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  • #31
    Re: Barclaycard not chasing me??

    I would just wait and see what they send next.
    Let your smile change the world but don't let the world change your smile


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #32
      Re: Barclaycard not chasing me??

      Thanks Pixie

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      • #33
        Re: Barclaycard not chasing me??

        Minor update received another letter like the last one saying they are still working on it, 'we doing all we can' blah blah, presumably this is just them keeping their hand in so I don't think its gone away but in reality they haven't got a hope of retrieving the original agreement doc?

        Am I right?

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        • #34
          Re: Barclaycard not chasing me??

          you might be........................

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          • #35
            Re: Barclaycard not chasing me??

            Thanks MrsD, reading it back I might have sounded presumptuous re the situ I just found it odd of them to send another letter basically saying nothing has changed from the last letter.

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            • #36
              Re: Barclaycard not chasing me??

              no not presumptuous I've got a lovely wee file full of these letters, they are just following the letter of the guidelines, while they are "investigating" they are supposed to keep in touch, most don't and it disappears into a "too difficult to deal with" pile under someone's desk, but some DCAs just send out these letters every month, I've got some going back over a year..............

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              • #37
                Re: Barclaycard not chasing me??

                Oh ok that makes sense, I'll just put it to the back of my mind again until I actually have to do something :-) Thanks again MrsD

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                • #38
                  Re: Barclaycard not chasing me??

                  I have received this morning a recorded delivery from the DCA containing a covering letter and a reconstituted credit agreement, looking on the template guide there is one where its says copy document received do I respond with this or do I do something else to see if it's enforceable or not?
                  There is also a discrepancy with the dates, there is a clear 2 month gap between the constituted agreement from Barclaycard and the cover letter from the DCA, don't know if that's important?

                  Just wondering what my next move is?

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                  • #39
                    Re: Barclaycard not chasing me??

                    Originally posted by LippyKid View Post
                    I have received this morning a recorded delivery from the DCA containing a covering letter and a reconstituted credit agreement, looking on the template guide there is one where its says copy document received do I respond with this or do I do something else to see if it's enforceable or not?
                    There is also a discrepancy with the dates, there is a clear 2 month gap between the constituted agreement from Barclaycard and the cover letter from the DCA, don't know if that's important?

                    Just wondering what my next move is?
                    Send it here-----> agreements@all-about-debt.co.uk

                    Niddy will take a look and see what's what.....
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #40
                      Re: Barclaycard not chasing me??

                      Cheers Deepie, oops better get my scanner set up haven't used it in ages.

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                      • #41
                        Re: Barclaycard not chasing me??

                        Originally posted by LippyKid View Post
                        Cheers Deepie, oops better get my scanner set up haven't used it in ages.
                        Good luck with the scanner Lippy. Fingers crossed for you on the agreement mate
                        When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                        • #42
                          Re: Barclaycard not chasing me??

                          Cheers Missy

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                          • #43
                            Re: Barclaycard not chasing me??

                            OK scanner and software is too old to work with my laptop unfortunately I don't have any other means to scan the paperwork, shall I refer to the templates to try and work it out?

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                            • #44
                              Re: Barclaycard not chasing me??

                              Originally posted by LippyKid View Post
                              OK scanner and software is too old to work with my laptop unfortunately I don't have any other means to scan the paperwork, shall I refer to the templates to try and work it out?

                              Use the phone camera and take the picture of it?
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • #45
                                Re: Barclaycard not chasing me??

                                Originally posted by LippyKid View Post
                                OK scanner and software is too old to work with my laptop unfortunately I don't have any other means to scan the paperwork, shall I refer to the templates to try and work it out?
                                Ah bollox. Friend/family/work have one you can use?
                                If not, what is the camera like on your phone? Could try placing on a flat surface in a nice natural daylight room and holding it close and steady handed as you can.

                                Cheers
                                Missy
                                When Gold isn't enough, there is SA Gold! New to the forum and find the UE route a bit scary? Take a look at my diary here and judge for yourself. I am now saving the money each month that was making little difference to the balance and not a bit of difference to my credit file as a result of finding AAD.



                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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