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ARMSTRONG v AMERICAN EXPRESS [2009]
And heres another judgment that may be useful.
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Re: ARMSTRONG v AMERICAN EXPRESS [2009]
Would this judgment be particularly useful in defending claims where the claimant is unable to provide statements from inception of the account ? -
Re: ARMSTRONG v AMERICAN EXPRESS [2009]
ANY CHANCE SOME ONE CAN PUT A BRIEF DISCRIPTION OF THIS IN WISHFULL TERMS PLEASEat the start of this journey i owed
£52000.00 UNSECURED £5000.00 SECURED
£0000.00 secured debt as of 17/12/2010 fingers crossed
on 14/07/2012 i now have £32.000 unsecured and £15.000 unenforceable [thanks to niddy and aad ]
as of 17/03/13 its now £26K AND £15K UE
ITS COMING DOWN SLOWLY WHILE STILL ENJOYING MY LIFEComment
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Re: ARMSTRONG v AMERICAN EXPRESS [2009]
The armstrong case is more helpful in highlighting the lenders failings to include the compound interest clause, ie Interest on Interest,
Amex terms at that time did not allow them to charge compond interest, only flat interest and accordingly the claim was reduced by 50% just for highlighting this point
That is what i focus on more than anything in that judgmentComment
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