tight and chill and wait for the next round!

[Deepie]

Re: twins 2 financial statement

MBNA credit card
Good morning i have sent the final response letter as advised and i have received a reply stating that i quote"we note your comments regarding the unenforceability,or otherwise,of the agreement.We are not currently attempting to enforce the agreement and any decision on this matter can only be made by court".They have enclosed a copy of the oft guidance.
They go on to say the debt still remains due.
They end with "your letters seem to imply that you are refusing to pay in the belief that the agreement is unenforceable.Please can you confirm if this is the case."Any advice if i should reply or not?
thanks in advance twins2

I would see what they do next if it were me...........

[twins2]

Re: twins 2 financial statement

MBNA credit card
Good morning i have sent the final response letter as advised and i have received a reply stating that i quote"we note your comments regarding the unenforceability,or otherwise,of the agreement.We are not currently attempting to enforce the agreement and any decision on this matter can only be made by court".They have enclosed a copy of the oft guidance.
They go on to say the debt still remains due.
They end with "your letters seem to imply that you are refusing to pay in the belief that the agreement is unenforceable.Please can you confirm if this is the case."Any advice if i should reply or not?
thanks in advance twins2

MBNA credit card
Good morning,
today i have received a letter from experto stating this is a final demand,stating i have ignored all of there attempts to contact me.If i do not make contact they will be left with no alternative but to,
refer to doorstep agency,which will result in a agent calling,or they will refer the account to there legal partner to progress via litigation.
What do i do,any advise?Is it now time to agree to try to repay the debt as it is enforceable.
many thanks in advance twins2.

[Deepie]

Re: twins 2 financial statement

MBNA credit card
Good morning,
today i have received a letter from experto stating this is a final demand,stating i have ignored all of there attempts to contact me.If i do not make contact they will be left with no alternative but to,
refer to doorstep agency,which will result in a agent calling,or they will refer the account to there legal partner to progress via litigation.
What do i do,any advise?Is it now time to agree to try to repay the debt as it is enforceable.
many thanks in advance twins2.

I would send this if it were me -------> Harassment & Threat of Doorstep-Visit

[twins2]

Re: twins 2 financial statement

I would send this if it were me -------> Harassment & Threat of Doorstep-Visit

Thanks will send asap.

[twins2]

Re: twins 2 financial statement

Thanks will send asap.

MBNA crdit card
Good morning,
today i have received a letter from Green & Co solicitors,they say they have been instructed by their clients Triton who are working for the Royal bank of scotland to make a formal demand for the outstanding balance owed.They have given me seven days to pay the outstanding amount or come to a arrangement.
They finish with "should our client not receive payment or acceptable proposals within seven days,it can only be assumed that you will not settle this matter on amicable and reasonable terms.We are then likely to be instructed to commence court proceedings against you on our clients behalf.
Any advise as now i am worried,
thanks in advance twins2.

[Deepie]

Re: twins 2 financial statement

MBNA crdit card
Good morning,
today i have received a letter from Green & Co solicitors,they say they have been instructed by their clients Triton who are working for the Royal bank of scotland to make a formal demand for the outstanding balance owed.They have given me seven days to pay the outstanding amount or come to a arrangement.
They finish with "should our client not receive payment or acceptable proposals within seven days,it can only be assumed that you will not settle this matter on amicable and reasonable terms.We are then likely to be instructed to commence court proceedings against you on our clients behalf.
Any advise as now i am worried,
thanks in advance twins2.

Is this MBNA or RBS ?

[The Tech Clerk]

Re: twins 2 financial statement

Is this MBNA or RBS ?

#Mentions RBS??

[The Tech Clerk]

Re: twins 2 financial statement

Mentions BOTH MBNA and RBS so we need clarification.

Slapped = ouch !!!!!!!

[twins2]

Re: twins 2 financial statement

Slapped = ouch !!!!!!!

I am so sorry i am such a fool this is the mint credit card which is
I have got them mixed up,thank you for pointing this out, its the menopause making me brain dead
any advise,
thanks twins2.