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  • #76
    Re: Help with Cabot

    Originally posted by Spent2much View Post
    Niddy can we keep these tossers from going for a ccj because its really worrying me ?
    sadly no. They're litigation happy.

    I did a FOI to HM Courts. It's shocking reading. We're talking tens of thousands of claims

    Im sure someone has the link?
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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    • #77
      Re: Help with Cabot

      Haven't Marlin been bought out by crapbot not that will make much difference to them shafting everyone they can?

      Comment

      • #78
        Re: Help with Cabot

        Originally posted by Never-In-Doubt View Post
        sadly no. They're litigation happy.

        I did a FOI to HM Courts. It's shocking reading. We're talking tens of thousands of claims

        Im sure someone has the link?
        so we will end up paying these credit cards then ?
        _______________________________________



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        • #79
          Re: Help with Cabot

          Originally posted by Spent2much View Post
          so we will end up paying these credit cards then ?
          Not necessarily. It depends on your circumstances and the debt / cca circumstances.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #80
            Re: Help with Cabot

            I can get Niddy's comment above as just been looking at a certain 'other' site and there are so many people being issued with claims from marlin for old old debts...they are real vultures. Think i better keep my eye on the post and then I will start my own thread...duh

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            • #81
              Re: Help with Cabot

              Originally posted by Beefy1976 View Post
              When did you open the account they have of yours Spent2much?

              Mine is post 1997
              Mine is also a fairly new one - 2010, so it's very much a case of blagging and hoping they cock it up rather than pre 2007 unenforcability.

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              • #82
                Re: Help with Cabot

                Originally posted by Never-In-Doubt View Post
                Not necessarily. It depends on your circumstances and the debt / cca circumstances.
                thanks , i have to re- send the PO's again to them now as i left them blank and they want Marlin writing on them , last time i had the name of the dca on the PO they sent it back and said it had to be the original creditor , just can't suss these people out lol .
                _______________________________________



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                • #83
                  Re: Help with Cabot

                  Following this thread about the lowlifes marlin. My debt dropped off credit report earlier in the year so presume SB but still got the Marlin letters. Any suggestions about whether i wait (as they seem to go for court anyway) and deal with it if and when. Or kick off with CCA request which I hadn't previously done, as crapbot never did anything about it so I kept quiet? Haven't got all the paperwork as when shit was happening some of it was ditched.

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                  • #84
                    Re: Help with Cabot

                    Originally posted by Spent2much View Post
                    thanks , i have to re- send the PO's again to them now as i left them blank and they want Marlin writing on them , last time i had the name of the dca on the PO they sent it back and said it had to be the original creditor , just can't suss these people out lol .
                    seems a bit stupid, as the PO is blank could they not of just put Marlin on themselves??

                    Oh no wait, that would of been the logical thing to do, they don't do logical.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #85
                      Re: Help with Cabot

                      Originally posted by tierisch View Post
                      Following this thread about the lowlifes marlin. My debt dropped off credit report earlier in the year so presume SB but still got the Marlin letters. Any suggestions about whether i wait (as they seem to go for court anyway) and deal with it if and when. Or kick off with CCA request which I hadn't previously done, as crapbot never did anything about it so I kept quiet? Haven't got all the paperwork as when shit was happening some of it was ditched.
                      do you know for sure when you last paid anything to the account?
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #86
                        Re: Help with Cabot

                        Marlin returning my PO because it didn't have Marlin written on the PO is stupid because i put two PO in with two CCA requests one for my cc and one for my hubbys both PO were not written out to Marlin they were left blank but for some reason hubby received a letter thanking him for the PO and that they would request the info from the original creditor , but they sent my PO order back .
                        they did include a 1st class envelope though but i still payed £1.10 for signed for wasn't taking any chances of it not being delivered or getting lost in the post
                        _______________________________________



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                        • #87
                          Re: Help with Cabot

                          As far as i can tell it was before the six years...but there is info missing. Essentially my ex ran up the debt whilst mentally ill and hid/destroyed letters etc (long story) so as far as i can tell no payments (or acknowledgement) so difficult whether to keep quiet and hope marlin bugger off because of SB or go for SAR which might alter them/crapbot...

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                          • #88
                            Re: Help with Cabot

                            To check on payments could you access old bank statements? This would hopefully find information without directly altering the DCA of the need to act quick if near the 6 year mark.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                            Comment

                            • #89
                              Re: Help with Cabot

                              That would be good but at the time she was paying one card with another and what was the joint account wasn't used. By then I had my own account and nothing came out of it. Hence bit of dilemma for me in knowing whether anything was paid etc. Don't want to alert the DCA hence have kept quiet and more so as the six years was up up last January. Thanks Tierisch ps not my thread so apols for asking questions here.

                              Comment

                              • #90
                                Re: Help with Cabot

                                Does anyone know how much it actually costs a DCA to obtain a CCJ and do they have any criteria based on the value of the debt?

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