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  • #151
    Re: Think I need to go BR!

    Bets are

    Wonga 1/2 (f)
    Quidquid 2-1

    All others - who cares (easy to beat)!!
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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    • #152
      Re: Think I need to go BR!

      funnily enough i've had loans off both
      I am an IT Professional with a Background in most Microsoft Based Technologies. Currently Proud to Work at one of the Leading UK Universities. I have that Mentality of "If I can provide Useful Input - then I will Try my best to do so"

      Life is full of Ups and Downs. Shame it just aint simple.

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      • #153
        Re: Think I need to go BR!

        Originally posted by confused76 View Post
        hmm i'd be less inclined to tell anyone you're considering bankruptcy, all they will do is increase the pressure on you to pay. fob them off with a promise to pay next month to buy you some time x
        Well most of the creditors don't have a current home phone number or home address ... so easy enough to avoid them.

        The payday lender ... was calling incessantly yesterday to the home line. They've got the home number, but not my address. Anyway about dinner time I picked up the phone, they explained who they were and asked why the payment failed. I explained that I'd had fraud on my account and the cards had been replaced. "Oh good, can you make a card payment now?". I replied "I could, but I'm in the process of filing for BR, so I've been advised not to!". They replied "Oh ok, no problem, I'll just put a note on your account! Let us know when you've got more info!"

        Originally posted by kilasuit View Post
        which payday lender?
        Originally posted by Never-In-Doubt View Post
        Bets are

        Wonga 1/2 (f)
        Quidquid 2-1

        All others - who cares (easy to beat)!!
        hahahah Niddy is wrong!! :niddy

        It was PayDayUK. Funded by MEM Consumer Finance. They've been quite good when I really needed them, but they have certainly had their money's worth in interest over the past few months!!!

        Funnily enough, when I was looking around, I used a site for a quotation. I didn't realise it was a broker site, and it forwarded all my info to QuickQuid ... I was then getting tons and tons of messages from QuickQuid about getting my loan, and just needing my approval and the money would be in my bank. I contacted them and had a right barney with their data controller. I informed them that "Id never taken a loan with them, I'd never been a customer, I never had any wish to be a customer. Therefore I wanted all my information deleting from their database or I would report them to the ICO". They argued for ages that since I'd been on their site, I'd processed a request. Finally I got an email from the broker who said they automatically passed requests through to QuickQuid. A week later QuickQuid emailed and confirmed deletion of all my data!! Hurrah!
        "Cheap is good, but FREE is better!"

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        • #154
          Re: Think I need to go BR!

          PDUK/MEM are shysters - I took em for a few hundred in my niddy v payday loan fun
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #155
            Re: Think I need to go BR!

            Niddy v Payday ... I'll have to have a search! Is this documented?

            Shysters to deal with in terms of their business practice, or shysters when you don't pay them back?
            "Cheap is good, but FREE is better!"

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            • #156
              Re: Think I need to go BR!

              Found : Niddy's fun with PayDay Loan Firms - allaboutFORUMS

              Edit: Incomplete!!!!!
              Last edited by fiscalfool; 1 September 2011, 08:55.
              "Cheap is good, but FREE is better!"

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