Dear all, I am new to this group and I would really like some advice as to what to do next, I'll try to make this as concise as I can.
Sometime in November 2016 I applied for a Lloyd bank credit product and was declined, this wasn't the first time I've been declined a credit facility or a mobile...

Hey guys and girls,

Sorry if im posting in the wrong place, abit confused as to where to put this, but im a bit lost on this issue at the mo.

Firstly I should start with, I live in Scotland. I have a student overdraft standing at £1,800 from 2010. (date of default on account...

What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression...

new process - effective 2019

Please note the information below is slightly outdated - please instead read the following info Here then send us a question on this thread.

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overdrafts - cca information &...

Hi Guys

I had posted here a month or so ago about an epic Ulster Bank Problem. It has gone walkies due to the new board switch over but..... Well to cut a long story short I got my entire over draft wiped and my account closed!

This was from UB direct, I did not have to...