Niddy vs HSBC

[Never-In-Doubt]

Re: Niddy vs HSBC

So, my latest complaint to HSBC (Mr X from the Fraud & Risk dept) went something like...

Got home tonight, letter from big boss of Mr X (in risk & fraud dept) saying he's looking into my complaint and will be in touch once investigated....

Interesting

[Angelic]

Re: Niddy vs HSBC

They've offered you a premium current account???

Just shows you these banks logics or lack of them.

They offered me one too...in fact, they keep offering and I keep saying no

[Never-In-Doubt]

Re: Niddy vs HSBC

As you can see, i've got the £100 in the saver already - ready to transfer and activate the current account thing!

No hanging around here - even though I hate them, hey - needs must right now!

[Never-In-Doubt]

Re: Niddy vs HSBC

They've offered you a premium current account???

Just shows you these banks logics or lack of them.

Yes mate - the main banks do

[swanfan]

Re: Niddy vs HSBC

BOS - Account (Reward Account) offered this morning (strange lol)

They've offered you a premium current account???

Just shows you these banks logics or lack of them.

[Never-In-Doubt]

Re: Niddy vs HSBC

Right,

Not heard back from HSBC yet but this update is to advise of my bank account hunt! Still trying to get the best account for me, still being the operative word here!

I have recently applied for:

Nationwide - Account all up-and-running / Card Received
BOS - Account (Reward Account) offered this morning (strange lol)
Co-Op - Declined
RBS - Awaiting forms to sign and return / offered in principle
First Direct - received this message (seen it before so not holding my breath):

Re: Your first direct 1st Account application.

Thank you for your recent request to join first direct.

Full details about a first direct 1st Account, along with an application form containing the information you have provided, are now on their way to you. When you receive your application, please check that the information it contains is correct, then sign and return it to us as soon as possible so we can complete our final checks.

If you have any queries regarding your application, please contact us on 0800 24 24 24.

Regards

[helmsman]

Re: Niddy vs HSBC

hi Niddy,
Even the helmsman managed to get a coop cashminder account, also still have a nationwide account as they were the only sensible bank/soc who didnt issue us a Credit Card. I would not want your good self chasing me. thank goodness you are on our side.
Helmsman

[fiscalfool]

Re: Niddy vs HSBC

Even for the bog basic Cashminder? I didn't think they stopped anyone having one of them?

I know you should be able to get any account and aren't in the situation most of us are. But even the cashminder will allow you after a few months of good usage to move up. I think it's based on a good behaviour and trust model.

I still think these incorrect markers on your Credit Rating are royally screwing you!

[Never-In-Doubt]

Re: Niddy vs HSBC

Co-Op Nid, cracking bank accounts

They said no

[fiscalfool]

Re: Niddy vs HSBC

Co-Op Nid, cracking bank accounts

[jen_br]

Re: Niddy vs HSBC

You know I don't mind HBOS ill be sad when TSB and them fully become one and ill have to move my money. They were the ONLY bankt hat would open me an account when I moved here.

We have Santandire which yeah theyc an be but they have been good so far to us.

[fiscalfool]

Re: Niddy vs HSBC

Do u want a slap?

How about Bank Of NID
We'd all sign up !

... then again you know how crap we all are with our money!

[IF]

Re: Niddy vs HSBC

Bank of Loo was struck off. Sorry

I heard that too......fancy handing out cup cakes instead of giving interest!!

[Never-In-Doubt]

Re: Niddy vs HSBC

Bank of Loo was struck off. Sorry

[LooLoo]

Re: Niddy vs HSBC

What's funny is I can get "harder scored" accounts but not the basic stuff like barclays/hbos/lloyds/rbs. I think the whole system stinks.

I applied to FD again last night. Theyll have to decline me lol (part of HSBC) but thought it'd be worth it appealing it and then claim compo for them siding with HSBC - naughty (but oh so nice!)!! A free £50 helps the funding costs here, for instance!

Haha love it!

It is very weird that you can't get the basic one ! Pah!

How about the BOL (Bank of Loo - i am sure they would find a very good home for your cash)