Tech Clerks - General Debt Matters Thread

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

It is O.K. will leave it as it is, just their non action or indecisive action regarding Bank of Ireland / Bristol & West Mortgage hikes over the next 6 months, when interest rates are so low, suppose to be court action? but no further news on the net about that, also Commons questions seems to have petered out as well, so we ordinary payers will suffer the unjust increases just to this Bank.

So what I have sent will have to do.

MPs response to e-mail:-

I completely agree that we need to increase transparency and end this culture of secrecy. As the FCA highlights, there is more robust regulation in place for mortgages taken out since 2004. I hope I can reassure you that I will continue to urge the Government to do much more on this and make sure we have better regulation.

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Did you know that what the chiefs of staff have left the country with is equal in proportion to what we had in 1939. The aircraft carriers no longer have radar cover because the most advanced radar in the world was on the Nimrods . Approx time in action if commissioned .25 mins to 1 hour before being sunk. The planes ordered for the two of them are the wrong type. The millions wasted on the type of flight deck required written off after they designed the wrong one. Who carries the can???????

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

1st July 2013 operation date, meet the surgeon prior to this possibly 18th June details to follow in letter,pre-op talk and signature of consent. Named the surgeon, got a feeling he was the lecturer to us on a morning talk on for!s & against, does & don!t etc to would be hip/joint patients.

[CleverClogs (RIP)]

Re: Tech Clerks - General Debt Matters Thread

Had a message on answer phone from Hospital admissions to ring, they gave no reply so I will ring to-morrow, got to be the operation (New Hip) date no doubt?

Hip, hip, hooray?

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Had a message on answer phone from Hospital admissions to ring, they gave no reply so I will ring to-morrow, got to be the operation (New Hip) date no doubt?

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

- Roy Orbison (1961) - YouTube

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

https://www.facebook.com/photo.php?f...count=1&ref=nf

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

OBJECT TO REMEDY THIS POSSIBLE EVENT (sent e-mail to MP) response set below:



Any of you may not even be aware of the impending destruction of the Criminal Justice system by our Lord Chancellor, Mr Chris Grayling. Its worth noting that Lord Chancellors are normally Lawyers, but for the first time, Mr Grayling isnt a lawyer, as far as i know he doesnt have any legal qualifications at all.

So, you are probably thinking what is the problem? Well the problem is this, not content with the changes to Civil Justice, and the legal aid reforms which have seen many lose the ability to get legal aid in civil cases, Mr Grayling is now turning his attention to the Criminal Justice system.

In this Country we have the right to choose our lawyers, if we get legal aid it still means we have a choice, well that is likely to change if Mr Grayling gets his way. Now i do not deal with criminal law in my day job, but i believe that everyone has the right to choose who represents him at trial.

If Chris Grayling gets his way, that will be changing, now rather than rambling on about these changes, i would simply ask that you read this article which is written by people far better placed to comment on the impending balls up cominghttp://criminalbarassociation.wordpr...-peter-cooper/ as it explains the problems that we ALL face, you, me, our friends, our family, infact anyone who needs the Justice system to work for them.



MPs Response to-day:-

Thank you for your email.

I am aware of these proposals and am very concerned that, as you say, they could severely restrict the ability of people to choose their legal representatives. I don’t think the Government is going in the right direction on this and I have made representations to Ministers urging them to abandon the plan.

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Reply received to-day blah blah blah not upheld & duer to confidentiallity restrictions placed on FCA by the Financial Services and Markets Act we are not able to provide you with any additional informationregarding interactuion with Bank of Ireland,

Quotes:- Read:- http://www.parliament.uk/business/committees-a-z/commons-select/treasury-committee/news/martin-wheatley-boi-letter/[/url]

Have sent a response in a 1 liner:- Quote:- " Another cover up and has been noted by myself".

[Enforcer]

Re: Tech Clerks - General Debt Matters Thread

Watched with interest. Probably politically incorrect to say what most of us really think!

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

deleted

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Judge Jeanine Pirro Slams Jihadi Mom: Opening Stmt - 4-27-13 - YouTube

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

Have sent e-mail to MP and told him this is another whitewash, what use are so called regulators and this country needs to get out its 40 years behind times position.

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

In March, Treasury Select Committee chairman Andrew Tyrie wrote to the Financial Services Authority criticising it for failing to raise concerns about the Bank of Ireland’s decision to increase some mortgage interest rates and not assessing the impact on the mortgage market.
However, in a letter seen by the Financial Times, former FSA managing director and Financial Conduct Authority chief executive Martin Wheatley responded: “We currently have no plans to treat this as a prima facie case of mis-selling.
“We have reviewed the terms and conditions provided to us by the Bank of Ireland UK and did not identify any concerns which led us to believe the terms may be unfair.”
Last month a group of landlords announced they were preparing a class action against the bank on the basis that whilst there may be explicit terms in the mortgage document allowing the bank to increase the margin, this clause was inherently unfair.
The lawyer leading it, The Law Department founder Justin Selig, said Wheatley’s announcement made the class action more likely: “Every day I am getting probably about ten people contacting me which is building up to quite a large number.”

[The Tech Clerk]

Re: Tech Clerks - General Debt Matters Thread

The FCA wants by 3rd May more evidence that my complaint against FSA - no action in regards Bank of Ireland and Mortgage Rate hipe? (help)!! They state that they will look at it as "Lack of Care" on the part of the FSA.

treating complaint under " Transitional Arrangements" rather than "Main Scheme".

They will look into complaint on what has been supplied if no further info sent to them by then, and regardless will write an update on 30th May 2013.

relates to the mortgage rate increases and in action by the FSA.

Reply received to-day blah blah blah not upheld & due to confidentiallity restrictions placed on FCA by the Financial Services and Markets Act we are not able to provide you with any additional informationregarding interactuion with Bank of Ireland,

Quotes:- Read:- http://www.parliament.uk/business/committees-a-z/commons-select/treasury-committee/news/martin-wheatley-boi-letter/[/url]