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If a debt has gone to court and the CCJ states a set amount you have to pay every month, can you still make an offer of full and final settlement? An offer that would be less than the full amount owed.
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Re: Can you make a settlement offer on a CCJ debt?
Yep course you can.
If it's with 28 days then the ccj also gets wiped!
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Re: Can you make a settlement offer on a CCJ debt?
This would actually be quite appealling to the creditor I would imagine as they get a lump sum immediately rather than having to wait years, and a debt of say £1000 will be worth far less in five years time.
Also there is a real boom industry at the moment in selling old CCJ's for enforcement as the OC have trouble collecting (despite it being through the court).
If you've got the cash - go for it and good luck!Comment
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