Announcement
				
					Collapse
				
			
		
	
		
			
				No announcement yet.
				
			
				
	
Getting myself out of debt
				
					Collapse
				
			
		
	X
- 
	
		
		
		
		
		
	
	
	
	
 Latest correspondence:Originally posted by debrag View PostDebt: SafetyNet Credit2020Opened: October 2017 Type: OD style loan Current Balance: £1214 Last payment: September 2019 Last fill payment: September 2019 Arrangement: None Status: Arrears/Dormant October 2019 
 November - installment reminder/hold email received
 November - affordable arrangement email received
 
 2021
 February - arrangement set up email received
 February - installment reminder email received
 February - affordable arrangement email received
 May - set up plan email received x 3
 May - NOSIA notice of sums of arrears email received
 
 2022
 April - affordable arrangement email received
 July - cost of living/help email received
 July - affordable arrangement email received
 August - monthly statement email received
 August - please log onto your dashboard email received
 September - monthly statement email received
 October - monthly statement email received
 October - NOSIA notice of sums of arrears email received
 November - monthly statement email received
 December - monthly statement email received
 
 2023
 January - monthly statement email received
 January - administration email received
 February - monthly statement email received
 March - monthly statement email received
 April - monthly statement email received
 May - monthly statement email received
 May - Arrears letter + email arrived
 June - email & text to tell me to set up a payment plan - account now on hold for 14 days.
 July - statement email
 July - email to tell me from 4th august phone line and live chat will stop working.
 August - statement email
 September - statement email
 October - recovery instruction letter received by email from Credit Resource Solutions ltd.
 
 We have been instructed by SafetyNet to arrange payment of the outstanding balance of xxxx. You are
 currently in arrears of xxxx and need you to contact us at your earliest convenience to resolve this matter
 quickly and easily. Note, all future communication regarding this matter will now be with us.
 
 The balance relates to the following loan: xxxxx
 
 The quickest and easiest way to set your account back up under arrangement is through our website. Please
 follow the links included in this email.
 To manage your account and make payment today, log into www.mycrs.co.uk using your CRS reference
 number. Alternative payment options and contact details can be found on the reverse of this letter.
 
 Just another ignore letter? The last time I paid anything was September 2019, so not long to go til SB. Then I will contact then to sort out my incorrect default date.
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 They finally defaulted me, date of default 30th June 2023. Wonder if they will continue to chase as it looks like they are closing down finally, as least they phone lines are.Originally posted by debrag View PostDebt: SafetyNet Credit2020Opened: October 2017 Type: OD style loan Current Balance: £1214 Last payment: September 2019 Last fill payment: September 2019 Arrangement: None Status: Arrears/Dormant October 2019 
 November - installment reminder/hold email received
 November - affordable arrangement email received
 
 2021
 February - arrangement set up email received
 February - installment reminder email received
 February - affordable arrangement email received
 May - set up plan email received x 3
 May - NOSIA notice of sums of arrears email received
 
 2022
 April - affordable arrangement email received
 July - cost of living/help email received
 July - affordable arrangement email received
 August - monthly statement email received
 August - please log onto your dashboard email received
 September - monthly statement email received
 October - monthly statement email received
 October - NOSIA notice of sums of arrears email received
 November - monthly statement email received
 December - monthly statement email received
 
 2023
 January - monthly statement email received
 January - administration email received
 February - monthly statement email received
 March - monthly statement email received
 April - monthly statement email received
 May - monthly statement email received
 May - Arrears letter + email arrived
 June - email & text to tell me to set up a payment plan - account now on hold for 14 days.
 July - statement email
 July - email to tell me from 4th august phone line and live chat will stop working.
 - 2 likes
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 Now have received a text to set up payment plan and an email to say the same thing plus that my account is on hold for 14 days to allow my time to set it up. Will I ever be defaulted lolOriginally posted by debrag View PostDebt: SafetyNet Credit2020Opened: October 2017 Type: OD style loan Current Balance: £1214 Last payment: September 2019 Last fill payment: September 2019 Arrangement: None Status: Arrears/Dormant October 2019 
 November - installment reminder/hold email received
 November - affordable arrangement email received
 
 2021
 February - arrangement set up email received
 February - installment reminder email received
 February - affordable arrangement email received
 May - set up plan email received x 3
 May - NOSIA notice of sums of arrears email received
 
 2022
 April - affordable arrangement email received
 July - cost of living/help email received
 July - affordable arrangement email received
 August - monthly statement email received
 August - please log onto your dashboard email received
 September - monthly statement email received
 October - monthly statement email received
 October - NOSIA notice of sums of arrears email received
 November - monthly statement email received
 December - monthly statement email received
 
 2023
 January - monthly statement email received
 January - administration email received
 February - monthly statement email received
 March - monthly statement email received
 April - monthly statement email received
 May - monthly statement email received
 May - Arrears letter + email arrived
 July - email & text to tell me to set up a payment plan - account now on hold for 14 days.
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 debrag it is your account, I apologise for the content, may I ask you to continue your case from now on, (no more childish bickering) we are here for debrag not one upmanship. - end of:-
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 "It doesn’t take a genius to work out who’s who and what’s what from a DCA perspective if they really wanted to?"
 
 I seriously doubt the veracity of that statement. People here alert posters if they have inadvertently posted any identifiable information, and a Mod will often quickly redact it on their behalf. If you find the way the site works so comical, again one wonders why you bother to be here.
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 debrag it is your account, so ultimately you will need to make the decision, I have advised based on my experience of the so called ‘old way’ and it has worked for me.
 
 I do find it somewhat comical that we are advised against responding to the DCA’s etc however are advised strongly to post all the information on what is predominately a public site. It doesn’t take a genius to work out who’s who and what’s what from a DCA perspective if they really wanted to?
 
 so I’m my humble opinion the old way still works and if it does get too heavy for me then I’ll post my diary and call upon the likes of JCS for support, if the costs warrant it.
 
 I can’t believe for one minute that if these DCA’s etc were so sure that they could actually obtain the funds from you via court that they wouldn’t be the first in the queue? So the fact they hide in the shadows tells me that anyone who stands up to them they will shy away.
 
 only my opinion based on the evidence and experience with the support from past AAD approach.
 - 1 like
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 Note:- Remember:- that was 2013 era! so many variations then and after., not all casesOriginally posted by Pat View Post
 If it were me I would wait and not say anything unless I were issued something like a letter of claim. I remember a blog post from a guy called Paul who said that while SB runs from a DN remedy date, having a long wait between defaulting and a DN being sent could be an unfair relationship. Paul by the way was involved in the infamous Santander v Mayhew.
 
 but sit on hands for now.Last edited by The Tech Clerk; 12 June 2023, 07:59.
 - 1 like
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 Brandon case! as one issued late then the owners may have trouble.Last edited by The Tech Clerk; 11 June 2023, 20:02.
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 If it were me I would wait and not say anything unless I were issued something like a letter of claim. I remember a blog post from a guy called Paul who said that while SB runs from a DN remedy date, having a long wait between defaulting and a DN being sent could be an unfair relationship. Paul by the way was involved in the infamous Santander v Mayhew.Originally posted by debrag View Postby the ways I'm a her not a him 
 
 so basically wait till it should be over SB to raise anything.
 Leave a comment:
- 
	
		
		
		
		
		
	
	
	
	
 by the ways I'm a her not a him 
 
 so basically wait till it should be over SB to raise anything.
 Leave a comment:

Leave a comment: