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  • JLC
    started a topic Interest free Credit card to pay off a loan

    Interest free Credit card to pay off a loan

    Hi

    IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

    he only took the loan...
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  • julian
    started a topic Who is the Creditor?

    Who is the Creditor?

    When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.

    Under CCA regs, who is the Creditor for cancellation rights?...
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  • Beefy1976
    started a topic Harveys Furniture Problem

    Harveys Furniture Problem

    Hi Everyone,

    At the end of October I took delivery of my new sofas from Harveys and there was an issue with the firmness of the seating on the 3 seater sofa. Basically the middle seat is higher, and considerably firmer than the 2 end seats.

    I emailed Harveys and they sent...
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