Just a quick question regarding default entries.
I know that when a debt is sold and the new owners start to report on the cra, the previous default is marked with a default satisfied date and balance £0 and the new owner carries on the reporting under its own name.
When checking...
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Number of financial accounts & defaults?
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Two CCJs only now aware
Hi,
I have just been made aware that I have two CCJs against my name, embarrassingly I was told by my potential employers when they have done a credit/reference check.
I had no idea and when I asked if they could give me the details I have contacted the courts and for the... -
will it be difficult getting a mortgage after the six years of statute barred debts ?
We are looking to downsize when our debts become statute barred and just get a small mortgage of say 30.000 . Would this be possible do you think ?
please and thank you
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My F&F experience with Moorcroft
Just been doing a bit of a sort out and came across some papers regarding my F&F experience with Moorcroft. Thought I'd post it here for nostalgia but I wouldn't advise anyone copy it as it's not the proper way to deal with matters and basically I didn't give a rats arse at the time so gave it... -
DAUGHTER LOOKING FOR RENTAL
We are looking for 2 bedroom house/etc in our area for our daughter/partner/children, they hope to move very soon up here, see agents keep mentioning fees to set up lets, some extortionate. i.e. £30.00 to search CRA file etc
any tips for renting and what to look out for??? i.e pitfalls... -
Duplicated monthly entries on CRA?
After almost 6 years helping a friend see off at least 8 creditors there's now light at the end of the tunnel. This year should see a totally trashed credit file turn green as the defaults start to drop off. Most creditors recorded defaults pretty much soon after a few missed payments so not a problem... -
Default lowell
I have been trying to get a default removed from my Lowell account which has been closed since 2010. It appears as Lowell on my experian report but it was from a debt from shop direct. I sent them a letter asking for the original default notice and they told me the following..... -
Debt PAID IN FULL, Equifax still showing it as owing
Right, I'm fuming now!
In early March, I was in a position to repay an outstanding debt over an overdraft from an account that Barclays had closed. I'm in a better financial position than I was when the account was closed and I thought that paying it off would help improve my... -
Unenforceability and credit reference agencies
I began my unenforceability journey with the help of Never-In-Doubt nearly six years ago now. The help I obtained was invaluable and the knowledge I gained took all the panic I felt away almost overnight. Niddy, I am eternally grateful to you and the other forum members who helped me.
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Divorce and debt assignment
Hi,
In the financial order if the respondent is given a joint debt (e.g. a loan), and court order granted for this. how does this get sorted out - i.e. the account name (is the account name put into the name of the respondant as per the court order, the credit file for the petitioner,...Last edited by malamute; 7 April 2015, 09:48. -
Natwest - loan and overdraft
Dear All,
I've a Natwest overdraft and Natwest Loan that I am trying to update the default dates on because the overdraft I believe is about 2 years later than it should be and the loan is yet to be registered as defaulted and shows about 5 years worth of late payments markers.
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Making an offer on a CCJ
I stupidly ended up with a CCJ for an AA Loan - I had court papers before I had found this place and I didn't dispute the debt (although I think now it probably wasn't enforceable reading other peoples cases on here.....)
I have agreed to pay it back at £10 a month - the outstanding... -
Cabot Letter potential Default HSBC Current account
Hi Guys,
I received a letter through the post from Cabottom. We had a joint current account with HSBC and default amount for £407. I recieved default in 2008 and it fell of my CRA in 2014. We paid into A DMA until 2 years ago for nominal amount. i wrote a full and final letter for... -
XX007 - UE Diary - Tomorrow never dies
Thanks for the very kind welcome I have been reading some of the other stories and its cheered me up.
I am very heavily indebt to the tune of £86,500 in 8 different accounts plus a credit card in my wifes name which I still manage to pay to.
Due to my job I need to continue... -
lloydstsb credit card sale?
Does anyone know if there has been a recent,since Christmas, sale of delinquent credit card accounts?
They don't appear to be updating CRA data.
