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  • Aimee09
    started a topic Sunny and lendingstream help

    Sunny and lendingstream help

    Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending...
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  • JLC
    started a topic Interest free Credit card to pay off a loan

    Interest free Credit card to pay off a loan

    Hi

    IF my son was to get an interest free credit and ring up and pay off a loan (so he can save on the interest and reduce his monthly payment) would it be classed as a purchase or balance transfer and would a loan company accept a credit card as payment?

    he only took the loan...
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  • Strepsi
    started a topic CCA Dates

    CCA Dates

    Is there more chance for accounts to be UE the older they are, is there a chance that debts that are only a couple of years old be UE. Also can I CCA a plain old current account is it only really appropriate for CC's and loans?

    You will understand by my recent posts that I am new to this....
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  • AAD News Feed
    started a topic Payday refunds still being paid out

    Payday refunds still being paid out

    Payday refunds still being paid out

    This is a duplicate of the Blog Entry made on: 15th February 2016 07:30
    Millions of pounds of payday loans refunds are still to be handed back, a lender has said.

    Dollar Financial UK, which owns The Money Shop, said that only 25% of
    ...
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  • scottygees
    started a topic Lending Stream and pounds to pocket

    Lending Stream and pounds to pocket

    Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here...
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  • AAD News Feed
    started a topic Loans to You (clone)

    Loans to You (clone)

    Loans to You (clone)

    This is a duplicate of the Blog Entry made on: 27th January 2016 16:48
    Clone firm details

    Fraudsters are using or giving out the following details as part of their tactics to scam people in the UK:
    Loans to You (clone of FCA authorised fir
    ...
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  • AAD News Feed
    started a topic Liberty Loans (clone) Scam

    Liberty Loans (clone) Scam

    Liberty Loans (clone) Scam

    This is a duplicate of the Blog Entry made on: 27th January 2016 16:52
    Clone firm details
    Fraudsters are using or giving out the following details as part of their tactics to scam people in the UK:
    Liberty Loans (clone of FCA authorised fir
    ...
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  • AAD News Feed
    started a topic Next Loans Scam

    Next Loans Scam

    Next Loans Scam

    This is a duplicate of the Blog Entry made on: 27th January 2016 16:55
    Fraudsters are using or giving out the following details as part of their tactics to scam people in the UK:
    Next Loans (clone of FCA authorised firm)

    Website: www.nextloans.
    ...
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  • Supergrover
    started a topic Failed IVA

    Failed IVA

    I am looking for some advice as I have some old debt from a failed IVA, the last payment I made to the IVA was Feb/Mar 2009, I am just starting to get letters from recovery companies offering "huge discounts". I never heard from the IVA company after my last payment despite asking them for...
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  • mas66
    started a topic Bad Broker Advice

    Bad Broker Advice

    I took out a secured loan of £23500 on a variable rate via a broker in December 2006.After a few years of the interest rates rising subsequently so did my payments, which is understandable. However after numerous interest rate reductions my payments have never been reduced by as little as 1p.
    ...
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  • gelfy666
    started a topic Claiming Refunds For Payday Loans

    Claiming Refunds For Payday Loans

    Hello im Gelf, new to this site, i was on money saving expert but theres i few idiots on there.

    Ive never be the best with money and in 2010 i had 2 credit cards with 15k of debt on them, but i was slowly managing pay it back....very slowly.

    In Feb 2010 i had a few large unexpected...
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    Last edited by gelfy666; 9 January 2016, 22:32.

  • missymoo
    started a topic A long road

    A long road

    I have agreed to help my sister with her debts so we have sat down this week with all the paperwork she has.

    She has been in a DMP for a number of years and currently has around 10 debts left.

    They mostly look like credit cards, loans, bank overdrafts. She has had some health...
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  • Payday lender collapses after £20m refund programme - Cash Genie

    Payday lender collapses after £20m refund programme - Cash Genie

    This is a duplicate of the Blog Entry made on: 7th January 2016 16:49
    Payday lender Cash Genie has entered liquidation, just months after the Financial Conduct Authority (FCA) forced the company to pay £20m in redress
    ...
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  • Tonybluto
    started a topic Unsecured debt

    Unsecured debt

    Thank you for accepting me to the group.

    Some years ago now, I had a mental breakdown, I didn't work for a year, and I lived on credit cards/overdraft/loans.

    I understand that I borrowed the money and I need to repay it.

    I'm on a debt management plan, with step...
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  • Virgin CC / Arrow GLobal / Moorcroft help

    Received letter from Virgin announcing transfer of £3488 CC debt to Arrow Global. Included in same envelope was introductory letter from Arrow, requesting I make contact with Moorcroft who are now apparently "managing" my account.
    Also have had couple of missed calls from Arrow to my...
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