What small things are you going to do today to help you get debt free

[Angelic]

Re: What small things are you going to do today to help you get debt free

Great thread.

I have just chopped up 2 credit cards: Barclaycard and Marbles.

I don't have the heart to cut mine up!!

[The Debt Star]

Re: What small things are you going to do today to help you get debt free

Do it! Don't be a slave to the system!

[pompeyfaith]

Re: What small things are you going to do today to help you get debt free

TDS,

Well done m8 that is the first and a major step on the path to being debt free.

Regards

[The Debt Star]

Re: What small things are you going to do today to help you get debt free

Yes. These 2 credit cards have been unlocked for me recently and I no longer feel or gain any benefit from using them. I see them as sources of pain and suffering - the same that got me into this shit in the first place. So both are now cut up and in the bin (separate bins naturally, for i.d. protection purposes )

[pompeyfaith]

Re: What small things are you going to do today to help you get debt free

I chopped mine up and scattered the bits in with the bark chippings on my rose beds lol

2 years later those roses have not bloomed lol

Not sure if its because I never cut them back last year or that they have got toxic poisoning lol

[MustGetStraigh]

Re: What small things are you going to do today to help you get debt free

Great thread.

I have just chopped up 2 credit cards: Barclaycard and Marbles.

I don't think chopping any of mine would help - can't use any of them anyway!

[MustGetStraigh]

Re: What small things are you going to do today to help you get debt free

Yes. These 2 credit cards have been unlocked for me recently and I no longer feel or gain any benefit from using them. I see them as sources of pain and suffering - the same that got me into this shit in the first place. So both are now cut up and in the bin (separate bins naturally, for i.d. protection purposes )

Well congrats on the unlocking, and for the cutting up.

[5corpio]

Re: What small things are you going to do today to help you get debt free

Whats a Credit Card! nowadays!

[5corpio]

Re: What small things are you going to do today to help you get debt free

Whats a Credit Card! nowadays!

Actually Don't anwer that question

[caspar]

Re: What small things are you going to do today to help you get debt free

Religion can't help people in debt - even Dot Cotton agrees with that one - as she told "heva".....

It can if they nick the collection plate!

[caspar]

Re: What small things are you going to do today to help you get debt free

Sorry about the 'lost in translation' bit...Christians do however help folk out of debt - there's a free DMP that even ML recognises called Christians Against Poverty. Not my thing personally (on the basis it's a DMP) but still good none the less...

SC

Hi SC, With regards to Christians Against Poverty I looked into this. Interestingly they openly encourage you to join even if you have no belief - they mention this very early in their spiel. They also charge £750 per year to join for the first year, then I think it's £250 thereafter. You are responsible for a whole load of other things they insist on as well.

They, like the Church itself, is a business. The Church employs some of the most ruthless businessmen which has always seemed a little hypocritical to me. Not a criticism, just an observation from one who has grown up with it and lived in Church owned houses till I was 18. The Church can be VERY ruthless indeed.

[charitynjw]

Re: What small things are you going to do today to help you get debt free

Hi SC, With regards to Christians Against Poverty I looked into this. Interestingly they openly encourage you to join even if you have no belief - they mention this very early in their spiel. They also charge £750 per year to join for the first year, then I think it's £250 thereafter. You are responsible for a whole load of other things they insist on as well.

They, like the Church itself, is a business. The Church employs some of the most ruthless businessmen which has always seemed a little hypocritical to me. Not a criticism, just an observation from one who has grown up with it and lived in Church owned houses till I was 18. The Church can be VERY ruthless indeed.

How can they be ruthless?
They have a whole book of Ruth!

(7:14 am - In my defense, I was very tired last night, your Honour!)

[garlok]

Re: What small things are you going to do today to help you get debt free

We are not on our own in getting rid of cards. We had the dreaded "merchant services" in our little business until 2 years ago. Got rid of it all and in all that time we have only been asked to take a card 5 times now.

That says it all.

regards
Garlok

[PlanB]

Re: What small things are you going to do today to help you get debt free

SC


b) I am not stupid; I was making a facetious remark after "telling" you to tone down the religion - I think maybe you got confused in my wit ergo assumed, incorrectly, that I was a dip-shit and thought dot cotton was real and lived in walford

Regards

Niddy

Dot Cotton not real? On no Niddy - next you'll be telling us Father Christmas doesn't exist and all those presents under the tree were bought on credit cards not made by his Elves.

[PlanB]

Re: What small things are you going to do today to help you get debt free

I don't have the heart to cut mine up!!

I didn't need to cut up my cards because my creditors confiscated them all. Spoil sports.