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  • Oldandblue
    started a topic Confused help please

    Confused help please

    Hiya new to this so start off with one thing at a time
    Had a bank loan in Jan 2000 Then got into difficulties Arrangement made for token payment for 6 months
    THEN unaware's to me Bank TRANSFERRED LOAN TO MY CURRENT ACCOUNT AND PUT ME IN 9K OVERDRAFT and CHARGED ME FOR THE PLEASURE...
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  • DavidFa
    started a topic Cabot chasing debt made up of bank charges

    Cabot chasing debt made up of bank charges

    Hi guys. Im posting on behalf of my friend again. He asked cabot for a copy of his CCA and got the following back from cabot.

    Now this "debt" comes from bank charges. Here is his explanation to me of how the debt came to be -

    Can he do anything other than pay up this...
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  • sweep
    started a topic Sweep's UE diary ( Barclayloan)

    Sweep's UE diary ( Barclayloan)

    Barclayloan

    Loan type: Loan
    Date: 14 December 2007
    Approx balance £21,200
    Last full payment November 2009
    Not paying / In default
    Account Mackenzie hall


    Background

    I took the loan out in December 2007 started struggling...
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    Last edited by sweep; 31 August 2012, 19:16.

  • GlobalC
    started a topic buisness O/D

    buisness O/D

    Evening all, thought id post this away from diary. I had a buisness that went went out of buisness at the beginning of last year. The company itself is still pending being struck off as Yell had objected last July. Anyway there is a 5k overdraft which is now more like 5.7k with Natpest. Around a year...
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  • bosdog
    started a topic Bosdog and Lloyds TSB

    Bosdog and Lloyds TSB

    Lloyds TSB Overdraft
    Account – Current Account opened before 2002
    Overdraft Limit – 4k
    Current – Default 20/10/2010
    Default Amount - £4.5k
    Status – No payments since March 2010



    May 2009 letter sent to Lloyds requesting repayment of all default...
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    Last edited by bosdog; 4 April 2015, 08:38. Reason: wrong color on first line

  • bosdog
    started a topic Any suggestions please?

    Any suggestions please?

    Niddy kindly looked at my cahoot flexiloan last year and explained it is enforceable. It is now in default and solcs are demanding payment of the full amount to westcott ( santander agent ) or they may take court action within 7 days. (now gone past)
    I phoned Santander Collections prior to the...
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  • Never-In-Doubt
    started a topic Unenforceable Overdrafts - CCA Information

    Unenforceable Overdrafts - CCA Information

    new process - effective 2019

    Please note the information below is slightly outdated - please instead read the following info Here then send us a question on this thread.

    -------------------------------------------------------------------
    overdrafts - cca information &...
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    Last edited by Never-In-Doubt; 2 January 2020, 15:32.

  • cymruambyth
    started a topic Annual Statements of Account?

    Annual Statements of Account?

    Are all DCas, lenders etc supposed to supply a statement of account every year? A battle I have yet to start has my OH paying £20 pcm to RMA who haven't had any contact with us for about 3 years.
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