myself v MBNA advice please

[davidm]

Re: myself v MBNA advice please

ok thank you

[PlanB]

Re: myself v MBNA advice please

they don't have to take the fee, so sit back and relax until they find something to send you.

Mrs Dopey. If a DCA rejects the fee are they off the hook? AIC have always sent back my postal orders and tell me to write to the OC not them. I obviously send back the "You're Wrong About That" template letter and then it goes silent until the next DCA picks up the baton

[MrsD]

Re: myself v MBNA advice please

they don't have to take the fee, so sit back and relax until they find something to send you.

[davidm]

Re: myself v MBNA advice please

i recieved this letter today in response of one of my cca requests ,together with a copy of my cca letter and the £1.00 postal order

[PlanB]

Re: myself v MBNA advice please

which they'd hurry up and default me, all i get is phone calls and text messages, they've even resorted to calling on mobile's to catch me out!

I phoned back one of those mobile numbers and got a girl called Victoria. So I gave out the number on a live radio show I was doing the following week and asked all the listeners to ring her at odd hours

[GlobalC]

Re: myself v MBNA advice please

which they'd hurry up and default me, all i get is phone calls and text messages, they've even resorted to calling on mobile's to catch me out!

[MrsD]

Re: myself v MBNA advice please

Ok, don't speak to them on the phone and let us know if anything comes back, anything at all.

other than that, just sit back and relax a bit!!!

[davidm]

Re: myself v MBNA advice please

yes havent paid ,they put a default on both accounts

[MrsD]

Re: myself v MBNA advice please

just wait, while they haven't replied they are in default of your request and the account is deemed unenforceable until they produce the correct paperwork (if ever....)

Have you stopped paying?

[davidm]

Re: myself v MBNA advice please

i have sent two cca requests to mbna for different accounts and had no reply on either ,whats the next step on this ???

[davidm]

Re: myself v MBNA advice please

ok done that thank you

[Never-In-Doubt]

Re: myself v MBNA advice please

it says on the bottom of the letter about cessation of payments ,i have not made any payments to this account since they defaulted me ,shall i delete this from the letter ????

yes.

[davidm]

Re: myself v MBNA advice please

it says on the bottom of the letter about cessation of payments ,i have not made any payments to this account since they defaulted me ,shall i delete this from the letter ????

[davidm]

Re: myself v MBNA advice please

ok thanks will do that now

[Never-In-Doubt]

Re: myself v MBNA advice please

i got this letter from the dca ,thing is i sent a CCA request to MBNA and have not recieved any thing back,posted my CCA on the 25th jan 12.
what can i do now ????

send this back to DLC ---> Our Templates | Unenforceability Templates | CCA Reminder - Unenforceability Threat

It's up to them to go back to the Original Creditor and ask about your claim.....