hi all
I have a problem......
I HAD an egg card, defaulted several years ago & was paying them a monthly DD. When they refused to freeze interest etc I stopped the DD. Since then I have moved.......
I have a Barclays current account that has laid dormant for...
83 results in 0.0033 seconds.
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urgent help needed
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Desperate to help them ***DEBT WRITTEN OFF***
My daughter opened a student account in 2002 and was given an o/d of £250 when she went to uni things didn't work out and she left by which time the agreed o/d limit was £1000, she contacted the bank went in for an interview explained she had left and that she would seek work they said best way forward... -
Overdraft help please
My Partner has had a £1k O/D on his Nat west account for around 5 years, he has never been able to reduce this and gets charged around £35 a month which just makes his situation worse. His only form of income is DLA and CA.
Can anyone suggest the best way to deal with this, he is worried that... -
Arrangement to Pay - sneaky move by NW
Hi everyone - I'll be as brief as possible. Last July I recd a call from NW asking if I'd be happy to reduce my overdraft, that I could do it at £50 per month. I;ll just remark here that i wasn't in an unauthorised o/d or anything. So i agreed but before doing so particularly made the point to the... -
This is snudgerchops fault.
Hello everyone,
I was sent here by snudgerchops - I'm his partner, thank's for all the help you've given, in turn he has been helping me, but I still have a few questions. Hope you can help.
I will also start a diary as snudger has already sent one CCA for me.
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buisness O/D
Evening all, thought id post this away from diary. I had a buisness that went went out of buisness at the beginning of last year. The company itself is still pending being struck off as Yell had objected last July. Anyway there is a 5k overdraft which is now more like 5.7k with Natpest. Around a year... -
Direct Debit for a Loan
ok - I'll keep it brief:
Natwest Loan (post 2007) last payment due Dec 2013. (yup I was in LOADSA debt!!)
Natwest current account currently facilitating the loan direct debit without any problems since it started.
Having a bank account sort out after years of debt and... -
Flossy UE Diary & YB Hassle
Hi,
I would like to give the history of this credit card debt that was with the Yorkshire Bank who sold it to Cabot despite an written agreement with YB to accept £1pm for 3 months.
Again, I have been with the bank for about 20 years and I have been a good customer. I have... -
New to DMP
A big hello to everyone on the forum.
Just entered a DMP with CCCS as needed a leg up on the long road ahead.
Most of my creditors are now aware, with my dmp starting 1st Feb. Only the Halifax & Santander to inform - closing both bank accounts at the end of the month, so will inform... -
Unenforceable Overdrafts - CCA Information
new process - effective 2019
Please note the information below is slightly outdated - please instead read the following info Here then send us a question on this thread.
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overdrafts - cca information &...Last edited by Never-In-Doubt; 2 January 2020, 15:32. -
Self Employed and DMP
Hi
We currently have these debts:
HALIFAX CC 1623 02/07/2007
A&L O/D 2000 26/04/2008
MBNA CC 2070 29/10/2008
FIRST DIRECT CC 2084 02/08/2005
B'CARD CC 2165 27/04/2009...Last edited by OvertheRainbow; 3 December 2011, 13:58. Reason: sorry it all looked so much more readable on s/sheet -
Are Royds REALLY this inept?....
Ok,
When I first got in trouble, I cancelled all dd's and changed banks, as I have 3 debts with them.
I had a £200 o/d facility with them, which was in fact at -£200.
So, I check my account and they decided to take their loan payment from my current...Last edited by thechippy; 27 November 2011, 18:45. -
Help with Lloyds overdraft account
I am trying to help my friends son out with a llyods overdraft account he has.
He has a £1400 overdraft limit and it has reached its limit but he does not have enough money to make much payments and the interest & charges have made the balance at present approx £1500.
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Debit Card Payments Question
Wonder if anyone can answer this:
Normally when you make a debit card payment online, although the money doesn't go out of your account immediately, it is normally 'set aside' by the bank/ building society and taken from your available balance whilst they await the company to come forward... -
Annual Statements of Account?
Are all DCas, lenders etc supposed to supply a statement of account every year? A battle I have yet to start has my OH paying £20 pcm to RMA who haven't had any contact with us for about 3 years.
