Hi guys. Need some advice. My mothers natwest account basically she keeps getting charged for not having enough funds. The trouble is they never send her a statement on time to tell her what the account charges are for the overdraft usage until it's too late. So she's always having to guess what it...

My OC has removed a CRA entry dating back to 2008 as they admit it was sent to the wrong address. This has been on my file for 4.5 years.
They have also said they have bought the account back from a DCA to do this, and will issue a new default if I do not settle with them.

The question...

Thoughts on this guys.

Santander, keep charging for unauthorised overdraft every month, and every month i have to keep telephoning them to get it reversed.

At no point have i ever gone over the agreed overdraft.

I have never taken money out past my overdraft...

Am I correct that the banking code is a totally pointless piece of wording, in that if banks break it there is no recourse?????

I was wondering if I could have your thoughts on this which happened to me a couple of years ago.

I had a HSBC joint premier account with a £12K OD and also my wife had premier charge card with about £10K on it, I was being a bit naughty and I was recycling money for one to the other...

I have a dispute with the Bank of Scotland aka Halifax t/a Marbles.

Complaint relates to Arrangement to Pay markers (APs) dated Jan/Feb 2010 on my Equifax credit file and marked as March-May 2010 on my Experian credit files.

I also complained about late payment markers...

While challenging the enforceability of my HSBC loan (in my name only) HSBC defaulted my joint bank account which I held with my wife. There was no dispute with the bank account, which was overdrawn by £449, but HSBC put both outstanding amounts as one debt and have defaulted both. This means that...

The Banking Conduct of Business Sourcebook and Payment Services Regulations (2009) replaced the Banking Code in 2009. The Banking Code was a voluntary code which set standards of good banking practice...

I have finally received some of my sar from the bank about an old account to which I am paying to a dca.the statements show well over 50 charges of £35.00 on the account.can you still make claims going back to 2004 or am i too late.