Tech Clerks - General Debt Matters Thread

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

E-mail response from MP:- BANK OF IRELAND INCREASES.


Thank you for your email. If you do not hear back from the Financial Ombudsman Service by the end of the month, please get back in touch and I will chase for a reply.

Yours sincerely


MP

sent e-mail to MP response was contact FCA as they have no remit in that area?

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

What investigation actual Regulation amendment/enforcement are you going to undertake against mis-use of this criminal injustice against a consumer, so many DCAs such as Lowells, Wescot and more it seems are abusing so called old guidelines where it state Statuary demands should not be used as a debt collection tool?

If there is no intended action please inform me as this is an area under human need to be dealt a stiff blow to the purgtrators of this harrasement tool.?

This is a question for yourselves not an actual complaint to any DCA mentioned but injustice being given out by DCAs .

This copy of E-Mail sent to the new FCA.

Heading:-


ABUSE By CERTAIN DEBT COLLECTION COMPANIES = STATURY DEMANDS FOR DEBT COLLECTION ACTIVITY







Thank you for your email of 12 April 2013.

The Financial Services Act 2012 (the Act) requires the regulators to maintain a Complaints Scheme (the Scheme) for the investigation of complaints arising in connection with the exercise of, or failure to exercise, any of their relevant functions other than their legislative functions.

The Scheme can be viewed on the FCA website at: Complaining about us.

We do not consider the matter you have raised to be a complaint against the regulators and so we have forwarded your correspondence to the FCA Customer Contact Centre for their consideration.

Contact details for the Customer Contact Centre (for consumers)
Email: consumer.queries@fca.org.uk
Tel: 0800 111 6768 or +44 20 7066 1000 from outside of the UK
Website: Consumer helpline
Yours sincerely
Madeleine Stadniczenko
Administrator
FCA Complaints Team
Corporate Services


Just received this response = pass the buck (inaction) FCA another quango so no different to the other crowd that was = No doubtb all the same people running this new outfit, = change of name not employees. Job for the Boys!/ What a joke.

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Answer machine background voices: after who calls me it is deduced that it is as a resuly of a survey on line regards debts,

Caller No:- 07968753497, they are a problem as reverse call leads to nothing or Orange voice mail, so a complaint to TPS fill out TPS complaint form and insert "Myclaims" who a peep has reported it to be, and where they ask have you complained before to the company state " Yes via Orange Voicemail".
REPEATED CALLS FROM THESE HURBERTS TO-DAY AGAIN.

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread



>> Subject: It happened in Tesco.

>> An incident occurred in a supermarket recently when the following
was witnessed:

>> A Muslim woman dressed in a Burkha (black gown & face mask) was
standing with her shopping in a queue at the checkout.

>> When it was her turn to be served, as she reached the cashier, she
made a loud remark about the British Flag lapel pin which the female
cashier was wearing on her blouse.

>> The cashier reached.... ...............up and touched the pin and
said, 'Yes , I always wear it proudly. My son serves abroad with the
forces and I wear it for him.

>> The Muslim woman then asked the cashier when she was going to stop
bombing and killing her countrymen, explaining that she was Afghani.

>> At that point an elderly gentleman standing in the queue stepped
forward and interrupted with a calm, gentle voice, and said to the
Afghani woman: 'Excuse me, but hundreds of thousands of British and
American men and women, just like this lady's son, have fought and
sacrificed their lives so that people just like YOU can stand here in
Britain, which is OUR country and allow you to blatantly accuse an
innocent check-out cashier of bombing YOUR countrymen.

>> It is my belief that if you were allowed to be as outspoken as that
in Afghan, which you claim to be YOUR country, then we wouldn't need to
be fighting there today.

>> However, now that you have learned how to speak out and criticize
the British people who have afforded you the protection of OUR country,
I will gladly pay the cost of a ticket to help you pay your way back to
Afghan.

>> When you get there, and if you manage to survive for being as
outspoken as what you are here in Britain , then you should be able to
help straighten out the mess which YOUR Afghani countrymen have got you
into in the first place, which appears to be what you have come to OUR
country to avoid'.

>> Apparently, the queue cheered and applauded.

>> IF YOU AGREE.... Pass this on to all of your proud British and other
worldly friends.... I just did !!!!

>> It's nice to be important, but it's more important to be nice. It's
also nice to be British!

>

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Young Geordie lad moved to London and went to Harrods looking for a job. The manager asked "Do you have any sales experience?" The young man answered "Eye, hods, I was a canny salesman back in Newcastle." The manager liked the Geordie so he gave him the job. His first day on the job was challenging and busy, but he got through it. After the store was locked up, the manager came down and asked "OK,...... so how many sales did you make today?" The Geordie said "Just the one, Marra." The manager groaned and continued "Just one? Our sales people average 20 or 30 sales a day. How much was the sale for? £124,237.64" replied the Geordie. The manager choked and exclaimed £124,237.64, what the hell did you sell him?" "Well, first I sold him a small fish hook, then a medium fish hook, and then I selt him a new fishing rod. Then I asked him where he was gannin' fishing and he said doon at the coast, so I telt him he would need a boat, so we went doon tiv the boat department and I selt him that twin-engine Power Cat. Then he said he didn't think his Honda Civic would pull it, so I took him doon tiv the car sales and I sold him the 4 x 4 Suzuki". The manager, incredulous, said "You mean to tell me....a guy came in here to buy a fish hook and you sold him a boat and 4x4?" "Nah, Nah......he came in here to buy a box of tampons for his lady friend and I said......... 'Well, since ya weekend's fucked, you might as well gan fishing.""

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Coca-Cola Named Official Sponsor of Thatcher Funeral
dailycurrant.com
In an effort to reduce the taxpayer cost of Margret Thatcher's funeral, American beverage company Coca-Cola and six other large corporations have been named official sponsors of the event. In a statement released to the press this morning, Maria Miller - the Secretary of State for ...
Like · · Share

off of Facebook

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

What investigation actual Regulation amendment/enforcement are you going to undertake against mis-use of this criminal injustice against a consumer, so many DCAs such as Lowells, Wescot and more it seems are abusing so called old guidelines where it state Statuary demands should not be used as a debt collection tool?

If there is no intended action please inform me as this is an area under human need to be dealt a stiff blow to the purgtrators of this harrasement tool.?

This is a question for yourselves not an actual complaint to any DCA mentioned but injustice being given out by DCAs .

This copy of E-Mail sent to the new FCA.

Heading:-


ABUSE By CERTAIN DEBT COLLECTION COMPANIES = STATURY DEMANDS FOR DEBT COLLECTION ACTIVITY

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

When an old man died in the geriatric ward of a nursing home in an Australian country town, it was believed that he had nothing left of any value.
Later, when the nurses were going through his meager possessions, They found this poem. Its quality and content so impressed the staff that copies were made and distributed to every nurse in the hospital.

One nurse took her copy to Melbourne. The old man's sole bequest to posterity has since appeared in the Christmas editions of magazines around the country and appearing in mags for Mental Health. A slide presentation has also been made based on his simple, but eloquent, poem.

And this old man, with nothing left to give to the world, is now the author of this 'anonymous' poem winging across the Internet:-


Cranky Old Man

What do you see nurses? . . .. . .What do you see?
What are you thinking .. . when you're looking at me?
A cranky old man, . . . . . .not very wise,
Uncertain of habit .. . . . . . . .. with faraway eyes?
Who dribbles his food .. . ... . . and makes no reply.
When you say in a loud voice . .'I do wish you'd try!'
Who seems not to notice . . .the things that you do.
And forever is losing . . . . . .. . . A sock or shoe?
Who, resisting or not . . . ... lets you do as you will,
With bathing and feeding . . . .The long day to fill?
Is that what you're thinking?. .Is that what you see?
Then open your eyes, nurse .you're not looking at me.
I'll tell you who I am . . . . .. As I sit here so still,
As I do at your bidding, .. . . . as I eat at your will.
I'm a small child of Ten . .with a father and mother,
Brothers and sisters .. . . .. . who love one another
A young boy of Sixteen . . . .. with wings on his feet
Dreaming that soon now . . .. . . a lover he'll meet.
A groom soon at Twenty . . . ..my heart gives a leap.
Remembering, the vows .. .. .that I promised to keep.
At Twenty-Five, now . . . . .I have young of my own.
Who need me to guide . . . And a secure happy home.
A man of Thirty . .. . . . . My young now grown fast,
Bound to each other . . .. With ties that should last.
At Forty, my young sons .. .have grown and are gone,
But my woman is beside me . . to see I don't mourn.
At Fifty, once more, .. ...Babies play 'round my knee,
Again, we know children . . . . My loved one and me.
Dark days are upon me . . . . My wife is now dead.
I look at the future ... . . . . I shudder with dread.
For my young are all rearing .. . . young of their own.
And I think of the years . . . And the love that I've known.
I'm now an old man . . . . . . .. and nature is cruel.
It's jest to make old age . . . . . . . look like a fool.
The body, it crumbles .. .. . grace and vigour, depart.
There is now a stone . . . where I once had a heart.
But inside this old carcass . A young man still dwells,
And now and again . . . . . my battered heart swells
I remember the joys . . . . .. . I remember the pain.
And I'm loving and living . . . . . . . life over again.
I think of the years, all too few . . .. gone too fast.
And accept the stark fact . . . that nothing can last.
So open your eyes, people .. . . . .. . . open and see.
Not a cranky old man .
Look closer . . . . see .. .. . .. .... . ME!!

Remember this poem when you next meet an older person who you might brush aside without looking at the young soul within. We will all, one day, be there, too!

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

URGGGGGGG!!!!!!!!! AGovernment cold front so called response fromEnergy & climate charge, we have systems to help? we closed this in January but companies have to look to vulnerable customers? bla bla bla, but if you have Pension Credit you get cold weather payment up to £25.00 a week, What about us who do not get it but get small personal (Saved) pensions which might just bring us up to the threashold of those who did not bother to save to-wards retirement and get it for nothing on top of the figure they get from not saving governments (people money)??URRRRgGGGGGGGGGGGGGGGGGG!!!!! RAGE RAGE RAGE,

MP hopes I find the response reassuring! UUrrggggggggg

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

https://www.facebook.com/video/video...64372510267787


And this one to make your day:- actual kindness!? Bears

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

First it was Toyota's faulty brakes and now it's the airbags. Does anything work on their cars

Next Square wheels? or engines no good but round wheels and a stick to roll it down hill!

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Your complaint:- FOS

Thank you for contacting us. We will reply as soon as possible – but within two weeks.

If you need to get in touch before then, please use your reference, xxxx.xxxxx

Yours sincerely

response from complaint regarding Bank of Ireland mortgage increases. ex Bristol & West repayment mortgage.

Letter from MP to-day and a response from FSA to him (Usual non helpful) states start complaints proceedure with Bank of Ireland and after 8 weeks complain to us if final response basically, or go to the CB for advice. also discuss any diffiulties with Bank of Ireland (if he has any), another words foddle and doddle non regulator.

Increase of £20+ per month from may then expect another increase in October.

Thought it was reported in press that FSA were investigating them in response to questions in the house.?

MP says the usual he thinks FSA should be taking a more pro- active approach to this, he hopes their advice (Not)may be of some use, he will continue to raise this where I can with the Treasury and the Regulators.

So waddle & Twaddle Regulator shows it has even lost its false teeth.!

[PlanB]

Re: Tech Clerks - General Debt Matters Thread

http://home.bt.yahoo.com/_ylt=AuPEhp...Df46YkkoEUCuE-

First it was Toyota's faulty brakes and now it's the airbags. Does anything work on their cars

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

http://home.bt.yahoo.com/_ylt=AuPEhp...Df46YkkoEUCuE-

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

ROYAL NAVY NEWS:-

The Royal Navy is proud of its new fleet of Type 45 destroyers. Having initially named the first two ships HMS Daring and HMS Dauntless, the Naming Committee has, after intensive pressure from Brussels , renamed them HMS Cautious and HMS Prudence. The next five ships are to be named HMS Empathy, HMS Circumspect, HMS Nervous, HMS Timorous and HMS Apologist.

Costing £850 million each, they meet the needs of the 21st century and comply with the very latest employment, equality, health & safety and human rights laws.

The new user-friendly crow's nest comes equipped with wheelchair access. Live ammunition has been replaced with paintballs to reduce the risk of anyone getting hurt and to cut down on the number of compensation claims. Stress counsellors and lawyers will be on duty 24hrs a day and each ship will have its on-board industrial tribunal.

The crew will be 50/50 men and women, and balanced in accordance with the latest Home Office directives on race, gender, sexuality and disability. Sailors will only have to work a maximum of 37hrs per week in line with Brussels Health & Safety rules, even in wartime!
All the vessels will come equipped with a maternity ward and nursery, situated on the same deck as the Gay Disco.

Tobacco will be banned throughout the ship, but cannabis will be allowed in the wardroom and messes. The Royal Navy is eager to shed its traditional reputation for "Rum, sodomy and the lash"; so out has gone the occasional rum ration which is to be replaced by sparkling water. Although sodomy remains, it has now been extended to include all ratings under 18.
The lash will still be available but only on request. Condoms can be obtained from the Bosun in a variety of flavours, except Capstan Full Strength.

Saluting officers has been abolished because it is deemed elitist and is to be replaced by the more informal, "Hello Sailor".
All information on notices boards will be printed in 37 different languages and Braille. Crew members will now no longer be required to ask permission to grow beards or moustaches and this applies equally to women crew members.

The MoD is working on a new "non-specific" flag because the White Ensign is considered to be offensive to minorities. The Union Flag had already been discarded.

The newly re-named HMS Cautious is due to be commissioned soon in a ceremony conducted by Captain Hook from the Finsbury Park Mosque who will break a petrol bomb over the hull. She will gently slide into the water as the Royal Marines Band plays "In the Navy" by the Village People. Her first deployment will be to escort boat loads of illegal immigrants across the channel to ports on England's south coast.

The Prime Minister said, "While these ships reflect the very latest in modern thinking, they are also capable of being up-graded to comply with any new legislation coming out of Brussels ."

His final words were, "Britannia waives the rules."