Re: Niddy vs HSBC
no DN = No Default
i think thats libel aint it niddy?
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Re: Niddy vs HSBC
One of the first things I learnt when coming to this forum is don't fuck with niddy as you will get your fingers burnt.
They will learn this by the tone of his letters if they don't they need to go back to school.


RegardsLast edited by pompeyfaith; 11 July 2011, 19:05.
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Re: Niddy vs HSBC
Unfortunately for them, i'll be one of the last it happens to though!Originally posted by transformer999Hi Niddy that is what HSBC done to me too. They put a DN on my credit file without any warning. They put a DN on my credit file in April 2009 and sent me a Default Notice in May 2009. So looks like your not the only one this has happened too
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Re: Niddy vs HSBC
I don't doubt it but I will post a link to this thread to them if they do. Then they can decide for themselves if they want to take me on. I mean, they're gonna lose however you look at it - so it's no skin off my nose!!
Idiots, bring it on - I welcome the challenge!!
I just had a crapquest threat regards a £7k debt to skycard. Cool, cept I've never had one or anything from barclays for that fact!! I'll start a thread cos I'm gonna play daft with this and tell them my previous addresses and then act scared and offer to pay - AFTER it's beyond any doubt it wasn't me..... Then I'll get some justice
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Re: Update 29 June 2011
Update 11 July 2011Originally posted by Never-In-Doubt View PostUpdate 29 June 2011
Ok, mini update - still heard nothing from HSBC however I have had a letter from Metropolitan (funny buggers) - as detailed below:
[ATTACH]1133[/ATTACH]
My response, as you can imagine, doesn't pull any punches
...
Response as follows! (notice how 'nice' they appear to be when they think you've got them over something......)!
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Re: Niddy vs HSBC
Awesome - HSBC have done the impossible and defaulted me with no warning, whilst the whole account and closure is in dispute - no DN received, nada!
Look at the actual default date - bloody idiots, they really are. Right, as i'd never got round to arguing this, due to being busy, its now game on!
Ooopsie - bad HSBC!

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Re: Niddy vs HSBC
I hope not - it's not a debt as such!Originally posted by peter View PostExcellent response. I guess this will just be passed to another DCA in a few months time?

I will start issuing proceedings if necessary, they really don't wanna go down that route with me!
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Re: Niddy vs HSBC
new levels of muppetry
you've got a lovely turn of phrase!
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Re: Niddy vs HSBC
Excellent response. I guess this will just be passed to another DCA in a few months time?
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Re: Niddy vs HSBC
You can just picture it when they read that letter
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Re: Niddy vs HSBC
They seem to get cheekier when it's my own stuff, but that's only cos I don't care and will beat them with my hands tied back and blindfolded - chuffin muppets, the lot of em!Originally posted by billypre View PostAlways nice to see a niddy special lol
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Re: Niddy vs HSBC
Well he is not far from the truth, and you cannot be prosecuted for telling the truth either.Haha you've even called them muppets!!
I like the tone of his letters.

Regards
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Re: Niddy vs HSBC
that is going to make someones day
I anticipate whoever gets that needing a few days off to recover
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