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  • davidm
    replied
    Re: myself v MBNA advice please

    Originally posted by Never-In-Doubt View Post
    This MBNA card (£2k limit one) - it's enforceable you know....

    They've sent the original agreement from 2002 and the PT's are on the back and they are all there - what a bummer

    Sorry but this is

    However don't stress, it's MBNA

    Treat it as UE for the time being and send this back ---> Our Templates | Unenforceability Templates | CCA Query - Missing Prescribed Terms

    this is what niddy said in post 50 looks like im gonna have to pay

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    bit of action on the mbna front got the dlc letter in the week and today got this RESTONS letter ,i have a sold in dispute letter ready to post and a phone harrasement one ,whats the next move on the restons letter the have given me a date to pay or else ?
    Attached Files

    Leave a comment:


  • Deepie
    replied
    Re: myself v MBNA advice please

    Originally posted by davidm View Post
    got this from the dca after nearly 4 years of nothing ,im sure niddy said this was UE ,how can i reply to this ,sold in dispute as its another dca .or something else.??

    just checked what niddy said, UE until i get terms which never arrived
    Fishing letter ...........

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    got this from the dca after nearly 4 years of nothing ,im sure niddy said this was UE ,how can i reply to this ,sold in dispute as its another dca .or something else.??

    just checked what niddy said, UE until i get terms which never arrived
    i already ignored one letter they sent two weeks ago
    Attached Files

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    recieved some papers back have emailed them to niddy will post up after niddy has seen them

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: myself v MBNA advice please

    Can you email me what you want me to check please.

    Thanks.

    --> http://forums.all-about-debt.co.uk/s...l=1#post351195

    Leave a comment:


  • odetter
    replied
    Re: myself v MBNA advice please

    Originally posted by davidm View Post
    just got what looks like a reply to my cca request [post 87] have sent it to niddy for him to see will post it when i get a result ,they have taken there time i sent the cca on october 2012.
    Should have sent it a birthday card.

    Leave a comment:


  • MrsD
    replied
    Re: myself v MBNA advice please

    confused I was!

    good idea.

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    no news as yet from niddy will pm him

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    just got what looks like a reply to my cca request [post 87] have sent it to niddy for him to see will post it when i get a result ,they have taken there time i sent the cca on october 2012.

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    have got a duplicate cca response from DLC its the same account that hillisden had and they sent me one already before xmas ,have posted it up in the secure section for niddy to see, im confused now.

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    CCA request sent today

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    thanks F.P will do that first then .

    Leave a comment:


  • davidm
    replied
    Re: myself v MBNA advice please

    Originally posted by MrsD View Post
    if this is the first contact from Experto Credit send the account sold in dispute

    Our Templates | Unenforceability Templates | Account Sold whilst in Dispute
    just looking through my files and i dont think ive sent a CCA request for this account shall i send that as well .

    Leave a comment:


  • MrsD
    replied
    Re: myself v MBNA advice please

    if this is the first contact from Experto Credit send the account sold in dispute

    Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

    Leave a comment:

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