HELP! disabled with so much debt

[joshing]

Re: HELP! disabled with so much debt

Thank you, done and will send tomorrow.

[SA Gold]

Re: HELP! disabled with so much debt

I have just realised that the default letter has come from an address in liverpool and the other Harlow, both NDR. Which one do I send the cca too.?

Send to the address the letter came from saying they cannot accept payment. Recorded of course

[joshing]

Re: HELP! disabled with so much debt

I have just realised that the default letter has come from an address in liverpool and the other Harlow, both NDR. Which one do I send the cca too.?

[joshing]

Re: HELP! disabled with so much debt

Thank you, I will send by return tomorrow and perhaps they will realise its a reply to there nice letter today.

[SA Gold]

Re: HELP! disabled with so much debt

All done and sent recorded.... I have a question, I sent off a £1 offer to my additions catalogue that had been passed to ndr, they have sent me a refusal letter back today with a default letter too. Can I just reply with a, as your refused my offer I am sending you a cca request. Or something else?????

Request the CCA, yes, but i wouldn't alter it Jill.
Most realise once the CCA request has gone in you have got wise to the vermin!
CCA Request here.

[joshing]

Re: HELP! disabled with so much debt

All done and sent recorded.... I have a question, I sent off a £1 offer to my additions catalogue that had been passed to ndr, they have sent me a refusal letter back today with a default letter too. Can I just reply with a, as your refused my offer I am sending you a cca request. Or something else?????

[garlok]

Re: HELP! disabled with so much debt

No Jillyiant, just use the template. There is only an implied license to visit your home or premises uninvited under Common Law. The only people that have a "right" to visit are the postman delivering mail or a lost traveller asking for directions. That can be revoked simply in writing. If they do attempt to then visit, the first time it is a civil matter of trespass, the second time it is aggravated trespass and you call the police, telling them that you have an uninvited trespasser at the door demanding money with menaces. Tell them to remove themselves from your property forthwith or the police will be called.

Don't fret these are just scare tactics.

[joshing]

Re: HELP! disabled with so much debt

They have had that one right at the start id like a "Niddy one" really pointing out that they have not responed to requests lol but I know his very busy. Could just send it again I suppose.

[The Tech Clerk]

Re: HELP! disabled with so much debt

[ATTACH]9065[/ATTACH]Oh dear! thought it had gone too quiet on the postal side, received this today, calling card for capital one can we have a letter from soneone PLEASE to stop this as it may cause alot of anxiety for my partner... they cant really get in but it would be just our luck if we were going out or coming in at the tme.
Just to add we HAVE NOT received a cca from them and have sent receipts etc so they cant say they havent got our request.

J. White or C. Green, usual rubbish to try and mislead peeps into thinking a call on you (Visit) = no just usual telephone pest on the day time period, so imature these delinquents!

could go to top of page into templates and send Doorstep letter for your own peace of mind, anyway if anybody did turn up tell them to close the gate on the way out or the Police will be called. but those cards are freighteners by sick DCA etc.

[joshing]

Re: HELP! disabled with so much debt

Oh dear! thought it had gone too quiet on the postal side, received this today, calling card for capital one can we have a letter from soneone PLEASE to stop this as it may cause alot of anxiety for my partner... they cant really get in but it would be just our luck if we were going out or coming in at the tme.
Just to add we HAVE NOT received a cca from them and have sent receipts etc so they cant say they havent got our request.

[joshing]

Re: HELP! disabled with so much debt

Update..Sorry still no diary dont seem to find the time to have a go.... No letters means no replies... no ccas from capital one or vanquis bet I wont get them now... still phone calls & texts everyday all day. lloyds have not replied as yet to my one liner...did not ask for sar.

[joshing]

Re: HELP! disabled with so much debt

Thank you all done. by recorded.

[MrsD]

Re: HELP! disabled with so much debt

Ok

for Cougar you should send a one liner referring them to your CCA request

just something like

Dear Sirs

Thank you for your letter of blah, can I refer you to my letter of (CCA date) which has been acknowledged by your office on (DATE).

Jilly

[joshing]

Re: HELP! disabled with so much debt

Have you received a cca from Cougar?

HBOS -I'd send them a one-liner saying you have not made a SAR

No cca from cougar received, just last threat letter. Its this I dont know what to do as its been weeks now since cca request. One liner letter sent to HBOS regarding LTS... not sar request.

[SA Gold]

Re: HELP! disabled with so much debt

Oh my! it looks complicated but I will certainly have a go, not very good when it comes to computers... colours how do i do that.

hi Jill. Take a look at the attachment. Select the text you wish to change by using the mouse and then select the colour.