Hi, I am new to the forum, so I hope this is in the right place and hopefully somebody will be able to provide some advice.
I'll try to be as concise as possible without rambling, but as a little bit of back story, I am 27 and for the past 5 or so years have been on a downwards spiral struggling...
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CIFAS Cat 6 Marker Appeal - Halifax
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Morse's Unenforceability Diary
Morse: Number One
Type of Acc: Northern Rock Personal Loan
Date Commenced: October 2006
Approx Balance: £23,000
(£25,000 original amount, £34,000 total including interest)
Date Last Paid: June 2008
Current Arrangement: £1.00 pcm
Status: Defaulted... -
Philyabootz UE diary (please help)
Hello everyone, this is my first post so bare with me...
I entered into a debt management plan with step change over a year ago for a total debt of £40k
The original debts were to Tesco Loan £24k, Tesco CC £2k, Barclaycard £8k and MBNA CC £6k
I currently owe... -
Delays and Increasing costs hamper MOJ's digital courts project
A £1bn modernisation programme of the UK’s justice system is facing a “daunting challenge” after falling behind schedule and overrunning costs, according to Whitehall’s spending watchdog.
The National Audit Office has found that the changes being rolled out by HM Courts & Tribunals... -
IN DEBT NEED HELP FAST
Halifax overdraft: £5000 - Increased from zero to £5000 over the space of a couple of months a lot of which was gambling and they were also aware my credit card was almost maxed at the time.
Halifax credit card £6500 - The first card i started using after buying a house in 2016
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Default on Barclaycard
Hi all, I really need some help and advice.
I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.
I am wondering what would happen if I couldn’t continue to pay? ... -
Default on Barclaycard
Hi all, I really need some help and advice.
I have a 5,5k Credit Card debt with Barclaycard. I am really struggling to keep up payments and my APR is very expensive. It’s nearly all interest I pay back.
I am wondering what would happen if I couldn’t continue to pay? ... -
Credit card limits 'need control'
More than a million credit card users who are struggling financially have had their credit limits increased without asking, a charity has said. Such borrowing could make their financial problems worse, so Citizens Advice is calling for a ban on unsolicited increases in credit card limits.It wants Chancellor... -
NatWest closed my account! Someone please help me!! Cifas marker
I was in desperate need of money so I came across some guy on Facebook who convinced me that he will make me money and give me 50% of whatever was made. I met up with him and gave him my NatWest bank card and details. He made 2 transactions of £500 to my account so £1000 in total and withdrew the... -
Energy suppliers must help vulnerable customers in debt
Gas and electricity firms must do more to help those struggling to pay bills by spotting debt before it becomes severe, the energy watchdog has said. While the number of customers in debt is down, providers allow customers to accrue £600 in unpaid bills on average before they start paying money back.... -
The seaside towns hit by a rising tide of debt
Seaside towns in England and Wales - and the young families living in them - are suffering the worst levels of debt in the country, new figures reveal. The Isle of Wight has the highest level of insolvencies amongst young adults, according to the Insolvency Service, followed by Torbay and Scarborough.... -
At long last I am claiming life back
Brief background
I am looking to set up F&F with all my creditors, those that agree of course. All have had sent a CCA request 12/09/17. I have been paying all 9 creditors through DMP SC ,since 2008. I have 2 years left apparently. Every where I have read it’s better to start with... -
5corpio started a blog post Fears Bupa care homes buyer will load itself with £600m of debtin 5corpioFears Bupa care homes buyer will load itself with £600m of debt
......putting elderly at risk
Thousands of elderly residents could be at risk if the planned sale of 150 Bupa care homes goes through, it is feared. Private equity backed HC-One – which is run by controversial Labour donor Dr Chai Patel – is looking to buy the sites from the healthcare group... -
Identity fraud - Mother taken out credit in my name
Hello, I'm posting on behalf of my partner looking for some advice regarding a debt that isn't his. In April 2016 we reported a case to Action Fraud as we were receiving letters from Lowell chasing a debt that has been taken out in his name behind his back by his 'mother' from JD Williams (we know it's... -
Identity fraud - Mother taken out credit in my name
Hello, I'm posting on behalf of my partner looking for some advice regarding a debt that isn't his. In April 2016 we reported a case to Action Fraud as we were receiving letters from Lowell chasing a debt that has been taken out in his name behind his back by his 'mother' from JD Williams (we know it's...