I've experienced the worries of debt but with this forum they have gradually reduced to where i'm not a bag of nerves anymore well perhaps a reduced bag of nerves lol

i haven't heard from my tormenter *capquest* since early december although i'm sure i haven't heard the last of them...

Capital One

1. Credit Card
2. 7th February 2004
3. £2180
4. Unsure but around 2 years ago - called my bank but they would have to send me all my statements as they can't access the info without a specific date (I use online banking and paper free documents)...

Hi all, I've been reading the forum for a few days now trying to figure out what to do with my debts and found a lot of useful information. Finally joined up so thought I better pop in here and say 'Hello' to everyone. Still getting used to this place but you do seem like a friendly helpful bunch ...

Hi all,

Not been about much if late, I was a user of the old forum.

NiD helped me out to the extent that it went all quiet.

I got pre and post April 2007 Issues that I will come round to post at later date.

Anyway, I got a bit fed up with it all,...

Hi Niddy, i used to post a couple of times for advice in the forums you had before this one (not the moneysupermarket thingy). My username was . Just wondered if all my stuff was transferred here or not?

I went down the unenforcible route with cap1 and received copy documents back in...

Hi there
i have had a couple of credit card debts in the past.
my dad paid the two he knew about off, and i currently pay him £200 a month, to pay thos back.
today i have received a letter from a company acting on behalf of natwest to who i owe £3800, and i want to know what i should...

Ok I have my mischievous hat on today (after complaining to the OFT and TS about a DCA's conduct).

I am thinking of starting billing/invoicing DCA's when they fail to respond to reasonable requests which them take 'considerable effort' on my part to then continue correspondance when they...

hi all
started my ue in march sent cca to halifax
recieved my original agreement back to my horror
n-i-d advised to "blag it" as the prescribed terms and conditions were not 100% linked
have sent debators final response and i am still waiting for reply.Account is...