no action for quite a while now

[davidm]

so just had a look back at my previous posts CCA recieved for this account was 6th march 2013 ,how many years before its SB?

[nightwatch]

depends when did you last make a payment to it, have you contacted them since then about it,?
SB is 6 year (5 Scotland)+ a month since last payment or contact.

You have to be sure that you havn't unwittingly written to them saying "my account"

[Warwick65]

Oh RW and their pre legal assessment

I have had pre legal assessments from all sorts of people and lots of letters like that. Now while I cannot promise nothing will come of it, as NW says, IF they do want to issue a claim they will have to send a pre action letter

Didn't you say it was close to being SB?

[davidm]

depends when did you last make a payment to it, have you contacted them since then about it,?
SB is 6 year (5 Scotland)+ a month since last payment or contact.

You have to be sure that you havn't unwittingly written to them saying "my account"

I’m going to check my letters , I can say that I have never phoned them since joining this forum and only sent templates from here

[Warwick65]

Probably statute barred but in my opinion it is not something you tell them unless you have to. I know someone from a different forum is forever saying send the SB letter (even when it’s not- he is that bright) but I disagree. My thinking is leave it as long as you can , just in case you unwittingly did something.

All my debts are now SB but in the first year I did write some rather silly and ‘choice’ letters with very colourful language which would no doubt have persuaded a judge I was admitting to the debt.

[Joanna Connolly Solicitors]

So got another letter today from robinson way headed PRE LEGAL ASSESSMENT
saying they have assessed my account and its considered for legal action .
this is an egg card .

What is the outstanding balance on this old Egg credit card?

And is the history of the account posted somewhere on another thread (maybe add a link to that post on this thread)?

Di

[The Tech Clerk]

• davidm replied to no action for quite a while now
  in General Debt Matters
  
  

[Joanna Connolly Solicitors]

• davidm replied to no action for quite a while now
  in General Debt Matters
  
  

Not sure I understand that

Di

[The Tech Clerk]

[QUOTE=Diana Mayhew;n1527356]


Not sure I understand that
the original thread has been picked up on here now

[davidm]

What is the outstanding balance on this old Egg credit card?

And is the history of the account posted somewhere on another thread (maybe add a link to that post on this thread)?

Di

https://all-about-debt.co.uk/forum/d...nd-barclaycard

link to my other thread

[Joanna Connolly Solicitors]

https://all-about-debt.co.uk/forum/d...nd-barclaycard

link to my other thread

28 pages long - it may take me a while to get up to speed

Di

[davidm]

So today got a letter of claim saying I have 30 days to respond this is for the egg/barclaycard .
will upload the letter when I’ve redacted out my details .

[davidm]

Here is the letter,plus a form to fill and an I&E form

[Timewilltell]

This is a standard solicitor fishing letter. You are not about to get a claim any time imminently, they usually try to get an agreement with you prior to any court proceedings.
Have you received the default notice they speak of?

[davidm]

This is a standard solicitor fishing letter. You are not about to get a claim any time imminently, they usually try to get an agreement with you prior to any court proceedings.
Have you received the default notice they speak of?

nothing there with default on it will post up the rest of the