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  • scottygees
    started a topic Advice needed.

    Advice needed.

    Basically I have been on a DMP for a while now and though it still has a way to go before it ends a lot of the defaults on my credit report are due to fall off in the next 9 months. This would then show only £3000 of debt on my file. I was hoping to try and settle this amount in the way of a full and...
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  • Susie
    started a topic Curiosity re DCA liquidation

    Curiosity re DCA liquidation

    I saw a comment on a thread (forgot which one), saying that Experto had gone into liquidation. I have looked at their website and the liqiodators statement of what to do if they were handling repayments etc, and one of the things on there was basically not to SAR Experto as the liquidators will not...
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  • DaveyBoy
    started a topic Arrangement to Pay and default notices

    Arrangement to Pay and default notices

    Hi Niddy
    Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my...
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  • DaveyBoy
    started a topic Debt problems - Any Ideas

    Debt problems - Any Ideas

    Hi, hope everyone is well

    Any advice thought on the below would be much appreciated and I know I'm in the right place to receive it

    Basically I'm still going through a UE journey now 5 years on and all is quiet with this, but now find myself in a new predicament

    ...
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  • sebaab
    started a topic sebaab's diary

    sebaab's diary

    Short history. Mid 2005 to 2008 overspent on credit cards trying to support family on lowish wages. Wife not working due to disabled son. 2008 wife suffers sudden illness so I have to take 10 months off work on half pay to look after 3 kids. Can't afford credit card repayments so slip into overdraft...
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    Last edited by sebaab; 29th April 2017, 15:55.

  • LeeC
    started a topic Ferratum - claiming back interest charges

    Ferratum - claiming back interest charges

    Hello all

    has anyone had any dealings with Ferratum?

    i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "...
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  • cardiac arrest
    started a topic Wescot and natwest ?

    Wescot and natwest ?

    Been trying to find out if Wescot are related in any formal way to natwest, or are totally independent..does anyone know ?
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  • IF
    started a topic Welcome to Dantayler

    Welcome to Dantayler

    Hi Dantayler and welcome

    I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

    We...
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  • Strange contract, strange DCA

    OK lets start from the beginning.

    Agreed to rent a machine for my business, minimum rental was 36 months. I didn't think it was a problem as I didn't expect to not need it.

    November 2014 it arrives. I move to different premises and they have several of the machines so don't...
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  • Been paying token payments for years: what are my options?

    Hi All,

    Please bear with me while I fill you in on my case.

    I’ve been paying token payments to DCAs for 10 years, first by arrangement with them, then 5 years ago through a legal aid charity. Total debts: £40 across 7 debts.

    The monthly token payments are...
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  • Quikkie
    started a topic What do I do?

    What do I do?

    Hi guys, been recommended to join here and ask your advice so here goes....

    I'm currently paying money for bills and credit cards each month with my last credit card seeing me through as I have no spare cash. Once that credit card is maxed out I have nothing so now's the time I need to...
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  • Statute Barred definition - is there one?

    Has the court case resolved the definition of the 'cause of action'/actual date from which SB can be determined? I may have been sleeping.

    For example payment due is an amount determined in the agreement e.g. 5% of the amount due on 16th calendar day of each month
    If you make any...
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  • Statute of limitations? or default IVA very confused..........

    Good afternoon,
    So Im hoping someone can help me with an explanation if nothing else.....

    So a couple of years ago myself and my husband tried to enter into and IVA however we kept trying to tell the iva company that the repayments they were saying we could afford to make were based...
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  • Vonny71
    started a topic County court money claim

    County court money claim

    Was really unsure where to post this one, hopefully this will reach the right area.

    I'm going to try and be as direct, clear and concise as I can be, not been on any forum like this before and am really hoping for some help.


    During March 2013 I was looking for a car, I was...
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    Last edited by Never-In-Doubt; 5th January 2016, 15:50. Reason: Admin edit.

  • stuffthebanks
    started a topic Idem servicing

    Idem servicing

    Hi all, hope things are ok with you...
    I have a debt that was originally with Mint, it went to court, i was very inexperienced back then and ended up with a CCJ and charging order on my house.
    It was set at the hearing that i should pay £150 per month on the debt, which then stood at £18000,...
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