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hi i need some urgent help and advice pls due to be evicted

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  • #16
    Re: hi i need some urgent help and advice pls

    OH Bloody hell I thought I had it bad with Blemain.....feel so sorry for you and know what you must be going through as I too have a loan with Blemain (long story)....try not to worry too much...you are in safe hands.....

    I do have a solicitor who is trying to do a deal with me & Blemain at present and they seem awfully happy to keep agreeing a date to submit my amended defence.

    Comment

    • #17
      Re: hi i need some urgent help and advice pls

      Originally posted by Paul. View Post
      1999 Noddy lmao
      i have 17 browsers open - bugger off (I am looking at the date of my DN with MCL )

      UTCCR ---> The Unfair Terms in Consumer Contracts Regulations 1999
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

      Comment

      • #18
        Re: hi i need some urgent help and advice pls

        Originally posted by Never-In-Doubt View Post
        I presume you mean UTCCR?

        Oops!
        Remember the mantra:
        NEVER communicate by 'phone.
        Send EVERYTHING by Recorded/Special Delivery
        Keep a copy of EVERYTHING sent
        Keep hold of EVERYTHING received
        PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #19
          Re: hi i need some urgent help and advice pls

          "The key test to determine whether a contract term is fair or not is set out in UTCCR Regulation 5(1) and provides that "a contractual term which has not been individually negotiated shall be regarded as unfair if, contrary to the requirement of good faith, it causes a significant imbalance in the parties' rights and obligations arising under the contract, to the detriment of the consumer.""
          Remember the mantra:
          NEVER communicate by 'phone.
          Send EVERYTHING by Recorded/Special Delivery
          Keep a copy of EVERYTHING sent
          Keep hold of EVERYTHING received
          PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #20
            Re: hi i need some urgent help and advice pls

            I had some very good advice from John Pugh regarding Blemains' interest rates...if anyone wants to see it please let me know.

            Comment

            • #21
              Re: hi i need some urgent help and advice pls

              Originally posted by transformer999 View Post
              I had some very good advice from John Pugh regarding Blemains' interest rates...if anyone wants to see it please let me know.
              if it's not war & peace please post it up.....
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

              Comment

              • #22
                Re: hi i need some urgent help and advice pls

                http://www.rip-off.co.uk/docs/unfair_terms.pdf

                Interesting....
                Remember the mantra:
                NEVER communicate by 'phone.
                Send EVERYTHING by Recorded/Special Delivery
                Keep a copy of EVERYTHING sent
                Keep hold of EVERYTHING received
                PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #23
                  Re: hi i need some urgent help and advice pls

                  you have come to the right place Jimmyq this site is awesome you feel right at home here and if they can help they will , hope this all turns out for you .
                  _______________________________________



                  Comment

                  • #24
                    Re: hi i need some urgent help and advice pls

                    Originally posted by Never-In-Doubt View Post
                    I presume you mean UTCCR?
                    That's why I didn't know what UTTCR was

                    (that and the fact that it's Friday night and I've opened the vino)
                    Let your smile change the world but don't let the world change your smile

                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                    Comment

                    • #25
                      Re: hi i need some urgent help and advice pls

                      Originally posted by Never-In-Doubt View Post
                      if it's not war & peace please post it up.....

                      No probs Niddy.....just ignore my hell story above and read paragraph 41 onwards
                      Attached Files

                      Comment

                      • #26
                        Re: hi i need some urgent help and advice pls

                        Originally posted by Pixie View Post
                        That's why I didn't know what UTTCR was
                        nicely blagged Pixie
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment

                        • #27
                          Re: hi i need some urgent help and advice pls

                          Originally posted by transformer999 View Post
                          No probs Niddy.....just ignore my hell story above and read paragraph 41 onwards
                          thanks - very useful from first glance....
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment

                          • #28
                            Re: hi i need some urgent help and advice pls

                            Anything to help Niddy and anything to screw Blemain over in the process too. I must remember not to call myself T999 when I get to court...as the amount of times I had to edit my name to T999 in John Pugh's advice is still ringing in my ears...lol...
                            Last edited by transformer999; 13 July 2012, 21:56.

                            Comment

                            • #29
                              Re: hi i need some urgent help and advice pls

                              i need to email some additional information to the fos so i can make the case stronger and make sure they dont throw it of the window if required i can upload the whole agreement for you guys to look at?

                              maybe one of you can write me some bullet points i can get the fos to look at ?

                              here are some of the charges from an old breakdown letter they sent me but now these are higher have all the new ones at work and not with me

                              balance outstanding = £51,015.35

                              add redemption admin Fee £295.00
                              add interest in accordance with agreeement £2047.50
                              ADD harpmonaor Limited Administive Costs £4456.50
                              ADD Renewal FEE £20,500
                              ADD cantor law limited litigation fees on redemption £1658.00
                              ADD VAT ON LEGAL COSTS £290.00
                              ADD warant fees £190.00
                              ADD BANK TT FEE £35.25
                              ADD HM LAND REGISTRY FEE £6.00

                              TOTAL = £80493.75

                              please note the newest statement i have is just short of £100k

                              Comment

                              • #30
                                Re: hi i need some urgent help and advice pls

                                Originally posted by Never-In-Doubt View Post
                                nicely blagged Pixie
                                Let your smile change the world but don't let the world change your smile

                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                                Comment

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